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4 years ago · by · 0 comments

Beware of Fatigued Drivers

Driver Fatigue Causes 20% of Auto Crashes: Study

By Susan Trulove | April 15, 2013

 

 

A 100-car “naturalistic” driving study conducted by the Virginia Tech Transportation Institute says that fatigue is a cause of 20 percent of car crashes, rather than the two or three percent previously estimated based on surveys, simulator studies and test tracks.

Also, the study found, 18- to 20-year-olds account for significantly more fatigue-related crashes than any other age group. Adolescents’ sleep patterns shift to later hours; however, the school day still tends to start early, resulting in daytime sleepiness.  A driver at any age can also be fatigued.

“The study allowed us, for the first time, to observe   driver behavior just prior to a crash. In 20 percent of all crashes and 16 percent of all near crashes, the driver was showing fatigue. We saw eye-lid closure, head bobbing, severe loss of facial musculature, micro-sleep – which is when your eyes drift shut and then pop up,” said Klauer.  “This was not just yawning. The drivers were asleep.”

Applying the findings to the population at-large, these results suggest that drivers are at a four times greater risk of a crash or near-crash if they choose to drive while fatigued,” said Tom Dingus, director of the Virginia Tech Transportation Institute. “That suggests that about 12 percent of all crashes and near-crashes in the population are attributable to fatigue.”

Protect yourself from other drivers that are impaired!  Scurich Insurance Services can help you get the car insurance you need.  Contact them today for more information.  800-320-3666

 

 


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4 years ago · by · 0 comments

In Case You Missed It!

Here are the Top 3 Blog Posts for March 2013. Thank you for making our blog a success. We post articles that are educational, relevant and fun. Please tell us how we can improve! Enjoy, Your Scurich Insurance Services Team!


We Want to Hear From You!

Scurich Insurance Services - CA

Countless advertisements depict "Flo", or a gecko, as possible advocates in the insurance arena. Hopefully our competitors will take the bait and settle on a fictitious character or a reptile to save a few bucks. Our firm sees the value in the genuine article, the seasoned professional.

The Scurich Family has provided both insurance products and valued advice to my family for three generations.[…]

Click here to read the full article.

Concealed Weapons Complications

Scurich Insurance

The nationwide debate over gun control in the aftermath of the Newtown massacre has raised a number of issues – including potential insurance liability for businesses in states that permit citizens to carry concealed weapons. Here’s why:

A company that allows customers or visitors on its premises has a legal obligation to exercise "reasonable care" in keeping them safe, a responsibility that includes warning them about any hidden dangerous conditions.[…]

Click here to read the full article.

Your Job Can Save You Money on Auto Insurance!

Scurich Insurance Services - CA

Engineers, firefighters, lawyers, teachers, and police officers all have one thing in common: they qualify for Auto insurance discounts with some insurers who have found that people in certain fields tend to be less risky drivers than those in other occupations.

A number of insurance companies offer discounts to those in a variety of professions everything from architects, CPAs, and college professors through librarians, military personnel, and pilots, to physicians, registered nurses, and scientists.[…]

Click here to read the full article.


Scurich Insurance Services | 320 East Lake Avenue, PO Box 1170 | Watsonville, CA 95077 | Office: 1-831-722-3541 | Email Us!

FREE online Newsletters available 24/7, click here to view!

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4 years ago · by · 0 comments

PROACTIVE EMPLOYEE HEALTH PROGAMS MAKE SENSE – AND DOLLARS

Basic health interventions can help your business lower short-term disability rates, while reducing your employees’ time away from work. That’s the bottom line of a nationwide study of 118,000 employees by CIGNA, a major health services
company.

CIGNA found that these measures, combined with predictive analytics, cut disability rates by 15% among employees at high risk of suffering disability within in the next 12 months. (The study defined “high risk” as a 10% or greater probability of becoming disabled during this period).

“By identifying workers at high risk of future short-term disability and providing individualized intervention that includes coaching, incentives, and other outreach, our study shows that the onset of disability absence can be reduced measurably, benefiting employers and employees alike,” says Dr. Robert N. Anfield, chief medical officer for CIGNA’s Disability business. Future studies will deal with the impact of intervention on the length of short-term disability, return-to-work rates, and total medical costs.

The company’s Absence Prediction and Prevention program establishes an intervention, led by a nurse/health advocate, that provides:

  • Early identification of workers at high risk for future short-term disability.
  • Proactive outreach to these employees.
  • Clinical Assessment.
  • A range of disability absence prevention strategies.

By proactively identifying employees who might be having health problems before their condition worsens and they need to leave work, you can help workers stay healthy and potentially prevent or lessen the impact of injuries or illness – which translates into lower absenteeism, higher productivity, and a healthier bottom line.

It makes sense to develop an absence prevention program that emphasizes preventive health safety training. As always, we stand ready to offer our advice.

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Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741

Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700

Mailing:
PO Box 1170
Watsonville, CA 95077-1170

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(831) 661-5697

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