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6 years ago · by · 0 comments

Recover after a hurricane

From http://www.epa.gov/

ALERT: Generator exhaust is toxic. Always put generators outside well away from doors, windows, and vents. Never use a generator inside homes, garages, crawlspaces, sheds, or similar areas. Carbon monoxide (CO) is deadly, can build up quickly, and linger for hours.

Report suspected spills, contamination or possible violations.

  • To report oil,chemical, or hazardous substance releases or spills, call the National Response Center 800-424-8802.
  • Report a suspected environmental violation on EPA’s reporting page.

Flooding

  • Limit contact with flood water. Flood water may have high levels of raw sewage or other hazardous substances. Early symptoms from exposure to contaminated flood water may include upset stomach, intestinal problems, headache and other flu-like discomfort. Anyone experiencing these and any other problems should immediately seek medical attention.
  • What do I do about water from household wells after a flood? Do not turn on the pump due to danger of electric shock. Do not drink or wash with water from the flooded well until it is tested and safe to use. Read more.
  • What do I do with my home septic system after a flood? Do not use the sewage system until water in the soil absorption field is lower than the water level around the house. If you have a home-based or small business and your septic system has received chemicals, take extra precautions to prevent contact with water or inhaling fumes. Proper clean-up depends on the kinds of chemicals in the wastewater. Read more
  • For water and wastewater facilities: Suggested post-hurricane activities to help facilities recover.

Mold

  • Mold cleanup: Mold can cause serious health problems. The key to mold control is moisture control. After the flood, remove standing water and dry indoor areas. Remove and discard anything that has been wet for more than 24-48 hours.
  • Basic mold hazards
    • Cleaning up mold, what to wear
  • Mold cleanup in schools and commercial buildings. Information for building managers, custodians, and others who are responsible for commercial building and school maintenance.
  • More about mold from Centers for Disease Control
Please let us know how we can help!

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6 years ago · by · 0 comments

Hurricanes

From http://www.epa.gov

“Prepare for a hurricane

Make any preparations that can minimize injury and property damage. Households, utilities, and businesses should plan for disaster before hurricane season starts, or make any possible preparations when a hurricane is predicted.

Drinking water and food:

  • Make a kit of supplies. Keep at least a 3-day water supply per person -and don’t forget pets. What you can do to protect your household well.
  • Prepare food supplies for an emergency. Get a fridge thermometer to be sure of safe storage temperatures if you lose electricity. Freeze extra containers of water ahead of time. Use ice chests in case power is out for more than four hours.

Water and wastewater systems

  • Suggested pre-hurricane activities to help facilities prepare.
  • Water resiliency planning tools for communities.

Planning for disaster debris:

Damage from a hurricane depends on the size, extent, and other factors. Damage debris can include destroyed structures, hazardous waste, green waste, or personal property.

Chemical or fertilizer storage:

Properly designed or modified storage facilities enhance worker safety and minimize the risk contamination.

Summary of regulatory requirements related to shutdown operations – For complex industrial processes, shutdown operations require special care beyond normal operations. Facility owners and operators are required to minimize chemical releases during process shutdown operations; and if reportable releases occur, they must be reported immediately upon constructive knowledge of occurrence. ”

 

Please all us if you need more information on your insurance options.

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6 years ago · by · 0 comments

Are You Following Us On Your Favorite Social Media Sites Yet

Do you know that Scurich Insurance Services, located in California, is on some of your favorite Social Media Sites? All of our helpful and friendly agents at Scurich Insurance Services want to invite you to connect with us so that we can get to know YOU better and provide more outlets for you to learn about all the different insurance related topics.  Connect with us on Facebook, Twitter or LinkedIn today and make sure that you also subscribe to receive our latest Blog Posts to your inbox.

 

 

 

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6 years ago · by · 0 comments

WORKERS COMP AND HOW UNDER THE TABLE OVERTIME CAN MEAN OVER THE LINE

Overtime is highly popular among employees who want to squeeze those few extra dollars out of the week for a job well done. It’s far less popular among employers worried about longer work weeks stretching a skimpy budget even thinner. In many industries, overtime has become a way of life. However, eager employees and employers aren’t the only ones interested in the type of work being performed “after hours.” Workers Comp insurance companies and the IRS have developed their own standards for overtime pay — and these rules could mean trouble for companies that violate them.

Here’s an example of a company that decided to ignore the regulations set by Comp insurers and the IRS. The owner of a New Hampshire trucking business decided that instead of confusing himself and everyone else about overtime pay for some of his workers, he would “reward” them by paying the difference in cash under the table. To make a long story short, the owner got slapped with a slew of federal conspiracy charges from the IRS and the Transportation Department — not to mention an angry Workers Comp insurance company.

The bottom line: Creative schemes to cut Comp costs are never an acceptable alternative. Businesses buy this coverage to protect both themselves and their worker in the event of a workplace illness or injury, regardless of whether it occurred during the regular work week or while working overtime.

Make a call to any of our insurance professionals at Scurich Insurance and learn what your first step is  in designing and maintaining an affordable Workers Compensation program that can offer the protection you need without incurring legal penalties.  To  learn more about this and similar topics, follow us on Twitter.

 

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6 years ago · by · 0 comments

Are You ANOTHER SATISFIED CUSTOMER?

Scurich InsuranceOur Happy Customer program is specially designed to capture your feedback and opinion. If you would also like to share your experience with Scurich Insurance Services, please do participate in Happy Customer. We would love to hear from you!

Here are a few testimonials from some of our Happiest Customers!

“Tony Scurich and his staff have a great reputation for service to their customers. Tony has also been a very active volunteer for Boy Scouting in Watsonville for many years, as well as other community organizations.”  Charles H. Concord, CA

“you can always depend on their consistency with quality people, quality service and reasonable commercial rates. They’ve helped me in a pinch more than once. I highly recommend them!” Eddie O.  Morgan Hill, CA

All of our agents at Scurich Insurance Services will answer any questions that you may have regarding your insurance policy with us. We would like to invite you to take our Happy Customer Survey and tell us why you are a Happy Customer of ours and we would like to invite you to connect with us on Facebook.

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Company information

Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741

Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700

Mailing:
PO Box 1170
Watsonville, CA 95077-1170

Contact details

E-mail address:
Info@ScurichInsurance.com

(831) 661-5697

Available 8:30am - 5:00pm