Mike began his insurance career in 1984 as a personal lines underwriter for Continental Insurance Company in Sacramento.
In 1986 he joined USF&G as a commercial lines underwriter in San Jose, CA. The training and experience he gained in both positions are keys to his success as an owner/broker for Scurich Insurance. Mike joined Scurich Insurance in 1989 and has been with the agency ever since.
He focuses on commercial accounts and enjoys working closely with and getting to know his clients on a personal level.
Mike graduated from Santa Clara University in 1984 with a degree in English.
He and his wife Jennifer, live in Watsonville and have one daughter age 23 and two sons ages 21 and 19.
Contact Mike Scurich or any of the helpful and agents at Scurich Insurance Services today with any questions regarding your insurance policy.
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Homeowners insurance in California, is a necessity when it comes to buying a house. In fact, most mortgage companies will not finance a real estate transaction unless you provide proof that you have the proper coverage for most if not all of the property you intend to purchase.
Over the next few weeks, Scurich Insurance Services would like to give you a few tips when it comes to purchasing homeowners insurance as well as some cost saving ideas that can actually help reduce your insurance costs.
This week we will be taking a look into the world of security systems and how they can affect your homeowner’s insurance policy.
FBI REPORTS
According to the Federal Bureau of Investigation (FBI), there were approximately 2,159,878 burglaries across the United States in 2010. 60.5 percent of these burglaries involved forcible entry, 33.2 percent were unlawful entries, and the last 6.3 percent were forcible entry attempts. (1) SEE BELOW.
One of the most effective ways to detour intruders is to obtain and install a home security system. Typically the alarms systems are monitored 24/7 by either the alarm company itself or by a local police station, it admits a loud noise that will typically detour a home intruder.
In fact, a burglar alarm that is monitored by a central station, or that is tied directly to a local police station, will help lower the homeowner’s annual premiums, perhaps by 5% or more. In order to obtain the discount, the homeowner must typically provide proof of central monitoring in the form of a bill or a contract with the insurance company. (2) SEE BELOW.
Protect yourself and loved ones by installing an in-home security system, and don’t forget to make sure that your homeowner insurance policy is up-to-date. If you would like to see what type of insurance discounts you are eligible for simply contact the professionals at Scurich Insurance Services located in Watsonville, California today at 800-320-3666, or fill out the form below and we would be happy to assist you.
(1) http://www.fbi.gov/about-us/cjis/ucr/crime-in-the-u.s/2010/crime-in-the-u.s.-2010/property-crime/burglarymain
(2) http://www.forbes.com/2009/10/29/homeowner-insurance-tips-personal-finance-homeowners-insurance.htm
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The following article was taken from: Watsonville Patch
(February 14, 2013) Watsonville’s City Council meeting Tuesday brought up a hot question: should the city annex farmland to be converted into a shopping center?
The Council decided on a 5-2 vote to hold a special election on the matter on June 4,reported the Santa Cruz Sentinel.
Many in the agricultural community are urging the Council to postpone the vote until 2014. The 80-acre plot is prime farmland, they say, yielding $25,000 in profit for every acre of strawberries.
Advocates for the shopping center, however, say that the economic impact on the community would be greater with a shopping center.
Watsonville City Council member Daniel Dodge has said annexing what’s known as the Sakata Kett parcel into the city’s reserves could create a hub of economic activity, Patch reported in October 2012. He envisions a commercial center with anchor stores such as Costco that could provide jobs and tax revenue.
The citizen-driven proposal to annex the land south of West Beach Street and east of Highway 1began earlier in 2012, but still did not gather the 1,500 required signatures to place it on the 2012 November ballet. But in late October, it received enough signatures to go on the ballet in 2013.
Read the rest of this news article HERE!
To avoid unpleasant surprises, it is important to work with a professional in this area. Additional questions? Ask us, we’re here to help! For additional information about our insurance products, no-cost advice or for your free, no-obligation insurance quote, please contact the professionals at Scurich Insurance Services today at 800-320-3666 and we will be more than happy to assist you.
Scurich Insurance Services did not originally write the content above.
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I don’t know about you but we at Scurich Insurance Services will always love chicken fingers, and nothing is better than homemade chicken fingers. That is why this week we would like to give you a quick and easy way to make your own homemade chicken fingers. The following recipe was taken from KraftRecipes.com
Time:
Prep: 10 min Total: 1 hr
What you need:
6 Tbsp. KRAFT Light Mayo Reduced Fat Mayonnaise, divided
2 Tbsp. milk
¼ tsp. ground red pepper (cayenne)
4 small boneless skinless chicken breast halves (1 lb.), each cut lengthwise into 3 strips
1 pkt. SHAKE ‘N BAKE Extra Crispy Seasoned Coating Mix
2 Tbsp. KRAFT Classic Ranch Dressing
2 tsp. chopped green onions
Make it:
HEAT oven to 400ºF.
MIX 1/4 cup mayo, milk and pepper. Add to chicken in medium bowl; stir until chicken is evenly coated. Refrigerate 30 min. to marinate.
POUR coating mix onto plate. Dip chicken, 1 strip at a time, in coating mix, turning to evenly coat each strip; place in single layer on baking sheet. Discard marinade.
BAKE chicken 20 min. or until done. Meanwhile, mix remaining mayo, dressing and onions.
SERVE chicken with sauce.
Sauces:
Barbecue Dipping Sauce:
Omit 2 Tbsp. mayo, ranch dressing and onions. Mix 1/4 cup KRAFT Original Barbecue Sauce and 1/4 tsp. orange zest. Serve with the baked chicken strips.
Creamy Salsa Dipping Sauce:
Omit ranch dressing and onions. Mix remaining 2 Tbsp. KRAFT Light Mayo Reduced Fat Mayonnaise, 2 Tbsp. TACO BELL® HOME ORIGINALS® Thick ‘N Chunky Salsa and 2 tsp. chopped fresh cilantro. Serve with the baked chicken strips.
Click HERE for more about this recipe!
To avoid unpleasant surprises, it is important to work with a professional in this area. Additional questions? Ask us, we’re here to help! For additional information about our insurance products, no-cost advice or for your free, no-obligation insurance quote, please contact the professionals at Scurich Insurance Services today at 800-320-3666 and we will be more than happy to assist you.
Scurich Insurance Services did not originally write the content above.
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Homeowners insurance in California, is a necessity when it comes to buying a house. In fact, most mortgage companies will not finance a real estate transaction unless you provide proof that you have the proper coverage for most if not all of the property you intend to purchase.
Over the next few weeks, Scurich Insurance Services would like to give you a few tips when it comes to purchasing homeowners insurance as well as some cost saving ideas that can actually help reduce your insurance costs.
This week we will be taking a look into how a higher deductible can save you money in the long run.
The following Article was taken from: MSN Money
“Did you know you can shave hundreds of dollars off your annual homeowners insurance bill by increasing your deductible? We don’t mean just going from $500 to $1,000. Think big. Already have a $2,500 deductible? Then think bigger. Think $100,000.
“We have clients with deductibles of $100,000 fairly routinely on $5 million homes,” says Mary Boyd, a senior vice president and the chief operating officer for ACE Private Risk Services. Some ACE clients with multiple homes and a “significant” net worth have deductibles in the millions of dollars, she says. What do they know that you don’t?
When you choose a deductible, you’re picking a number you’re willing to spend out of pocket if you suffer a loss. It should certainly cover what you think of as run-of-the-mill outlays, those incurred when calling the insurer would be more of a hassle than writing a check to the repairman. But if you’re comfortable with paying even more in the event of a loss, you can save a lot of money on premiums in the long run.
How much might you save with a higher deductible? On a house insured for $1 million with a $2,500 deductible, a homeowner could save $1,000 a year by going to a $10,000 deductible at ACE. (The premium and savings will vary depending on the house’s location and other factors.) Since the homes ACE insures statistically suffer a loss only about once every 20 years, this is a very good bet, says Boyd.”
Read the rest of this article HERE!
To avoid unpleasant surprises, it is important to work with a professional in this area. Additional questions? Ask us, we’re here to help! For additional information, no-cost advice or for your free, no-obligation insurance quote, please contact Scurich Insurance Services located in Watsonville, California today at 800-320-3666.
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The following article was taken from: Watsonville Patch
“Calling all pet owners: In honor of World Spay Day 2013, Santa Cruz County Animal Shelter (SCCAS) and Friends of Watsonville Animal Shelter (FOWAS) will offer free spay or neuter surgeries for resident dogs, cats and rabbits.
The SCCAS has two locations, one at 2200 7thAvenue in Live Oak and one at 580 Airport Boulevard in Watsonville.
Registration will be available on Sunday, Feb. 24 from 10 a.m. to 3 p.m. Animal owners don’t have to bring their pets to register, but must bring proof of residence in Santa Cruz County. There’s a limit of two pets per resident.
The goals of the program, according to the SCCAS, are to help reduce the County’s homeless animal population, as well as help pet owners comply with current laws, which state that dogs and cats over six months old must be spayed and neutered.
All surgeries are performed at our Santa Cruz shelter location by a licensed veterinarian with a professional focus on spay and neuter procedures.
Surgeries include a preoperative exam by a veterinarian, pain medication and dissolvable sutures.
To receive the free spay or neuter surgery, SCCAS provides and requires a rabies vaccination (if not current), a microchip, a dog license (if not current), and a blood panel test if the animal is over seven years of age. These fees are a minimum of $35.”
Read the rest of this news article HERE!
To avoid unpleasant surprises, it is important to work with a professional in this area. Additional questions? Ask us, we’re here to help! For additional information about our insurance products, no-cost advice or for your free, no-obligation insurance quote, please contact the professionals at Scurich Insurance Services today at 800-320-3666 and we will be more than happy to assist you.
Scurich Insurance Services did not originally write the content above.
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