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2 years ago · by · 0 comments

Lawn Mower Safety Tips

With summer well underway, we thought some lawn mower tips would be helpful. 🙂

  1. Read the instruction manual. Please. Discover the purpose of all the knobs and whistles on your model, how to operate it properly and safety tips for your lawn mower.

  2. Fill the tank outside. It’s never a wise idea to fill your mower’s fuel tank inside your garage or in a shed. Combustible fumes could build up and explode.
  3. Store fuel and oil in marked containers. You don’t want to use the wrong fluids and ruin your mower or have anyone accidentally drink the fluid or serve it to pets.
  4. Perform maintenance when your mower is turned off and cool. You could be burned if you add fuel to your mower while the engine is running or when it’s hot.
  5. Don’t use anything with an open flame while you fuel your mower. You don’t want to start a fire.

  6. Do not start the engine under an enclosure. Toxic fumes could build up and cause carbon monoxide poisoning.
  7. Stay with the mower when the engine is running. Someone could be injured if your mower rolls down a hill or runs into something or someone while it’s turned on.
  8. Turn the engine off before making adjustments. If you notice that the grass isn’t getting cut short enough or the engine is skipping, turn the engine off. You can then make adjustments safely.
  9. Refuse to allow young children to operate the lawn mower, and don’t carry kids as you mow. The machine is simply too dangerous for young children.
  10. Wear the proper clothes when mowing. Closed shoes and long pants protect your body as you mow your lawn.
  11. Remove foreign objects from your lawn. Rocks, branches, twigs, toys, hoses and other objects in your lawn could damage your mower’s motor. Plus, objects spit from the mower could travel at a speed of up to 100 miles per hour.
  12. Don’t allow children or pets in the yard. Even if they’re playing on the other side of the yard from where you’re mowing, it takes only a few seconds for them to cross the yard and enter the path of your mower.
  13. Train everyone who uses the mower. Be sure everyone who operates the mower knows how to use it properly and follows these safety precautions.

Your lawn mower gives your yard the manicure it needs. Whether you mow several times a week or once a month, follow these safety tips. Consider purchasing homeowner’s insurance, too, as further protection for you and your home.

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2 years ago · by · 0 comments

Tips To Maximize Your Summer Workouts

Summer’s here, and the cheerful sunshine and warmer temperatures make it easier to work out. You don’t want to spend all your free time exercising, though. Maximize every workout this summer to achieve the best results and have more time for other fun seasonal activities.

Wear the Right Clothing

It’s impossible to move properly or want to exercise if you’re wearing the wrong clothing. A moisture-wicking tank top helps you stay cool, and sturdy shoes support your entire body. Wear a hat and sunglasses, too, as you stay comfortable while exercising outdoors.

Schedule your Workouts

You’ll feel more motivated to exercise harder when you’re not worried about heat exposure. Early morning or later evening workouts help you avoid the hottest part of the day.

Also, record your workout plans on your calendar. You’ll stay motivated to keep your exercise appointments when they’re printed on your schedule and you know exactly which activities you will do.

Stay Hydrated

Drink plenty of water before, during and after your workout. Otherwise, your body may be unable to tolerate the summer heat. Ideally, consume half of your body weight in ounces to stay hydrated.

Train with Someone

Ask a friend, co-worker or your kids to join you. You’re more likely to stay motivated to work out every day if you have a buddy encouraging you to keep moving.

Have Fun

Summer workouts can include more than gym machines. Go outside and have fun as you hike, swim or play tennis. For even faster results, do two workouts a day. Choose a gym workout or early morning run, then spend time later in the day engaging in a fun but physically active sport or activity.

Be Creative

Alternate workouts often since you’ll burn more calories when you keep your body guessing. You’re also more likely to stick with your exercise program when you try new movements and activities.

Use the Proper Form

You waste time and energy and increase your injury risk when you squat or run improperly. Learn how to do each activity properly to maximize each workout and improve efficiency.

Listen to your Body

Take a break if you feel dizzy, nauseated or lightheaded. Those are signs that your body needs to rest and hydrate.

Create a Cool Off Plan

Pack an ice towel for your forehead, underarms or neck in case you need to cool down quickly during your workout. You can also plan to walk in an air-conditioned mall or swim to stay cool while exercising.

See your Doctor

Whether you’re new to summer workouts or an experienced exerciser, visit your doctor. Ensure you’re healthy enough for physical activity, and get pointers on how to protect yourself as you maximize your workouts this summer.

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2 years ago · by · 0 comments

We wish you and your family a safe and happy holiday weekend. Here are some safety tips.

Fourth of July fireworks, parades and cookouts are a time for you to relax with family and friends. As you plan your celebration this year, take several steps to ensure safety for everyone involved in celebrating the United States’ birthday.

Use Fireworks Safely

Public fireworks displays are the safest way to enjoy the beautiful colors and terrific booms of this July 4th tradition, especially when you maintain a distance of at least 500 feet between you and the show. Firework displays at home can be fun though too. If you go that route, take these precautions.

    • Follow the instructions on the packaging.
    • Never allow children to play with the fireworks.
    • Stock a fire extinguisher or water supply nearby.
    • Wear eye protection when lighting fireworks.
    • Remove flammable materials from the area.
    • Never point fireworks toward people, animals, vehicles or structures.- Properly dispose of duds rather than trying to relight them.


Take Precautions While Grilling

Burgers, hot dogs, fruit and pizza taste delicious when they’re grilled. Grab your favorite side dishes and follow a few precautions that ensure you and your guests grill safely.

  • Always supervise the grill when it’s in use.
  • Never grill indoors or in a fully enclosed area such as a garage or tent.
  • Use lighter fluid sparingly and never after the coals are ignited.
  • Keep children and pets away from the hot grill.
  • Remove flammable objects, including trees, from near the grill.
  • Use long-handled tools to handle food.


Stay Safe on the Beach 
Swimming is a fun summer activity, and it’s good exercise. At the beach, lake, public pool or backyard pool, stay safe with these tips.

  •  Swim only in designated areas.
  • Obey the lifeguard and all posted signs.
  • Swim sober.
  • Get out of the water during a storm or if you hear thunder or see lightening.
  • Require children to wear life jackets.
  • Don’t dive into shallow water.

Wear Sun Bathing Protection

Picnics are part of many July 4th celebrations. You should also take these protective measures.

    • Wear sunscreen that’s at least 15 SPF.
    • Remember to apply sunscreen to your ears, hair part and the tops of your feet.
    • Avoid direct sunlight between 10 a.m. and 4 p.m. when the UV rays are strongest.
    • Reapply sunscreen every two to three hours or more frequently if you’re sweating.
    • Drink plenty of water even if you’re not thirsty.
    • Wear a hat, sunglasses and long sleeves if you have to be in direct sunlight.
    • Watch for signs of heat stroke, including hot, red skin, shallow breathing and rapid, weak pulse.

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Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741

783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700

PO Box 1170
Watsonville, CA 95077-1170

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