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13 years ago · by · 0 comments

How are you going to protect yourself from Identity Theft?

Risk

Never leave critical document such as passport, driving license where they could be taken or copied.

Think carefully about what information I provide, especially on sites that are public  or that I don’t know exactly who they are.

Use adequately strong passwords, and don’t write these down and leave next to the computer!

Use an alias if need to provide information to gain access on a site about which I am unsure. That is Risk Management! 

Keep a regular watch on bank accounts etc to spot early signs of any problem. Keep resources spread across several accounts to reduce risk that all are compromised at once!

Risk Management is a crucial part of any business. Please visit our website for more information about risk!

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13 years ago · by · 0 comments

Does it pay to buy whole Life Insurance when you are in your late 20s?

Think about it!

Right now you probably do not have a lot of financial obligations and probably do not need much in Life Insurancecoverage, but you will. Right now you like most 20 year olds are probably burning through enough money in a month in waste spending that you could in fact buy a very attractive WL policy so that when you do need it, you will have it! You will have already accrued much cash value, locked in on a younger age premium and more.

Some more points to consider WL premiums can be structured to go down over time. Term is guaranteed to go up! (For the “buy term invest the difference” crowd) WL has guaranteed cash values the market has NO guarantees! WL has a waiver of premium that says even if you buy insurance today and get perm disabled tomorrow, you will never have to pay your premiums again and the policy will stay in force and the cash value will still grow.

Visit our website today to find out how Scurich Insurance Service can help you with your Life Insurance needs!

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13 years ago · by · 0 comments

Can you get Life Insurance for a terminally ill parent?

 

Tired and Sick Senior Man Lying in Hospital Bed

  • Many cancer patients can, indeed, find affordable life insurance coverage. How? The key is finding a knowledgeable broker with experience in placing tough cases.
  • Yes, you can get a “graded life” policy for up to $50,000. You maybe able to get more than one such policy. This means that the company only returns premium if the insured dies before 2 years, but if they live beyond that, the full insurance benefit is paid. It does not have to be an accidental death.
Traditional life insurance is not available to people with a terminal illness. You may be able to obtain a Graded Death Benefit life insurance policy. With a Graded death benefit policy, if you die within the first few years, the life insurance company will only refund your premiums paid plus interest. With some policies, a specified percentage of the death benefit becomes available each year.
For more information visit our website today!

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13 years ago · by · 0 comments

Vainest Celebrities and The “Assets” They Insure

 

           Celebrities are a narcissistic breed who tend to value themselves above most. Obsessed with their bodies and worldly assets and terrified that they one day will loose them, many take out quite interesting insurance policies

Jennifer Lopez’s rear – $27,000,000

jenniferlopez
          Perhaps one of the most famous celebrity insurance cases is Jennifer Lopez’s behind. A staggering $27 million: That’s how much Mrs. Lopez’s butt cost to insure. For you math geeks that’s $100,000 per square inch.

          Some people insure everything! What’s the funniest thing you ever seen insured?

          Scurich Insurance can help insure the assets that are important to you, like life. Life Insurance is by far the most important Insurance to have. Although if your a driver Auto Insurance is very important, Life Insurance is a vital part of your family’s future if something were to happen to y0u.

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13 years ago · by · 0 comments

Workers’ Comp for Pro Athletes?

Professional athletes are generally covered under workers’ compensation and are entitled to team benefits in many cases that are an offset against any workers’ compensation payments. There are some statutory and case law exceptions to the general rule, and the laws vary by the state and the sport involved.

Jockeys and professional boxers are the classic examples of athletes with workers’ compensation coverage issues in many cases. The jockey or professional boxer may be considered an independent contractor with no employer to secure their workers’ compensation benefits.

Professional football players (and baseball players) in a majority of states are covered by workers’ comp laws. The National Football League (NFL) players have experienced many injuries not only during their careers but also on retirement. NFL 1990 stats show that more than one-third of the 645 players with careers between 1940 and 1986 retired with injuries. Two out of three retired NFL players live with permanent injury.

For more information on Workers Compensation, please visit our website

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13 years ago · by · 0 comments

Who’s looking out for you?

The role of an agent is both an advisor and a seller. As agents function as salespersons, before purchasing a policy, it is important to seek an agent who can offer comprehensive advice rather than simply a desire to sell. According to the 10 rules to be followed by the buyers of policies developed by the American Council of Life Insurance, rule number three states to select a competent, knowledgeable and trustworthy agent. There are laws that limit the power and penalize the agent for misconduct.

Scurich Insurance would love your business. You need an insurance agency that will look out for your best interest.

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Company information

Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741

Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700

Mailing:
PO Box 1170
Watsonville, CA 95077-1170

Contact details

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[email protected]

(831) 661-5697

Available 8:30am - 5:00pm