Although most people think of business places as safe and serene, in fact they’re rife with risks, both inside and outside the building. Security experts recommend taking these safety precautions:
Parking Lot Security/Lighting. Because crime flourishes in the dark, implement a “buddy system” to ferry workers to and from their cars. Limit parking lot access to controlled points and have the lots as well lit as possible. In fact, light is such a deterrent to crime that it’s wise to keep your entire facility lit, inside and out, during non-business hours.
Entrance Area Safety. Make sure a receptionist is on duty at all times. Provide a registration system for all visitors (even if they wear the uniform of contract cleaning or other service personnel). Have all doors, windows, and locks checked frequently for proper operation. Use badge or other photo ID systems, with frequent checks of entry code systems. Never let employees prop open a door with a chair so that it doesn’t lock behind them outside on a break.
Suspicious Activity. Urge employees to report any suspicious persons or activity around the building. Never allow employees to open suspicious packages. Instead, report them to the authorities for proper search and disposal.
Information Safety. Unfortunately, it’s increasingly easy for computer hackers or disgruntled employees to steal your organization’s vital business information. To guard against this threat, use the latest security software for your entire system, updated frequently, and make sure to have regular backups for this information. Shred paper documents with critical information as soon as they’re no longer needed.
Equipment Security. Keep an inventory of all your critical equipment, hardware, and software. This is especially important as electronic devices keep shrinking in size, making them easier to conceal and remove. Having an inventory (many experts suggest taking photos of important items) will also make it easier for your insurance carrier to process any claim if anything “goes missing.”
Employee Valuables. Provide secure places, such as lockable drawers and closets, for employee property and encourage their use. Valuables, especially any item that reveals personal information, should be locked away during company gatherings or breaks.
Safety Team. Set up a group of managers and employees who meet regularly with a set agenda.
Each state has its own workers’ compensation laws to handle claims from employees who are injured on the job. These laws are strict liability – fault and negligence by the employer are not considered in order to collect benefits. Punitive damages are not available to the employee.
The legal defenses available in a civil action such as comparative negligence and assumption of the risk are not available to the employer in workers’ compensation.
However, the injury or illness has to be incurred in the course of employment in order for the workers’ compensation system to provide benefits to the injured worker. Workers’ compensation is generally the exclusive remedy for an employee’s injuries or illnesses arising out of the course of employment.
It is typically required by the state for every employee – although state law may provide for specific exemptions for officers/owners, small companies (those with three/four/five or fewer employees), domestic workers, farm hands, and independent contractors.
Mike began his insurance career in 1984 as a personal lines underwriter for Continental Insurance Company in Sacramento.
In 1986 he joined USF&G as a commercial lines underwriter in San Jose, CA. The training and experience he gained in both positions are key to his success as an owner/broker for Scurich Insurance. Mike joined Scurich Insurance in 1989 and has been with the agency ever since.
He focuses on commercial accounts and enjoys working closely with and getting to know his clients on a personal level.
Mike graduated from Santa Clara University in 1984 with a degree in English.
He and his wife Jennifer, live in Watsonville and have one daughter age 23 and two sons ages 21 and 19.
As seen in: Santa Cruz Live 7/11/2012 By Ramona Turner
There have been many questions raised as to why Cal-Trans replaced a concrete center divider on Hwy 1 between State Park Drive and Rio Del Mar Boulevard with another concrete center divider in the same location. Cal-Trans has made a statement saying that over the past 10 years Hwy 1 has been repaved numerous times to maintain a smooth road surface. With the surface of the road rising as a result of repaving the height of the barrier has decreased in size over the years making it unsafe for drivers, especially those with larger vehicles.
The old barrier was a type 50 and 32 inches high and the new barrier is a type 60 and is 36 inches high. The height of this new barrier will allow HWY 1 to have more overlays before it will have to be replaced with a new one. This means that this new concrete center divider that was put in will be able to be around for quite a bit of time before it will no longer be safe for divers.
Down through the ages Scurich Insurance Services expertise in Customer’s support we do not work for you but we work with you. Rather speaking about ourselves let our works speak by itself through our customers. In Business Review 360° our customers give away their feedback that confirms you are at right landmark for your insurance. Here are a few testimonials from our Business Reviews 360 page!
Stacey T. Truckee, CA
I have had Scurich Insurance cover my home, vehicles, trailer and boat for so many years I can’t remember who I had last. I haven’t spent any time shopping around because due to previous experience I have been well taken care of after many incidents in my life that required assistance, attention and insurance coverage. To me that is worth any money that I might save by leaving for a less expensive company. Thank you.
sharon j. watsonville, CA
We have been with Scurich Insurance for over twenty years and have always been extremely satisfied with the services they provide our company. No high pressure sales pitch, just professionals who work with us to find the right policies to fit our business needs. The entire staff makes us feel as if we are their most important client. A rarity in today’s business climate.
Brian M. Claremont, CA
My family has been with Scurich for two generations, and they meet all our needs. They are practical and reliable!
Danny L. Watsonville, CA
I only wish I had started with Scurich Insurance sooner.
Jeff B. Carmel, CA
I’ve been with Scurich Insurance Associates for many years. I really appreciate the personal service and professional approach they take with my business and my insurance needs.
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