Agriculture is big business in the United States. Once dominated by family farms, agriculture has grown into agribusiness dominated by large corporations. But, small family farms, ranches, wineries, dairies, and other small farm businesses make up a vibrant and significant part of the United States economy. These businesses are often family owned or closely-held entities. Significant loss of equipment, structures, crops or livestock can devastate the business and end generations of investment.
These risks can be controlled and insured. Agriculture has some unique aspects, but a good local agent or broker that thoroughly understands the business can guide the owner to appropriate coverage with specialty insurers that specialize in business insurance for agriculture. Often such insurance and its premiums is subsidized at either a state or federal level and state or federal officials can provide assistance in selecting appropriate coverage.
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