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13 years ago · by · 0 comments

Tony Scurich

Tony Scurich - Scurich InsuranceTony Scurich, Principal/Broker – Scurich Insurance

Born in Watsonville Tony has been in the insurance business since 1981 and with Scurich Insurance since 1983. Tony is married with 3 children, graduated from Watsonville High in 1977 and Santa Clara University in 1981. Past and present community activities include board member of St Francis High School, Pajaro Valley Historical Association, YMCA (board member and youth basketball coach), Boy Scouts of America and, Pajaro Valley Chamber of Commerce (board chair in 2004).

Tony specializes in all types of insurance but mainly in agriculture, contracting, and agriculture related services. Being in touch with 50-60 customers a week, the toughest part of his job is balancing the various moving parts of the insurance business, making sure his customers are taken care of as well as keeping on top of the underwriting. If there was one thing Tony could say to single people who are young and just starting out on their own, it would be to start saving for retirement and looking into a life insurance policy, early planning is key.

Tony feels very fortunate with Scurich Insurance. He says that he has a fantastic staff and is very confident that things will always be taken care of. Because of his great staff, he has very positive feedback from his customers. Scurich Insurance is definitely a company that gives you peace of mind knowing that you are well covered and fully supported.

Check out more about Tony Scurich and Scurich Insurance at www.scurichinsurance.com

 320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666

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13 years ago · by · 0 comments

The Difference Between Whole Life and Term Life

 

The biggest difference between whole life insurance and term life insurance is the length of time you are insured for. With whole life insurance you are ensured for your entire life. With term life insures you for are insured for a specified period of time, that expires by a certain age (usually 75) and if you have not died there is no payout. Some sound whole life insurance advice is to explore both options carefully.

Whole life premiums are higher than term life; however, you are also covered for your entire life. With term life each time the term renews the premiums go up so in the end it costs more than whole life. Some good whole life insurance advice is to compare premium rates between different providers.

Scurich Insurance can get you covered with Life Insurance.

320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666

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13 years ago · by · 0 comments

Risk Evaluation and Treatment

Risk EvaluationAfter risk analysis, the next step is to create a risk management plan. This plan contains the risks and details of how to deal with them. The methods to deal with different risks are based on the evaluation of the risks. This step is also called Risk Assessment. The assessment of risk is done using a numerical scale and measuring the impact of different risks. This results in a chart where each risk carries a numerical strength against the constant number. Based on the numerical strength of a risk, managers decide how to treat the risk.

A risk treatment plan explains the action plan for each identified risk. Note that it is not possible to identify all the risks associated with any project. Some risks are unexpected and need to be managed based on the immediate assessment of the risk. For identified risks, there are four methods of treatment:

•Avoidance – Avoid the risk partially or in whole

•Reduction – Employing methods to reduce the negative impacts of risks

•Sharing – Sharing/outsourcing the risk component to a third party, which is better equipped to handle such risks

•Retention – Acceptance of the risk, normally in cases where the gains from the risk component are far higher than the negative impacts of the risk

Scurich Insurance can help you with Risk Management.

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Company information

Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741

Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700

Mailing:
PO Box 1170
Watsonville, CA 95077-1170

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(831) 661-5697

Available 8:30am - 5:00pm