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3 years ago · by · 0 comments

The Ten Commandments Of Workplace Safety

Following these principles of leadership will help you and your employees focus on job safety:

  1. Don’t walk by. It is everyone’s responsibility to prevent any potentially unsafe acts and conditions they witness from turning into accidents.
  2. STOP! Encourage employees to stop working whenever they feel unsafe, no matter what reason they give.
  3. Focus on a safe working environment. If you expect your workers to work safely, make their workplace as safe as possible.
  4. Don’t blame the worker first. Unsafe ways of working, accidents, incidents, and ill health aren’t necessarily the worker’s fault. The problem often comes from less obvious causes, such as decisions by management.
  5. Use your workforce for ideas. Employees often have a more accurate idea than you or your managers about which safety and health practices will work, because they deal with these issues every day.
  6. Be patient. Don’t expect quick wins. Improvements will emerge over time, but only if you stick with them.
  7. Explain your decisions. Just telling workers that something is wrong or a safety risk isn’t enough. If they’re to act on the information you provide, they need to know why and how to avoid harm.
  8. Lead by example. Your behavior sends powerful signals. If you carry out your job in a safe way, your workers are more likely to do the same. If you don’t, they won’t imitate you.
  9. Focus on co-operation. Treat your subcontractors in the same way as employees by encouraging them to communicate with each other.
  10. Don’t neglect occupational health. If you look after the health, as well as the safety, of your workers today, you’re less likely to create problems for them or your business tomorrow.

Sound advice!

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3 years ago · by · 0 comments

You’ve Been Hacked! Spread The Word

No matter how prepared you are – or believe you are – you can still suffer a cyber-security breach. What you do next can have a profound impact on the reputation of the business, customer loyalty, employee morale, and, ultimately, your bottom line.

An effective communication strategy should follow these guidelines:

  1. Notify key regulatory and legal authorities as soon as possible, unless this might impede a criminal investigation. Even if notification isn’t required by law, it’s an important courtesy.
  2. Make sure that staff roles and responsibilities for communicating the breach are outlined and understood clearly.
  3. Tailor the notification process to the audience – high-value customers, senior employees, or individuals who might particularly vulnerable (such as the elderly, the disabled, and minors) and to the nature of the breach; handle the theft of confidential client information differently than stealing employees’ Social Security numbers.
  4. Have legal counsel review the method and content of all communications.
  5. Prepare for media inquiries to deliver a clear message for parties affected directly or indirectly. Be sure that your spokesperson is qualified and trained to deal with the media.
  6. Provide ways for victims of the breach to ask additional questions and/or learn how to minimize potential harm.
  7. Test the plan: If you had to execute it, how well did it work, and how did you update it? Many businesses have discovered holes in their response plans after failing to consider the impact of a cyber security breach on daily operations, or underestimating the attention the event drew.

To learn more about spreading the word after a data breach, please get in touch with us.

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3 years ago · by · 0 comments

Happy Holidays!

Scurich - Happy Holidays

It’s the Holiday season and we just wanted to say
‘ Thank You ’
and that…
It’s been a pleasure working with you this year…
Hope you and your family have wonderful Holidays and…
A Happy New Year.

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3 years ago · by · 0 comments

Employer Sponsored Disability Insurance: Meeting A Need

A recent study by the Consumer Federation of America (CFA) spotlights the value of employer sponsored disability coverage in helping meet the health and financial well-being of workers.

According the Social Security Administration, one in every four employees will use their disability coverage at some point.

Despite this need, the nationwide survey found that fewer than two in five workers (39%) in the private sector have short-term disability (STD) coverage through their employers and only one in three (33%) have employer sponsored long term disability coverage (LTD).

Studies by the U.S. Bureau of Labor Statistics and Mathew Greenwald & Associates have found similar rates of participation in these programs.

CFA Executive Director Stephen Broback says, “Surveys have shown that disability insurance is a critically important part of the social safety net”. . . “that plays an essential role in protecting the emotional and financial lives of workers.” Based on the study’s findings, he urged “all employers to offer the option of obtaining disability coverage.”

The survey also found that when businesses don’t offer LTD, many workers would buy it for themselves if they could receive the lower group rates available through employer sponsored coverage. Most disability plans cost workers between $10 and $30 per month, and the average monthly premium for STD coverage comes to $18.

More and more employees are benefiting from these plans, an estimated 650,000 disabled workers received employer sponsored LTD payments last year.

If you’d like to offer your employees this valuable “peace of mind” benefit, or for a complimentary review of your disability plan,– feel free to get in touch with us at any time. It’s our pleasure to serve you.

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3 years ago · by · 0 comments

How Well Can Your Workers See?

Employers and employees aren’t seeing the health and productivity boosts of using their vision plans, especially with an aging workforce. According to Transitions Optical, Inc., nearly half of workers fail to take advantage of their vision benefit, either by not enrolling (24%) or not using their benefit to get an eye exam (32%).

That’s unfortunate, because helping employees see well offers a number of benefits:

  • Good eyesight boosts productivity. Nearly 35% of people age 40+ have trouble seeing print or numbers on reading materials, or signs, even with glasses, One in four employees age 45 or older take breaks to rest their eyes at work, because of fatigue or eyestrain. Uncorrected vision (so slight that an employee might not notice) can reduce productivity up to 20%.
  • Mental health and eye health are connected. Vision problems can worsen mental decline. Older employees with poor vision are five times more likely to develop cognitive decline than their peers with good or excellent vision. Untreated poor vision in the elderly is also linked to dementia; older adults who have poor vision without intervention (such as eye care visits and cataract surgery) are almost 10 times more likely to develop Alzheimer’s.
  • Glare bothers most workers. Almost all people say glare affects their vision outdoors, and seven in ten agree that their eyes are sensitive to light. Glare due to reflections from a lens surface can also be present indoors, leading to eye fatigue. The right eyewear can help employees overcome their discomfort.
  • Employees think vision plans are important. More than 90% of employees that agree this benefit will be more important to them as they age.

To learn more, just give us a call. We’re here to serve you.

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Company information

Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741

Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700

Mailing:
PO Box 1170
Watsonville, CA 95077-1170

Contact details

E-mail address:
Info@ScurichInsurance.com

(831) 661-5697

Available 8:30am - 5:00pm