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2 weeks ago · by · 0 comments

Important Notice Regarding COVID-19 and our Services

Dear Clients and Friends,

Due to the COVID-19 and Santa Cruz County Shelter in Place requirements our team will be working remotely.

Email is the preferred communication mode though we will be periodically checking our voice mails.

Please email us at Info@ScurichInsurance.com

We appreciate your patience and understanding during these difficult times.

Be safe,

Scurich Insurance Services Team.

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3 weeks ago · by · 0 comments

Working from home? Some cyber-security considerations.

With the current COVID-19 pandemic, more people are opting to away from crowds and social situations – and may work from home.

While and employer’s cybersecurity insurance can reduce liability, it makes sense to also implement several security measures in the telecommuting (work-from-home) policy to protect the company.

Use Secure Wi-Fi Networks

Sure, your employees could connect to their neighbor’s wireless network or use public Wi-Fi at a coffee shop. These unsecured networks can open the door for cybersecurity breaches, though. Instruct employees to only connect to secure Wi-Fi networks or provide a safe and secure Virtual Private Network (VPN) for use as they work.

Maintain Security Settings

To protect work-issued devices and confidential data, you may set security settings on the devices you give telecommuters. Remind employees that they should not use a proxy or other method to get around those security settings. Doing so will compromise their device and the company’s data.

Encrypt Everything

From apps to data, everything employees access from their work-issued device should be protected by encryption. This security measure makes it harder for thieves and hackers to steal or access information.

Limit Access

Employees should only have access to essential data and files, not the company’s entire virtual filing cabinet. This limited access protects information and improves security

Strengthen Passwords

To get into the device and access various files, employees should use secure passwords. The ideal password contains letters, numbers and symbols, is not easy to guess and is unique to each site. Change passwords at least once a month, too. For additional safety, utilize a two-step authentication process, PIN or token system when logging it.

Prohibit Device Lending

It’s common for telecommuters to let a co-worker or family member use their laptop or phone for a few minutes to check email, play a game or make a call. Discourage this practice since the other person could download questionable content, drop or damage the device, access confidential files, or otherwise compromises the device or security.

Protect Devices from Theft

Leaving a laptop, tablet or phone unattended gives thieves an invitation to steal the device. Remind employees to keep their devices with them at all times and not leave their work devices unattended or in an unlocked vehicle. Likewise, they should take care to secure USB drives and other accessories from theft. You can add tracking capabilities to devices for additional security.

Log Out

After every work session, employees should log out of the websites they accessed, their Wi-Fi network and their device. This log out procedure protects company data.

Telecommuting is a privilege that benefits your employees and company. Use these security measures to protect everyone.

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4 weeks ago · by · 0 comments

Ways To Improve Focus In The Office When Spring Fever (and March Madness) Strikes

A rise in temperatures this month can signal spring fever in your office. Your human resources department staff can improve focus and keep everyone on task in several ways.

1. Provide New Challenges

Your employees may feel distracted in part because they’re bored, so provide challenges. Ask them to work in a different department for a day, take on a special project or work with a high school intern. The challenge can provide a welcome distraction and jump-start focus and concentration.

2. Offer a Class

Give employees the opportunity to learn a new skill. You can poll your staff for suggestions or offer foreign language, management or coding classes. While learning something new, your employees will focus on something other than the nice weather.

3. Promote Exercise

Physical activity improves focus, an excellent reason to host a fitness class over lunch, offer discounts to the local gym or encourage employees to bike or walk to work. As your staff members add more exercise into their daily routines, they also focus better on their work-related tasks.

4. Encourage Breaks

Remind employees that breaks can improve their mental health, productivity and focus. Set a timer for hourly stretch breaks, and share the value of regular lunch breaks away from the desk.

5. Change the Scenery

Hang colorful artwork around the office or commission a floral mural in the break room. You can also allow employees to meet at a local coffee shop, play disc golf during lunch or hold walking meetings outdoors. Employees will appreciate the opportunity to enjoy the warm weather, and the change of scenery boosts creativity, productivity and motivation.

6. Stock Healthy Snacks and Beverages

Fill your break room with healthy food and beverage options, including fruit, veggies, whole grains and water. These snack options boost mood and creativity and improve your employees’ overall health.

7. Play a Game

Challenge employees to participate in a March Madness basketball bracket, host a chili cook-off or reward teams who reach productivity goals. Games keep employees entertained and as a bonus, you’ll see a stronger spirit of cooperation.

8. Bring the Outdoors Inside

Plants can purify the air and improve mood. Arrange plants around the office as you bring a bit of the outdoors inside your office.

9. Adjust Work Hours

If your employees can arrive early and leave work early, they get to enjoy the warm, sunny afternoon weather. Adjust work hours, if possible, and allow employees to indulge their spring fever while completing their work.

Spring fever might try to curtail productivity in your office, but you can improve focus with these steps. Everyone will be happier and work smarter thanks to your efforts.

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1 month ago · by · 0 comments

How to Choose Bicycle Helmets for the Entire Family

Spring will be here soon, and bicycling can be a fun activity your entire family enjoys. Plus, it’s heart-healthy and reduces stress. Before heading out for a ride, be sure everyone in your family owns and wears a correctly sized bicycle helmet.

1. Verify Safety

Helmets manufactured since March 1999 must meet Consumer Product Safety Committee (CPSC) standards. Look for the CPSC label or sticker inside the helmet and know that this safety equipment will reduce the effects of any impacts.

2. Select the Right Size

Helmet size varies between brands, so take head circumference measurements before you buy helmets. To find your circumference, wrap a ribbon around your head. It should sit on your forehead, just above your ears and extend to the bottom of your hairline on your neck. Then, stretch the tape on a ruler.

Small: 52-58 centimeters
Medium: 56-62 centimeters
Large: 60-66 centimeters

Ideally, helmets should fit snugly but comfortably. They also should fit level on your head with the “Y” of the strap falling at your ear lobe’s bottom. Helmets should also rest low on your forehead and sit about one to two finger-widths above your eyebrows. With it on, you should be able to hear and see clearly.

3. Look for Padded Inserts

Sometimes, extra padding helps a helmet fit better, especially for kids. Follow manufacturer’s instructions when inserting the padding properly.

4. Choose a Color

Whether you want a helmet in your favorite color or one that matches your bike, the color isn’t as important as the fit. However, you may need to prioritize the helmet’s color as a way to encourage your reluctant children to wear and enjoy their bicycle helmets.

Your family can bicycle together and stay healthy as you bond. Just be sure to wear bicycle helmets. They prevent head injuries and are a must each time you step onto your bike. Choose the right helmet and stay safe.

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1 month ago · by · 0 comments

Build Better Relationships With Co-Workers

Closer relationships among co-workers boost collaboration, teamwork, morale, productivity, job satisfaction, and wellness. As you observe Relationship Wellness Month in February, encourage better work relationships with these suggestions.

Do a Good Job

Employees who consistently do a poor job force their co-workers to do more work. Resentment grows, and your company may miss deadlines and lose customers.

Give employees a clear job description and set expectations for performance. Then celebrate employees who do a good job and meet their goals.

Accept Differences

While it’s tempting for employees with similar interests to congregate together and avoid others who are different, greater acceptance improves relationships and personal well-being.

For this reason, provide opportunities for diverse employees to work together and find common ground. Plan team-building activities, too, as you celebrate and accept differences.

Share Less Personal Information

Your employees are human and will bring personal problems to work. However, distracted employees can make mistakes or cause accidents. Sharing too much information also causes discomfort and conflict between co-workers.

Remind employees to be professional at work. Also, promote the mental health benefits of your employer-sponsored health insurance or provide counseling services for employees.

Avoid Gossip

Juicy tidbits of information about co-workers may seem entertaining, but gossip breaks down morale and can cause projects to suffer. It also reduces trust and respect.

Spread awareness about the dangers of gossip. You can also remind employees to change the subject or walk away from such conversations.

Manage Conflict

Disagreements and conflicts are normal, but these situations create tension and inhibit collaboration.

Create a straightforward conflict resolution process, and maintain an open door policy. With these conflict resolution strategies, co-workers address issues, resolve challenges and restore relationships.

Assist Others

Meeting a deadline or managing a big project can strain busy employees and increase stress.

Promote helpfulness and collaboration as you ease strain, stress and pressure. Everyone on the team can and should work together to get the job done right and on time.

Stay Positive

Sometimes, bad things happen. Employees may make mistakes, struggle to adapt to change or feel unappreciated. Negative and bad moods are contagious, though, and affect everyone.

Instead of allowing negativity, implement a complaint procedure. Then lead by example as you promote positivity.

Plan Fun

In the midst of busy workdays, your employees may not have time to socialize and truly get to know their co-workers.

Schedule an outing, activity or another fun event at least once a month. Give employees time to unwind, relax and get to know each other better.

To observe Relationship Wellness Month, look for ways to improve rapport at work. These tips help you build better relationships among co-workers and increase employee and company success.

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2 months ago · by · 0 comments

Show Your Love This Valentine’s Day With Life Insurance

February is the month of love. Millions of couples will get engaged on Valentine’s Day or get married this month, and couples spend an average of $260 on cards, flowers, jewelry and other gifts. Those gifts could include life insurance. It’s not the first gift you think of when you consider romance, but it’s a good way to express your love to the important people in your life. In fact, you could think of life insurance as love insurance. Seventy-five percent of life insurance purchasers buy a policy because of love. This February, show your love with a life insurance policy, too.

Life Insurance for Yourself 

When you buy a life insurance policy for yourself, you give your loved ones financial security and peace of mind. While life insurance benefits don’t replace you, they are a small way you can continue to provide for your loved ones after you’re gone. Your beneficiaries can use the money for miscellaneous purposes, including daily living expenses, an emergency fund for the future, debt repayment, school tuition or retirement account funding.

Life Insurance for Your Fiancé or Spouse 

Maybe you won’t give your fiancé a life insurance policy along with the engagement ring, and a policy is probably not the first thing you buy together as a newly married couple. However, life insurance is an expression of your love and care. Your partner can choose the beneficiary and provide financial assistance to children or aging parents. The policy payout could also repay your partner’s outstanding debts, fund a favorite charity, cover end of life expenses or boost your retirement savings.

Life Insurance for Your Children 

Kids have their whole lives in front of them, but they aren’t immune to birth defects, accidents and diseases like cancer. You can’t protect your kids from everything, but you can give them life insurance. A child’s life insurance policy can pay for medical expenses, funeral expenses and other end of life arrangements. It can also be donated in your child memory to his or her favorite charity or be used for the educational costs of surviving siblings. Whole life insurance policies also grow with your child. When they turn 21, they take over the policy and keep the same coverage or purchase additional insurance for their future.

This February, purchase life Insurance for your loved ones. A policy can cost less per day than your daily coffee, and it provides peace of mind. It’s a loving gift that keeps on giving. Discuss available policies with your insurance agent today.

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Company information

Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741

Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700

Mailing:
PO Box 1170
Watsonville, CA 95077-1170

Contact details

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Info@ScurichInsurance.com

(831) 661-5697

Available 8:30am - 5:00pm