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11 years ago · by · 0 comments

A Look at New Insurance Laws Taking Effect in 2013

Taken From: Insurance Journal

“With 2013 just around the corner, a number of states are preparing to implement new insurance-related laws. Insurance Journal highlights some of the changes that will take place around the country.


In 2013, the California workers’ compensation benefit delivery system will undergo regulatory changes as part of SB863, the Workers’ Compensation Reform Package, which was passed in the 2012 legislative session. SB863 is intended to reduce system costs as a set off for increased worker indemnity benefits.

SB 863 is designed to contain costs in several ways, while increasing permanent disability benefits for workers. Two prime goals the bill had in attempting to reduce costs were to change the way in which the system deals with permanent disability, and how medical liens and billing disputes are handled.

“SB863 is intended to reduce system costs as a set off for increased worker indemnity benefits, but overall projected savings are 1.4 percent. We believe that further savings must be found in the system,” Marjorie Berte, vice president of the American Insurance Association told Insurance Journal.

Specifically, SB 863: 1) Increases permanent disability (PD) benefits by about $740 million per year, with a two year phase-in, and removes future earning capacity for PD calculations; 2) Eliminates cost-driver sleep disorder, sexual dysfunction, and psychological add-ons; 3) Changes the medical fee schedule to Medicare-based RBRVS from the current official medical fee schedule; 4) Establishes fee schedules for ambulatory surgical centers, copy services and translators; 5) Eliminates double billing for implantable surgical hardware; 6) Removes medical decisions from workers’ compensation administrative judges; 7) Provides for an independent medical review process similar to that used in managed health care; 8) Streamlines medical provider network (MPN) process to encourage usage and going outside of MPNs, and simplifies the MPN approval process; and, 9) Imposes limitations on use of liens, and establishes lien filing fees.”

Read more HERE!


For more information about any of the new laws that are taking affect in the insurance world in 2013 or to obtain a new Commercial Insurance or Personal Insurance quote simply contact Scurich Insurance Services located in Watsonville, California today at 800-320-3666.


Scurich Insurance Services did not originally write the content above.


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11 years ago · by · 0 comments

New Years Eve Safety Tips!

Taken from

“New Year’s Eve is a night to have fun and celebrate the coming year. However, safety is a must when participating in the festivities. Whether you’re staying in and celebrating with friends and family, or you’re traveling to a party or city bash, following a few safety tips will ensure that you’re safe and sound when the clock strikes midnight, ringing in the New Year!

Designate a Driver: If you are going to be driving New Years Eve, don’t drink and drive. If you have a friend who does not prefer to drink, make sure they take the wheel. You might even be on the water this New Years Eve. The person in charge of navigating the boat needs to be cautious, and this still applies to them! It is important to be safe on the water as well, so drink sensibly.

• Be Alert: Be aware of your surroundings and how others are acting. Stay away from those who are out of control and might cause harm. Taking preventive measures is key. If someone is really intoxicated, prevent them from trying to drive or leaving with someone they do not know. It’s important to keep an eye out for each other.

• Don’t Drive: If you don’t have to go behind the wheel, avoid it. More people will be driving under the influence on this particular night, so avoid a potentially dangerous accident by staying off the road. Otherwise, be alert and drive defensively. Most importantly, wear your seatbelt! Also, using public transportation is a wise option. If taking a cab is too expensive, crashing at a friend’s place nearby is a convenient solution.

• Stick Together: This way we can look out for our friends and family. Going out to parties and nightclubs means a fast-paced, crazy night; so be sure to travel in groups. Having a safety net around you in this environment is imperative.

• Monitor your Alcohol Intake: A majority of people will be drinking on New Year’s Eve, and there is nothing wrong with that. Just be sure to pay attention to how much you and others are consuming. Drinking too much alcohol can have lethal affects. Be responsible.

• Don’t forget about your pets! They are just as much a part of the family as everyone else. If you are using fireworks, anything with loud noises, or fire, be sure that pets are kept at a distance as well as children. None of these are a good mix.

• Be careful with open flames: If you’re burning candles, incense or oil burners, remember to extinguish them before you turn in or before you leave the room they are burning in. Pay extra attention to pets and children around open flames.

• Be extra careful with Fireworks: If you are letting off fireworks in a residential area, be sure to practice proper safety precautions when using them. Let off fireworks in a field or other open area where homes and power lines are out of site. Have a fire extinguisher nearby and never try to re-light a firework that did not go off when first lit. Also, be sure pets and children are at a safe distance from where fireworks are being ignited. Finally, always have an adult present when using any type of firework.

Everyone wants to have an unforgettable night (in a good way!). By simply using some common sense, we can keep it that way. Ring in the New Year safely!”


At this time Scurich Insurance Services located in Watsonville, California  would like to wish you and your loved ones a safe and happy New Years. Just as a reminder our offices will be closed on Tuesday January 1st 2012.


Scurich Insurance Servicesdid not originally write this article.

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11 years ago · by · 0 comments

Joke Of The Week

Its Friday and Scurich Insurance Services would like to help you unwind for the weekend with this weeks joke of the week.

Ten things to say about gifts you don’t like

10. Boy, if I had not recently shot up four sizes, that would’ve fit.

9. It would be a shame if the garbage man ever accidentally took this from me.

8. Perfect for wearing in the basement.

7. Well, well, well…

6. I really don’t deserve this.

5. Gosh, I hope this never catches fire!

4. I Love it, but I fear the jealousy it will inspire.

3. If the dog buries it, I’ll be furious!

2. Sadly, tomorrow I enter the federal witness protection program.

1. To think I got this the year I vowed to give all my gifts to charity.

For information about Commercial Insurance or Personal Insurance simply contact Scurich Insurance Services located in Watsonville, California today at 800-320-3666.

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12 years ago · by · 0 comments

Facebook, LinkedIn, Twitter! OH MY!

Did you know that you can now connect with Scurich Insurance Services on some of your favorite Social Media Sites? You now have the ability to connect with, Scurich Insurance Services located in Watsonville, California, and stay up to date with not only what we are doing but also learn important information regarding insurance related topics. We know that by using these trusted social media sites we will be able to increase our communication, with you, our customers regarding various topics of interest to you.

Scurich Insurance Services wants to know what is your favorite “Social Site.” If you are a member of these sites, we invite you to join us on  FacebookTwitter and LinkedIn When you connect with us on one of these sites you will have access to up-to-date insurance information that pertains to your everyday life.

Not only can you follow us on one of the listed social sites, but you can also subscribe to our blog. All you have to do is put your email in the box below and follow the simple instructions. Once this is completed, you will receive our blogs as they are published directly to your inbox.

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Scurich Insurance Services with any questions today regarding your insurance policy.

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Company information

Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741

783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700

PO Box 1170
Watsonville, CA 95077-1170

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(831) 661-5697

Available 8:30am - 5:00pm