Financial responsibility is required on any vehicle operated or parked on California roadways.
You must carry evidence of financial responsibility in your vehicle at all times.
What Are the Minimum Liability Insurance Requirements for Private Passenger Vehicles?
- $15,000 for injury/death to one person.
- $30,000 for injury/death to more than one person.
- $5,000 for damage to property.
While the minimum requirements are the law, most vehicles today are worth more than $5,000 and medical costs far exceed the minimum as well. Raising your liability limits is not only wise, but the cost is very reasonable. Also, did you know that by having the other policies you need for home and life insurance can give you a discount on your
car insurance? Scurich Insurance Services can help you make the best decision for your circumstances. Contact them today! 800-320-3666
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A new report on teen driver safety by The Children’s Hospital of Philadelphia (CHOP) and State Farm shows encouraging trends among teen passengers.
From 2008 to 2011, risky behaviors of teen passengers (ages 15 to 19 years) declined: the number of teen passengers killed in crashes not wearing seat belts decreased 23 percent; the number of teen passengers driven by a peer who had been drinking declined 14 percent; and 30 percent fewer teen passengers were killed in crashes involving a teen driver.
Overall, the report measured a 47 percent decline in teen driver-related fatalities over the past six years.
Still, as recent high-profile multi-fatality crashes with teen drivers illustrate, crashes remain the leading cause of death for U.S. teens.
In 2011 more than half of teen passengers (54 percent) reported “always” buckling up.
“When most people think about those affected by teen driver crashes, they think of teens behind the wheel. This report includes encouraging news about teen passengers, who are often left out of the teen driver safety picture,” says Dennis Durbin, M.D., M.S.C.E., co-scientific director of the Center for Injury Research and Prevention at CHOP, and lead author of the report. “When you see the needle move, as we have in this report, it’s time to apply the gas on programs that encourage safe teen passenger behaviors, as well as those that address what causes teens to crash.”
Based on recent research which identified specific behaviors or factors associated with teen driver crashes, Dr. Durbin said there are key areas he thinks have the greatest potential to further drive down the teen crash rate: reduce distraction from passengers and technology, increase skills in scanning, hazard detection, and speed management, and increase seat belt use to improve a teen’s chance of survival in a crash.
For more information on your Auto Insurance, contact us today at Scurich Insurance Services.
This article was taken from www.insurancejournal.com, Scurich Insurance did not create this material.
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Information taken from: http://www.dmv.ca.gov/legacyplates/index.htm
“Effective January 1, 2013, DMV will accept applications for a series of three specialized license plates that replicate plates from California’s past. Motorists will be able to choose from a minimum of three styles: yellow background with black lettering, black background with yellow lettering, and blue background with yellow lettering. (AB 1658/Gatto)
Legislation introduced the California Legacy License Plate program offering vehicle owners the opportunity to purchase replicas of California license plates similar to those issued in the 1950′s, 1960′s, and 1970′s. The program requires a minimum of 7,500 pre-paid applications prior to January 1, 2015.
The program is intended, in part, to give classic car collectors a way to get plates that match the era of their vehicles, the analysis said. Legacy License plates can be ordered for any year model automobile, commercial vehicle, motorcycle, or trailer. The Legacy License Plate Program will not replace the current Year of Manufacture (YOM) license plate program.”
For information about Commercial Insurance or Personal Insurance simply contact Scurich Insurance Services located in Watsonville, California today at 800-320-3666.
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Purchasing car insurance is a very important thing. It is, in fact, essential if you own a car. In some states, you may be disallowed from driving your car around or be forced to pay high fines if you are caught by the police for any reason. But insurance, any kind of insurance, is something that most people dread or dislike because of the costs attached.
In either case, Scurich Insurance Services is ready to be your auto insurance agency of choice in California. Because we’re an independent agency, we work with top rated carriers that will provide you with the best protection at the best price for your specific needs.
Finding the best auto insurance coverage for you and your budget can be a daunting task. We are here to answer your questions and give you the information you need to make an informed decision. After all, your insurance agent should be working for you, not themselves or their company. That’s why you stand to get the best direction by using an agent who can help you choose the right company for you. Whatever questions you may have, feel free to contact us today!
For a free insurance quote contact Scurich Insurance Services located in Watsonville, California today at 800-320-3666 or fill out one of our quote request form provided below.
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Winter can be a beautiful time of year. However, it can also make driving extremely dangerous. Because of this we at Scurich Insurance Services located in Watsonville, California have a few tips to help you get to your destination this winter holiday season.
- Before leaving check you brakes, windshield wipers, exhaust systems and heater/forester to makes sure they are in good working condition
- Check your radiator fluid level and add antifreeze/coolant as needed
- Check and see if your wiper blades should be replaced / adding a winter formula windshield wiper fluid will help deice your windshield
- Make sure your tires are properly inflated and that the tread is in good condition
When you take the time to winterize your car, you become more comfortable driving in cold, snowy climates. A short commute can quickly become a difficult task when your vehicle isn’t equipped to handle snow and ice. By planning ahead, and winterizing your vehicle you can prepared for whatever situation you may encounter.
Now is also a good time to review all your current Personal Auto Insurance policy to see if they meet your needs and provide the protection you need this winter season. At Scurich Insurance Services, we take care of the details that make a difference. Contact us today at 800-320-3666! Then you can relax in front of the fire and enjoy all the wonder the colder months have to offer.
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You hope nothing will go wrong with your car, especially late at night or far from home. Yet we all know that breakdowns can happen unexpectedly. We recommend taking a risk management approach to car safety — assume the worst will happen and prepare for it in advance.
Start by getting a good emergency kit. Whether you purchase one or build it yourself, your kit should contain at least a working flashlight, flares, reflective triangles, distress sign, first aid supplies, and basic tools.
Before leaving the house, make sure your cell phone is fully charged. Take along some spare change or a telephone calling card in case you break down in a “dead” area for your cellular provider.
If your vehicle breaks down, pull off the road as far as possible on the right shoulder (or in the center median, if getting to the shoulder is impossible). Activate your hazard lights and place flares or reflective triangles far enough behind your vehicle to warn oncoming traffic of your presence. Many authorities advise against you attempting to change your tires or jump your battery while traffic is present. Open your hood, then stay in your vehicle and wait for help.
If a stranger approaches, it’s safest to talk through a closed window. Don’t ask them to assist in repairing your vehicle. If they wish to help, ask them to call your auto club or the police.
For more recommendations on helping minimize the risks of everyday events or to obtain a new Auto Insurance policy, give the Personal Insurance experts at Scurich Insurance Services located in Watsonville, California a call today at 800-320-3666.
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