What is Homeowners Insurance?
Homeowners insurance is an insurance policy that protects you financially in the event that your home and property is damaged in a covered peril, or in the event of a covered lawsuit.
Perils that are typically covered by a standard home insurance policy include fire, wind, lightning, hail and theft. While no one plans on losing their home or possessions to any of these perils, it unfortunately happens every day. Ask yourself this: If your home was ever destroyed in a fire, for example, how would you pay to rebuild your home? That’s where your homeowners insurance comes in.
Homeowners insurance protects the investment you have made in your home by providing you with coverage for specific hazards.
But your home insurance doesn’t stop there. In the event that someone was filing a lawsuit against you for accidental damage you caused to their property, how would you pay for the costly legal fees? Standard homeowners insurance also contains liability coverage that protects you and your family against lawsuits where another party finds you liable for damage to their property or person.
Scurich Insurances can provide commercial packages, farm bureau discounts, farm packages, workers compensation, professional liability, umbrella, group benefits group life & health personal auto , home, life, health and much more. We can also help you plan wisely and guide you in the evaluation of risk management, We serve Watsonville, California and surrounding areas. We represent over 50 Insurance carriers to better protect your business.
Central Electric Company has been insured with Scurich Insurance Services for longer than Sharon can remember. She feels that Scurich Insurance Services has a great staff that is very professional and always has a quick response. Sharon and Central Electric Company are currently insured with commercial and personal insurance, including liability, auto, home, workers comp, and umbrella coverage.
Sharon is very satisfied with her agent Tony Scurich, and the services Scurich Insurance Services provides. Not only has she saved money on her insurance policies, but she would also recommend them to her friends and family.
“Our Company has been using Scurich Insurance Services since 1986, and we continue to be elated by their ability to maintain consistent, meaningful and timely service with competitive rates year after year! We have no need to look for representation by other insurance companies since we have the best working hard for us at Scurich Insurance. Thanks for the years of great service and being an intergal part of our success on the Central Coast! A customer for life.”
In the early 80’s I was approached by Tony Scurich himself about his insurance opportunities and I really loved the idea of a local family owned business. We insured them with our previous business and then when we opened Lakeside Organic Garden it was a no brainer who to insure with. If I had to Rate Scurich insurance I would rate them as an 11 on a scale from 1-10 because of their excellent customer service and the ease of trusting them through their honesty.
In 2009, I stared looking for a new insurance agent for my farming operation, MKM Farms. Scurich Insurance contacted me and it was perfect timing. Not only did I save money when I switch, but I quickly learned that Scurich Insurance provided MKM with great customer service which adds to the overall appeal of the business. Being able to work directly with the owner of Scurich is positive knowing that things will get done.
Countless advertisements depict “Flo”, or a gecko, as possible advocates in the insurance arena. Hopefully our competitors will take the bait and settle on a fictitious character or a reptile to save a few bucks. Our firm sees the value in the genuine article, the seasoned professional. The Scurich Family has provided both insurance products and valued advice to my family for three generations. Many uncertainties exist today in business; fortunately, the excellence with which Scurich Insurance Services serves its clients is not one of them. Their expertise, as a broker, to competitively shop for coverages, has helped us manage costs–without unnecessary exposure. We have referred several friends and colleagues to the Scurich agency, for both commercial and personal lines, all of whom have experienced the same high level of professionalism from the partners and their well-trained, courteous staff. I look forward to the day when the fourth generations of our two families are able to continue this mutually beneficial relationship.
Our company has been using Scurich Insurance Services for 12 years. Scurich Insurance Services has been providing us with excellent service with our business liability, auto and umbrella insurance policy needs. Mike and his staff are professional, prompt and continually work with us to find ways to reduce liability exposure and contain our insurance costs. We always feel we are in good hands!
Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700
PO Box 1170
Watsonville, CA 95077-1170
Available 8:30am - 5:00pm