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4 years ago · by · 0 comments

Does Your Homeowner Policy Cover Earthquakes?

Those of us who live in California know well that we are in an earthquake zone.  Earthquakes are an exclusion of most standard homeowners insurance  policies.

What can we do to protect our valuables in case one happens in our area?  Here are a few suggestions that will help protect our home and its contents:

  • Use brackets to secure wall units, bookcases and other tall furniture to studs in the walls.
  • Install shatter-safe window films in order to help prevent breaking glass.
  • Store fragile expensive items in closed cabinets with strong latches, and use plastic putty to secure them to shelves.
  • Repair any cracks in the ceiling or foundation as soon as you notice them, as earthquakes can cause these to rapidly worsen.
  • Make sure your water heater is strapped firmly to the wall.

Buying the right home insurance policy is a powerful step in helping to protect the people and things you love. However, it’s important to know exactly which perils are and aren’t covered. Work with a licensed agent to learn more about the exclusions in your policy so you can take steps to prepare for any problem that comes your way. You have a substantial investment in your home.  Scurich Insurance Services will be happy to help you to cover your assets!  Contact them today.

 800-320-3666


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Company information

Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741

Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700

Mailing:
PO Box 1170
Watsonville, CA 95077-1170

Contact details

E-mail address:
Info@ScurichInsurance.com

(831) 661-5697

Available 8:30am - 5:00pm