Contact us

(831) 722-3541

Contact us

Contact details:

Message:

Your message has been sent successfully. Close this notice.

Commercial Insurance Quote

Coverage Information

Current Coverage Information

Contact details:

Your Quote Form has been sent successfully. Close this notice.

Auto Insurance Quote

Contact details:

Current Coverage Information

Your car:

Your Quote Form has been sent successfully. Close this notice.

Homeowners Insurance Quote

Your house:

Current Coverage Information

Contact details:

Your Quote Form has been sent successfully. Close this notice.

Life Insurance Quote

Life Insurance Details

Current Coverage Information

Contact details:

Your Quote Form has been sent successfully. Close this notice.

Health Insurance Quote

Coverage Information

Current Coverage Information

Contact details:

Your Quote Form has been sent successfully. Close this notice.
4 months ago · by · 0 comments

Trucking Risk Management & Safety News

Creating a Preventive Maintenance Program

Commercial vehicles often operate over long hours and in grueling conditions, and it’s important to know the condition of your entire fleet so it can remain financially viable. Taking the time to create a preventive maintenance program can help you save in the long run by avoiding unexpected downtime and ensuring fleet reliability.

Let our team help you create a preventive maintenance program and prevent costly breakdowns. Call us at 831-661-5697 and ask to see our new resource, “Preventive Maintenance Program Guide and Toolkit.” This guide walks you through the steps needed to create an effective program and also includes supplemental policies and checklists to help ensure the program’s success.

FMCSA Proposes Simplifed Process for CDL Applicants

The Federal Motor Carrier Safety Administration (FMCSA) has proposed two changes that will help simplify the process of obtaining a commercial driver’s license (CDL). The agency stated that one of the primary motivators for the proposals was to help fill a national shortage of qualified truck and bus drivers.

The following is a summary of the two proposed changes:

  • Military licensing and state CDL reciprocity—This proposal would allow applicable state agencies to waive the CDL knowledge test for qualified veterans and certain active duty personnel.
  • Commercial learner’s permit validity—This rule would extend the expiration date of CDL learner’s permits from six months to one year.

The FMCSA is currently seeking public comments on the proposals before it moves forward in the rule-making process. For more details on the rules, visit the agency’s website.

Supreme Court Declines to Hear Challenge to ELD Rule

The Supreme Court recently announced that it will not hear a challenge to the FMCSA’s electronic logging devices (ELD) rule. The challenge was brought by the Owner-Operator Independent Drivers Association, which stated that the ELD rule violates constitutional rights that protect against warrantless searches.

As a result of the Supreme Court’s decision, the ELD rule is expected to come into force on its planned Dec. 18, 2017, compliance date. The FMCSA believes that the rule will result in annual savings of over $1 billion by reducing the amount of required paperwork for commercial motor carriers.

Read more

4 months ago · by · 0 comments

Forestry Electricity and Tree Care

Electricity is one of the leading causes of death for tree-care workers. Tree branches can sometimes be close to power lines, and when trees are uprooted by powerful storms, there is a chance they can take power lines and transformers down with them. Live power lines can pose serious hazards if not fixed properly. Tree-care workers need to know how to stay safe in such conditions.

Electricity is one of the leading causes of death in the tree-care industry. Workers need to know how to keep themselves and the public safe when electricity poses risks at the worksite

Be Prepared

  • If there is a power line present, never assume that it is safe to touch.
  • Assess the worksite for fall and falling object hazards.
  • Have an emergency plan.
  • Wear properly insulated footwear and other personal protective equipment in case electricity travels through the ground unexpectedly.
  • Consider asking the utility company to de-energize nearby power lines.

Follow Safe Work Practices

  • Maintain a distance of at least 10 feet from overhead lines, and more than 10 feet if the voltage to ground is over 50 kilovolts.
  • Avoid direct and indirect contact with an energized conductor, such as a power line or a tool touching a power line.
  • Stand away from grounding elements, as power can travel through the ground.

Wear the Right Gear

  • Wear proper gloves and shoes for hazards present wherever tree work is being performed.
  • When electrical hazards are present, use rope that provides appropriate insulation and is free of moisture and contaminants.

Be Alert

  • Assume that all power lines are energized at all times.
  • Anticipate when limbs might fall onto power sources.
  • It only takes a moment for a fatality to occur. Always stay alert and be prepared for potential hazards.

Read more

4 months ago · by · 0 comments

Summer Sun Protection Tips

5 Sunscreen Tips to Protect Your Skin

The bright summer months are a great time to be outdoors, but extended exposure to sunlight can cause serious damage to your skin. The sun emits ultraviolet (UV) rays that can lead to sunburn, premature skin aging and cancer.

The best way to protect your skin while still enjoying the outdoors is to regularly apply sunscreen to any area of your body that’s exposed to the sun. It’s also important to use a sunscreen that offers the best protection for the situation you’re in. Here are five important tips you can use to protect your skin this summer:

  1. Choose a sunscreen that includes broad spectrum protection on the label. These sunscreens will protect you from both types of UV rays.
  2. Make sure that any sunscreen you use has a sun protection factor (SPF) of 30 or higher. A higher SPF means that more UV light is filtered out before it can reach your skin.
  3. Use water-resistant sunscreens if you’ll be swimming or sweating in the sun. Also, be sure to inspect the sunscreen’s label to see how long it lasts in the presence of water or sweat.
  4. Follow the instructions on the sunscreen’s label when applying it to your skin. You should apply the sunscreen evenly to any exposed area of your body. It generally takes 1 fluid ounce of sunscreen to cover an adult.
  5. Reapply sunscreen every two hours. You may need to reapply it more frequently if you’ve been swimming or sweating, or if it’s been rubbed off by a towel or clothing.

Do Your Sunglasses Offer Enough Protection?

The American Optometric Association estimates that 47 percent of consumers don’t check their sunglasses to see if they offer adequate protection from UV rays.

The eyes are one of the most sensitive areas of the body, and exposure to even a small amount of UV rays can result in cataracts and cancer of the eyelids later in life. Keep these tips in mind when purchasing a pair of sunglasses:

  • The sunglasses should block 99 to 100 percent of UV radiation.
  • A uniform tint should be present. A gray tint is best for color identification while driving.
  • The frame of the sunglasses should stay close to your eyes and curve around your face to offer protection from multiple angles.

Read more

Company information

Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741

Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700

Mailing:
PO Box 1170
Watsonville, CA 95077-1170

Contact details

E-mail address:
Info@ScurichInsurance.com

(831) 661-5697

Available 8:30am - 5:00pm