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11 years ago · by · 0 comments

Minimum Liability Insurance Requirements for Private Passenger Vehicles

Financial responsibility is required on any vehicle operated or parked on California roadways.
You must carry evidence of financial responsibility in your vehicle at all times.

What Are the Minimum Liability Insurance Requirements for Private Passenger Vehicles?

  • $15,000 for injury/death to one person.
  • $30,000 for injury/death to more than one person.
  • $5,000 for damage to property.
While the minimum requirements are the law, most vehicles today are worth more than $5,000 and medical costs far exceed the minimum as well.  Raising your liability limits is not only wise, but the cost is very reasonable.  Also, did you know that by having the other policies you need for home and life insurance can give you a discount on your car insurance? Scurich Insurance Services can help you make the best decision for your circumstances. Contact them today!  800-320-3666

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11 years ago · by · 0 comments

Three Teens Caught Breaking into Brennan Street Home

Three teenagers were arrested yesterday for their parts in a residential burglary on the 200 block of Brennan Street.

Watsonville police were dispatched to the house at 1:07 p.m. after a witness reported seeing one male acting as a lookout while two other males had entered through the backyard of the residence, Sgt. Mike McKinley said.

Both the lookout and the two boys inside were quickly detained and arrested.

Officers determined that the duo in the house entered through an unlocked kitchen window. They were unable to steal anything before police arrived, McKinley said.

The suspects, (14, 14, and 15-years-old) were arrested for burglary and conspiracy to commit a crime. The 15-year-old was on probation and also charged with probation violation.

Anyone with information regarding the incident is encouraged to call the Watsonville Police Department Investigation Division at 768-3350 or the Watsonville Police Tipline at 768-3544.

Scurich Insurance Services did not create this content. This article was taken from www.watsonville.patch.com written by Jacob Bourne.

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11 years ago · by · 0 comments

Agriculture Insurance Is Our Specialty!

There are many types of insurance available. Home owner’s insurance, automobile insurance, life insurance, to name just three, but there are also specialty insurance policies available that some consumers may find very useful. This article will examine some of the more common types of specialty insurance.

In simple terms, specialty insurance is exactly what it sounds like. It is insurance that is purchased for items that are special or unique. It is also used to provide protection for items that might otherwise be protected under another policy but are not protected because of some unusual aspect. Here are some of our specialty coverage’s, please call us for others:

Agriculture Insurance Request

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11 years ago · by · 0 comments

Progress Reported in Teen Passenger Safety

A new report on teen driver safety by The Children’s Hospital of Philadelphia (CHOP) and State Farm shows encouraging trends among teen passengers.

From 2008 to 2011, risky behaviors of teen passengers (ages 15 to 19 years) declined: the number of teen passengers killed in crashes not wearing seat belts decreased 23 percent; the number of teen passengers driven by a peer who had been drinking declined 14 percent; and 30 percent fewer teen passengers were killed in crashes involving a teen driver.

Overall, the report measured a 47 percent decline in teen driver-related fatalities over the past six years.

Still, as recent high-profile multi-fatality crashes with teen drivers illustrate, crashes remain the leading cause of death for U.S. teens.

In 2011 more than half of teen passengers (54 percent) reported “always” buckling up.

“When most people think about those affected by teen driver crashes, they think of teens behind the wheel. This report includes encouraging news about teen passengers, who are often left out of the teen driver safety picture,” says Dennis Durbin, M.D., M.S.C.E., co-scientific director of the Center for Injury Research and Prevention at CHOP, and lead author of the report. “When you see the needle move, as we have in this report, it’s time to apply the gas on programs that encourage safe teen passenger behaviors, as well as those that address what causes teens to crash.”

Based on recent research which identified specific behaviors or factors associated with teen driver crashes, Dr. Durbin said there are key areas he thinks have the greatest potential to further drive down the teen crash rate: reduce distraction from passengers and technology, increase skills in scanning, hazard detection, and speed management, and increase seat belt use to improve a teen’s chance of survival in a crash.

For more information on your Auto Insurance, contact us today at Scurich Insurance Services.

This article was taken from www.insurancejournal.com, Scurich Insurance did not create this material.

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11 years ago · by · 0 comments

Get Social With Scurich Insurance Services!

Scurich Insurance ServicesDo you know that Scurich Insurance Services, located in California, is on some of your favorite Social Media Sites? All of our helpful and friendly agents at Scurich InsuranceServices want to invite you to connect with us so that we can get to know YOU better and provide more outlets for you to learn about all the different insurance related topics.

Connect with us on FacebookTwitter or LinkedIn today and make sure that you also subscribe to receive our latest Blog Posts to your inbox.

 

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11 years ago · by · 0 comments

10 Things Your Health Insurance Plan Will Have To Cover

If you have Health Insurance, you’re probably all too familiar with what your plan won’t cover. The list of expenses denied when you try to file a claim can seem endless. It’s easy to wonder what actually is covered.

This February, Americans got more clarity about what Health Plans must cover starting in January 2014, when the U.S. Department of Health and Human Services (HHS) published its list of ten “essential health benefits” under theAffordable Care Act (ACA). These categories apply to both individual and small employer insurance, as well as new plans under Medicaid.

Here are the mandatory categories of treatment and care:

  1. Outpatient medical care.
  2. Emergency care.
  3. Hospitalization.
  4. Maternity and Newborn care.
  5. Mental Health and Substance Use Disorder services.
  6. Prescription Drugs.
  7. Rehabilitation Services and Devices.
  8. Lab Tests.
  9. Preventative and Wellness services, and Chronic Disease Management.
  10. Pediatric Services, including Dental and Vision care.

In response to the release of the new standards, American Association of Health Insurance Plans spokesperson Robert Zirkelbach noted, “The minimum essential health benefits standard will still require many individuals and small businesses to purchase coverage that’s more comprehensive and more expensive than they choose to purchase today.”

This is all the more reason for people planning to buy coverage under the ACA to be well informed when the State Health Insurance exchanges open on October 1.

HHS offers an enrollment checklist for individuals, families, and small businesses that includes questions to ask about Health Plans, a primer on coverage basics, and guidelines for budgeting.

As always, our agency’s specialists stand ready to offer their advice to help you select the best value for your Health Insurance dollar. Just give us a call at Scurich Insurance Services!

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Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741

Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700

Mailing:
PO Box 1170
Watsonville, CA 95077-1170

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(831) 661-5697

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