We would like the opportunity to compete for your Agriculture Insurance coverage. Here are some areas we can help you in the near future:
Protect your Property | Protect Your Equipment | Protect your Employees | Protect against Law Suits
Not sure if you’re covered enough? We can help find fatal gaps in your current policy and avoid potential disaster.
But don’t take our word for it, here are some comments from business owners, like you:
“In the early 80’s I was approached by Tony Scurich himself about his insurance opportunities and I really loved the idea of a local family -owned business. We were insured with Scurich Insurance for our previous business so when we opened Lakeside Organic Garden, it was a no brainer who to insure with. If I had to rate Scurich Insurance I would rate them as an 11 on a scale from 1-10 because of their excellent customer service and the ease of trusting them through their consistent honesty. “Joanne, Lakeside Organic Gardens
“In 2009, I started looking for insurance for my company, MKM farms. We’re located in Salinas, CA. Scurich Insurance contacted me and I had to take it as a sign for perfect timing. Not only did I save money when I switched from the provider I was with, but I quickly learned that Scurich Insurance provides great customer service which really adds to the overall appeal of the business. Working directly with Mike and Tony, the owners, is an awesome amenity as well. It just adds to the comfort of knowing things will get done.”Doug Iwamoto, MKM Farms, Inc.
Start Here to complete our simple Request Form and a representative will respond within 24 hours.
We look forward to offering you great service. To learn more about us and to stay in contact with us, follow us on Twitter!
Agriculture Insurance is purchased by agricultural producers, including farmers, ranchers, and others to protect themselves against either the loss of their crops due to natural disasters, such as hail, drought, and floods, or the loss of revenue due to declines in the prices of agricultural commodities. The two general categories of crop insurance are called crop-yield insurance and crop-revenue insurance.
Crop-yield insurance There are two main classes of crop-yield insurance:
Crop-hail insurance is generally available from private insurers (in countries with private sectors) because hail is a narrow peril that occurs in a limited place and its accumulated losses tend not to overwhelm the capital reserves of private insurers. The earliest crop-hail programs were begun by farmers cooperatives in France and Germany in the 1820s.
Multi-peril crop insurance (MPCI): covers the broad perils of drought, flood, insects, disease, etc., which may affect many insureds at the same time and present the insurer with excessive losses. To make this class of insurance, the perils are often bundled together in a single policy, called a multi-peril crop insurance (MPCI) policy. MPCI coverage is usually offered by a government insurer and premiums are usually partially subsidized by the government. The earliest MPCI program was first implemented by the Federal Crop Insurance Corporation (FCIC), an agency of the U.S. Department of Agriculture, in 1938. The FCIC program has been managed by the Risk Management Agency (RMA), also a U.S. Department of Agriculture agency, since 1996.
If you want to learn more about Scurich Insurance and what they have to offer, click the link to be directed to their website!
As seen in: Property Casualty 360 4/25/2012 By Melissa Hillebrand
There is a federal insurance program in place that insurance agents use that specialize in Agriculture Insurance. Throughout the years this insurance program has gone through many different changes like cut backs like a lot of other programs are going though as well. The Federal Crop Insurance Program’s (FCIP) current bill with the Congress expired this September and that may mean even more cut backs for the program. Originally when the program was created during the depression era to help those farmers recover from the damages that occurred from the Dust Bowl.
The 2012 farm bill that is before congress would take the place of the current legislation that was passed back in 2008. The legislation that was passed in 2008 made it so that there was a reduction in the appropriation that is given to insurers that sale and serve crop insurance policies and the administrative fees for coverage with the policies are increased for farmers. The National Association of Farm Service Agency (FSA) County Office Employees (NASCOE) wants Congress to replace the private insurance agents with federal government employees (FSA), although there is much debate over where or not federal employees or private insurance agents should be the ones that handle the policies.
Although there is a significant amount of fear surrounding the Obama administration proposed plan to decrease the amount of subsidies to the industry by $8 billion over the course of 10 years, a reduction of ROI for crop insurers to 12% and having a reduction in producer-premium subsidies and how these changes will in turn affect farmers.
Innovative farmers have been producing renewable energy using byproducts such as walnut hulls and methane for years, and their efforts to earn credits from utility companies for some of that energy could soon become easier.
A bill passed by the Legislature would allow farmers to connect on-farm renewable-energy systems together and then connect them to the grid. Previously, only solar, wind and fuel cell generators have had a streamlined path to connect.
-California Farm Bureau Federation
If you would like information on how Scurich Insurance can help your Agriculture Business!
Recently the Watsonville Civic Plaza was observed with a meeting that discussed water conservation technology, possible programs to conserve water and the Pajaro Valley Water Management. More than 50 local growers and others interested in agriculture and water attended this forum to address the Pajaro Valley’s water problems. It was a sixth meeting to discuss the same problem.
This shows the problem that the growers face in Watsonville. Scurich Insurance Services knew your problems that you face in your farms. We provide a conservative and comprehensive Agricultural Insurance Quote that helps at all your situations of droughts, fire, theft, and for all your losses. Contact us to get more info that protects you. We are also available on Facebook and LinkedIn so connect with us today!
Scurich Insurance
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
eMail:[email protected]
