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Umbrella Insurance is a supplement to your existing policies that offers up to $1 million or more in additional coverage beyond what is available from your auto, homeowner’s, and other property or vehicle policies.
So why should you make it a part of your insurance portfolio? Here are three situations where umbrella insurance can help.
Do you have a rental property or rent out your home?
Umbrella insurance covers liability on rental units. If you own a rental property or vacation rental, umbrella coverage can be invaluable for you as a property owner. Many things can a do go wrong when you rent out your property. Be sure you are protected with an umbrella policy.
If you are responsible for a serious accident.
Auto insurance is designed to protect you in case of an accident for which you are held responsible, but this does not mean that the amount of insurance coverage you currently have will be enough to cover all damage caused in some situations. If you cause an accident with a high-value vehicle or there are serious personal injuries that need to be paid for, you may quickly exhaust your automobile insurance coverage. With umbrella coverage, you’ll have an extra policy so you do not end up paying for these expenses out of pocket.
What about other vehicles?
Boats, motorcycles, and other personal pleasure vehicles can present you with unexpected liability issues for which your existing insurance policies may not cover. Asking your insurance agent about umbrella insurance and if it may help supplement your current coverage could prevent financial disaster.
Scurich Insurance Servicescan help you see how umbrella coverage could benefit you. Call them today! 800-320-3666
D&O: Zurich Directors and Officers Liability Insurance: “The O.G.L. Case” – A multinational company in need of a strong global insurance carrier.
Financial responsibility is required on any vehicle operated or parked on California roadways.
You must carry evidence of financial responsibility in your vehicle at all times.
What Are the Minimum Liability Insurance Requirements for Private Passenger Vehicles?
Three teenagers were arrested yesterday for their parts in a residential burglary on the 200 block of Brennan Street.
Watsonville police were dispatched to the house at 1:07 p.m. after a witness reported seeing one male acting as a lookout while two other males had entered through the backyard of the residence, Sgt. Mike McKinley said.
Both the lookout and the two boys inside were quickly detained and arrested.
Officers determined that the duo in the house entered through an unlocked kitchen window. They were unable to steal anything before police arrived, McKinley said.
The suspects, (14, 14, and 15-years-old) were arrested for burglary and conspiracy to commit a crime. The 15-year-old was on probation and also charged with probation violation.
Anyone with information regarding the incident is encouraged to call the Watsonville Police Department Investigation Division at 768-3350 or the Watsonville Police Tipline at 768-3544.
Scurich Insurance Services did not create this content. This article was taken from www.watsonville.patch.com written by Jacob Bourne.
There are many types of insurance available. Home owner’s insurance, automobile insurance, life insurance, to name just three, but there are also specialty insurance policies available that some consumers may find very useful. This article will examine some of the more common types of specialty insurance.
In simple terms, specialty insurance is exactly what it sounds like. It is insurance that is purchased for items that are special or unique. It is also used to provide protection for items that might otherwise be protected under another policy but are not protected because of some unusual aspect. Here are some of our specialty coverage’s, please call us for others:
Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741
Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700
Mailing:
PO Box 1170
Watsonville, CA 95077-1170
E-mail address:
[email protected]
Available 8:30am - 5:00pm
