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10 months ago · by · 0 comments

New Year’s Resolutions That Help You Live Longer

One in five people resolve to lose weight or get healthier every January. Several additional New Year’s resolutions can also prolong your life, so consider adding them to your resolution list this year.

Vitamins help with Illness Prevention
Regular doses of Vitamin D – followed with 15 minutes of sun exposure (to activate the Vitamin D), Multi-vitamins, Zinc (with Amino acids to help Zinc absorption)

Eat Fewer Calories
Food fuels your body, but when you eat fewer calories, you lose weight and reduce your risk of developing heart disease, diabetes and certain cancers. Choose a smaller plate, chew each bite carefully and stop eating when you start to feel full to eat fewer calories and prolong your life.

Add Brain Foods to Your Diet
Certain foods help your brain and body function properly. Plan to add these brain foods to your diet as you live a healthier lifestyle this year.

  • Avocado
  • Beans
  • Blueberries
  • Nuts and seeds
  • Pomegranate juice
  • Whole grains
  • Wild salmon

Meditate Often
Meditation reduces stress and anxiety, improves your mood and boosts your brain’s grey matter, which helps to regulate your sensory perception, muscle control, decision making and self-control. Listen to a meditative CD or simply sit still and relax as you add this practice to your daily routine and gain its benefits.

Learn Something New
When you learn a new skill, you stretch your brain and improve your memory. Resolve to take a college class, learn to edit photos or watch TED talks that enrich your life and your brain with new thoughts, ideas and lessons.

Move Every Day
Regular movement helps you stay fit, improves your overall body function and reduces stress and depression. As a bonus, moving outdoors in nature could lower your blood pressure and boost your immunity. Whether you take a walk, sign up for a dance class or join a sports team, aim to move at least 10,000 steps per day and live longer.

Start a New Hobby

Hobbies like gardening, cooking and reading improve your quality of life. Many hobbies also reduce your stress levels, improve your focus and boost your brainpower. Start a hobby or two, and you increase your enjoyment of life and life expectancy this year.

Play More
Play helps kids develop properly and learn essential skills, and play gives adults important benefits, too. Relax your body and stimulate your mind when you put together up a jigsaw puzzle, join a bowling league, shoot hoops during work breaks and play more in 2018.

Get a Physical
During your annual physical, you and your doctor review your current health and address any ongoing health issues. Prioritize this visit to stay healthy now and into the future.

Resolve to live longer thanks to these resolutions. They improve your life and your health.

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10 months ago · by · 0 comments

Safety Tips for Your Indoor and Outdoor Holiday Lights

Christmas isn’t the same without lights. Strands of sparkling lights can be hazardous, though, if you forget to follow safety tips as you hang, plug in, store and enjoy these holiday essentials.

Buy lights that are safety tested. Lights without an Underwriters Laboratory (UL) tag may be unsafe to plug in and use.

Inspect lights and plug them in before hanging them. This visual assessment exposes fire hazards like cracked, loose or broken bulbs and frayed, chewed or broken cords. It also lets you replace burnt out bulbs and ensure all the bulbs are the same wattage. After repairing any problems, plug in the lights to ensure the bulbs work and the strands work properly.

Separate indoor and outdoor lights. Strands designed for indoor use should not be hung outdoors because their thin insulation is easily damaged when exposed to cold, wet outdoor conditions.

Hang lights with insulated hooks. Staples, tacks or nails can pierce the strands and cause dangerous electrical shorts and increase the fire risk.

Use extension cords properly. Plug no more than three strands of lights into each extension cord, lay rather than coil extension
cords and use only outdoor certified extension cords for your outdoor lights. If the cords feel hot, unplug the lights for a while to reduce fire risk.

Turn off lights before you go to bed or leave the house. Otherwise, the hot lights could start a fire, and you will be asleep or away
from home and unable to intervene.

Water the tree regularly. A dry tree and hot lights are an unsafe combination.

Store lights properly to prevent damage and simplify decorating next year. Instead of stuffing them in a box, carefully wind the
light strands, secure them with twist ties and store them in plastic bags. Alternatively, wrap the strands around a paper towel tube and thread the ends through the tube’s hollow center.

Hanging lights is a fun and festive holiday tradition. With these safety tips, you have peace of mind as you enjoy your sparkling home all season.

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10 months ago · by · 0 comments

Insurance Tips To Protect All The Priceless Holiday Presents You Receive

Whether you received valuable collectibles or heirloom jewelry, you’ll want to insure these holiday presents. Your homeowners or renters insurance policy may provide coverage for some of your new items, but anything above the existing coverage limit requires a personal articles floater. Consider specific gifts that you’ll want to insure this year.

Jewelry: Your homeowners insurance policy should cover jewelry valued at less than $2,000. However, appraised jewelry that’s more valuable will require a floater.

Furs: From a real fur jacket to a fake fur-trimmed hat, add any furs you receive to your homeowners insurance policy.

Fine Art: Paintings, sculptures, rare books, manuscripts, ornamental collectibles, glasses and antique furniture fall under the fine art category. Record these items and their value on an itemized schedule attached to your insurance policy.

Electronics: Laptops, cameras, TVs and other electronic devices, plus telescopes, video recording equipment and films, are typically included in your existing homeowners or renters insurance policy. If these items are high-end, consider a floater.

Coins or Stamps: Depending on their value, you’ll want to add a floater for new coins or stamps in your collection.

Musical Instruments: List any musical instruments, including sound equipment, on a floater.

China, Crystal or Silverware: List these items on a schedule and include the insurance coverage amount.

Guns: List and describe each gun on a schedule. Include the value.

Sporting Goods: Bicycles, golf equipment, guns and other sporting goods fall under your existing insurance policy unless they’re collectible, rare or expensive.

Tools: Insured under your homeowners or renters policy, your new tools won’t need a floater unless they exceed the value of your existing coverage.

As with everything in your home inventory, record a detailed description, serial number, purchase date, value and picture of your new holiday presents. Store copies of this information with your insurance policy in a fireproof safe and in a secure location other than your home.

Go ahead and enjoy your new holiday presents. Just remember to check with your insurance agent to be sure they’re covered.

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11 months ago · by · 0 comments

Flu Prevention Tips

Flu season typically peaks between December and February,
but it can last as long as May. Because the flu spreads quickly between people who work and mingle in close quarters, you really need to understand flu prevention tips as you protect yourself and your coworkers this flu season.

Get Vaccinated

The flu shot is one of the best preventative measures you can take since it combats the season’s main flu virus that is expected to affect the most people. Although the vaccine’s antibodies won’t begin protecting you for two weeks, get yours today, and encourage your coworkers to get their flu shots, too.

Stay Home if You’re Sick

Of course, your job is essential, but going to work when you’re sick only infects everyone else. Stay home, focus on getting better and remind your coworkers to stay home if they’re sick.

Disinfect Office Surfaces

Disinfectant spray and wipes will be your best friends this flu season. Use them to clean germs off your computer keyboard, printer key pad, phone, pens and pencils, doorknobs, drawer pulls and anything else you and your coworkers touch regularly.

Cover Your Nose and Mouth

Sneeze or cough into a disposable tissue to prevent your germs from spreading to others.

Wash Your Hands

As frequently as possible, wash your hands in hot, soapy water. Alcohol-based hand sanitizer or wipes also kill germs, but use them only when soap and water are unavailable.

Don’t Touch Your Face

Flu germs on your hands spread quickly when you touch your face, so protect yourself by keeping your hands away from your mouth, nose and eyes.

Go to Bed

Enough rest increases your immunity and ability to fight germs. Your chances of staying healthy increases when you grab a few a few extra minutes of sleep every night.

Eat and Drink a Healthy Diet

From loading up on fruits and veggies to drinking water, your body will stay strong when you fuel it with healthy foods.

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Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741

Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700

Mailing:
PO Box 1170
Watsonville, CA 95077-1170

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