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6 years ago · by · 0 comments

Goodnight, Irene. Good Morning, Insurance Agent

In recent years, insurance companies have started to pass more of the financial burdens of natural disasters to policy holders. Many insurers now require mandatory hurricane deductibles in coastal areas; some have raised those deductibles from 1% or 2% to as high as 5%, raising out-of-pocket costs for policy holders. Meanwhile, many homeowners are discovering that even with these deductibles, their policies may not cover all the damage caused by a hurricane or tropical storm. “Families will have to dig deeper into their pockets,” says J. Robert Hunter, director of insurance for the Consumer Federation of America.

These developments can make an already difficult situation tougher. Following Hurricane Katrina, a far more devastating storm than Irene, many homeowners complained about waiting months for their claims to be processed, according to the non-profit group Americans for Insurance reform. Slowing down the process was disagreement over what was wind damage and what was water damage, says Susan Voss, vice-president of the National Association of Insurance Commissioners. Standard homeowners insurance typically covers damage from wind but not water; in the aftermath of a hurricane, it can be hard to tell which is which. Come to Scurich Insurance agency to get a quote on your Home Owners Insurance today to get covered.

By Quentin Fottrell | SmartMoney EG – Tue, Nov 29, 2011 8:19 PM EST

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Scurich Insurance

320 East Lake Avenue, PO Box 1170

Watsonville, CA 95077-1170

Office: 1-831-722-3541

Toll Free: 1-800-320-3666

Email:tony@scurichinsurance.com

 

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Company information

Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741

Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700

Mailing:
PO Box 1170
Watsonville, CA 95077-1170

Contact details

E-mail address:
Info@ScurichInsurance.com

(831) 661-5697

Available 8:30am - 5:00pm