By Jacob Bourne
- Districted Driving Awareness Month was enforced twice as heavily in 2013 as it was in 2012 in Santa Cruz County. Santa Cruz County CHP Officers gave no warnings during Distracted Driving Awareness Month.
From April 1-30, local CHP officers gave out 1,272 citations for either talking or texting on handheld phones behind the wheel, Officer Sarah Jackson said via email on Tuesday.
Eight people were arrested from the 1,272 stops made on top of the citations.
In the same month in 2012, Santa Cruz County CHP officers wrote 619 tickets, just 48 percent of the 2013 total.
Although the awareness month has ended, enforcement will not. Santa Cruz CHP urges drivers to continue driving safely, or for many, to start driving safely.
“When you consider the potential loss of life, injuries, property damage, or fines, the message should be clear — it’s not worth it,” Jackson said.
Protect yourself from distracted drivers! Scurich Insurance Services in Watsonville has the auto insurance coverage you need to protect your vehicle and your person. Give them a call today.
800-320-3666
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If you rent all or part of your property to others, it makes sense to buy this special type of Homeowners insurance. A Landlord policy will cover damage to the building and your belongings, and protect you against potentially catastrophic legal and medical cost suits from lawsuits by people injured on your property.
If the property is mortgaged, the lender will usually require that you buy enough coverage to pay off the outstanding loan balance.
Above this level, you can tailor your Landlord coverage to your needs and budget in a number of ways:
Changing the deductible (which usually ranges from $100 to 5% of the building coverage).
Selecting the type of losses covered, by buying either “comprehensive” coverage – which pays for losses from all causes, unless specifically excluded – or on a “named perils” basis, which covers only losses from a listed number of causes.
Choosing the type of reimbursement – either “actual cash value” (the value of your property, less depreciation) or the more expensive “replacement value.”
Adding coverage to provide reimbursement for loss of rental income during a period when the property is uninhabitable.
Covering increased liability risks from dealing with tenants, such as legal fees, libel, slander, and discrimination claims.
In making your decision, assess the benefits of potential premium savings against the risk of paying for hefty classes.
Our Homeowners’ Insurance specialists will be happy to evaluate your situation and recommend a comprehensive, cost effective solution. Just get in touch with us at any time.
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