Please take a look at our Newsletters which offer an array of information for all your needs.
Life & Health
These articles provide practical, helpful info about Life and Health Insurance concerns.
Personal Protection
Dont miss out on tips and important facts for home owners, car owners and more!
Business Protection
Good advice for small to medium-size businesses. Hands-on, easy to read.
Employee Matters
Your Employee Matters. A guide to Workplace Culture and Compliance.
Workers Comp
For any business with employees! Special updates, and advice on holding down Workers Comp claims.
Scurich Insurances can provide commercial packages, farm bureau discounts, farm packages, workers compensation, professional liability, umbrella, group benefits group life & health personal auto , home, life, health and much more. We can also help you plan wisely and guide you in the evaluation of risk management, We serve Watsonville, California and surrounding areas. We represent over 50 Insurance carriers to better protect your business.
Scurich Insurance is located in Watsonville, CA and offers Auto Insurance, CA and Business Insurance CA.
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170 | Office: 1-831-722-3541
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Although gun control remains a controversial issue, when it comes to insuring firearms, Homeowners coverage offers some clear guidelines.
If you have rifles and pistols in your home, your policy will insure them against fire damage or theft, usually up to $2,500. Although a Homeowners application might not ask specifically about firearms, the higher liability risk that guns present means that failing to inform your agent or insurance company in advance about them could result in denial of a claim for loss or damage to them.
Because of this greater liability exposure, your insurer might require you to show that you’ve taken such sensible precautions as installing trigger locks, securing firearms properly in locked gun cases, and keeping them away from children. If you have a collection of guns that’s particularly valuable (for example, antique sidearms), you might need to buy a policy rider that ensures their replacement or reimbursement — much as with other big-ticket items, such as jewelry and fine art.
If you shoot someone else or yourself accidentally while in the home, your policy might pay for some or all of the damages, (medical bills, property damage, liability claims, and so forth), depending on the amount of coverage. However, to guarantee full protection, you would need additional policy riders, such as “Sporting Firearm insurance,” “Collector’s Firearm insurance,” or “Gun Club Liability insurance.”
To avoid unpleasant surprises, it is important to work with a professional in this area. Additional questions? Ask us, we’re here to help! For additional information about our insurance products, no-cost advice or for your free, no-obligation insurance quote, please contact the professionals at Scurich Insurance Services today at 800-320-3666 and we will be more than happy to assist you.
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Spring is right around the corner which means it is time for a time change. That’s right, we Spring our clocks ahead one hour and enter into Day Light Savings time.
Even though we may lose an hour of sleep we will gain a few extra hours of day light. You could always use these few extra hours to ride your dirt bike through the dunes a couple times, maybe even spend time at the beach with your family or you can even look into the different ways you can save on your insurance policy(ies).
Let us know what you are planning on doing with your extra hours of sunlight by leaving us a comment on our blog or any of our social sites.
For more information about any of our Products and Services contact Scurich Insurance Services located in Watsonville, California
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Countless advertisements depict “Flo”, or a gecko, as possible advocates in the insurance arena. Hopefully our competitors will take the bait and settle on a fictitious character or a reptile to save a few bucks. Our firm sees the value in the genuine article, the seasoned professional. The Scurich Family has provided both insurance products and valued advice to my family for three generations. Many uncertainties exist today in business; fortunately, the excellence with which Scurich Insurance Services serves its clients is not one of them. Their expertise, as a broker, to competitively shop for coverages, has helped us manage costs–without unnecessary exposure. We have referred several friends and colleagues to the Scurich agency, for both commercial and personal lines, all of whom have experienced the same high level of professionalism from the partners and their well-trained, courteous staff. I look forward to the day when the fourth generations of our two families are able to continue this mutually beneficial relationship. ~ Louis Ivanovich, V.P. West Lake Fresh, Watsonville, CA
In the early 80’s I was approached by Tony Scurich himself about his insurance opportunities and I really loved the idea of a local family owned business. We insured them with our previous business and then when we opened Lakeside Organic Garden it was a no brainer who to insure with. If I had to Rate Scurich insurance I would rate them as an 11 on a scale from 1-10 because of their excellent customer service and the ease of trusting them through their honesty. ~ Joanne Lynch, President, Lakeside Organic Gardens
If you would like to tell us what you think about our services, simply submit a comment on one of our social sites or visit our Happy Customer Program.
To avoid unpleasant surprises, it is important to work with a professional in this area. Additional questions? Ask us, we’re here to help! For additional information about our insurance products, no-cost advice or for your free, no-obligation insurance quote, please contact the professionals at Scurich Insurance Services today at 800-320-3666 and we will be more than happy to assist you.
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The nationwide debate over gun control in the aftermath of the Newtown massacre has raised a number of issues — including potential insurance liability for businesses in states that permit citizens to carry concealed weapons. Here’s why:
A company that allows customers or visitors on its premises has a legal obligation to exercise “reasonable care” in keeping them safe, a responsibility that includes warning them about any hidden dangerous conditions. For example, in states with “concealed carry” laws, a store owner might need to post warnings that sales clerks are armed.
Let’s say that an employee carrying a concealed weapon negligently or deliberately shoots a customer who is legitimately on the premises of the business — and the customer then sues the employer for bodily injury. On the other hand, suppose that an employer forbids workers from carrying weapons on the job. If an employee is attacked and beaten at work, he or she might sue for damages from bodily injury, claiming that the employer’s ban on firearms in the workplace impaired the employee’s ability for self-defense.
Although your Commercial General Liability (CGL) policy should provide coverage against such claims, it makes sense to minimize this risk by taking pre-emptive action. One effective approach: To seek an exemption from the scope of the concealed-weapon law (if one doesn’t already exist), giving you the authority to forbid weapons in the workplace. Make it clear to all employees and potential employees that company policy forbids bringing weapons onto the premises. You might also conduct comprehensive pre-employment screening to help hire stable, sensible people who are unlikely to settle disagreements with lethal force.
To learn more about protecting your business against the potential problems created by concealed carry laws, feel free to get in touch with us at Scurich nsurance Agency!
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City Council, at it’s February 26th Meeting, approved for Public Works’ staff to coordinate with utility companies and prepare documents to create an Underground Utility District on Lake Avenue between Rodriguez Street and Union Street.
In 1968, the City of Watsonville amended its Municipal Code to call for all new developments to install electric, telephone and cable facilities in underground conduit and boxes. The benefits of underground utilities include better reliability, reduced storm outage potential, greater traffic safety, improved neighborhood appearance and enhanced property values.
The California Public Utility Commission created a program to allow utility companies and cities to remove existing overhead utility lines and install them underground. Within areas serviced by PG&E, the program is administered by PG&E and referred to as the Rule 20-A Program. PG&E assistance includes funding, design of construction plans and documents and project oversight.
What are Rule 20-A Funds and how do they work?
Rule 20-A funds are provided by the utility companies. A portion of the rates collected by the utility companies are set aside to be used specifically for undergrounding projects. Rates collected from Watsonville residents are set aside for projects within the City.
To implement the program, the City Council passes a resolution establishing an underground utility district and orders all utilities within district boundaries to be installed underground within a specified period of time. Any utilities installed within the district and after its formation must also be placed underground.
Has the City used 20-A Funds before?
The City has utilized this program in the past. Examples include most of the downtown area. The most recent project that has been constructed was done in the late 1990s, on Freedom Boulevard between Main Street and West High Street.
When will work begin?
There is a seven year waiting list for Rule 20-A projects that have been approved. This is because PG&E allocates a specific amount of Rule 20-A funds to be spent each year and the number of Rule 20-A projects requested by agencies far exceeds the annual funding allocation. The utility companies would begin work in 2020.
What is the estimated cost of the project?
The cost of the proposed project is $1,200,000 and would be paid for with Rule 20-A funds that the City accrues. Some of these funds will be spent on the Freedom Boulevard project when construction begins in 2015. However, the City will have accrued sufficient funds by 2020 to meet the proposed cost.
If you have any questions, you can call Murray Fontes, Principal Engineer at 768-3117.
This story was taken form www.watsonville.patch.com posted by Public Works & Utilities Department. Scurich Insurance did not create this content–we just wanted to share it with you!
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