BUSINESS CRIME CONTROL 101

According to the U.S. Chamber of Commerce, crime, from burglary and shoplifting to fraud and embezzlement, plays a role in up to 30% of business failures. To help protect your company (and keep your insurance costs under control), use this checklist:

Employees:

• Do background checks on all applicants
• Train employees on safe opening and closing procedures
• Instruct them on what to do in case of robbery, make it clear that they should never endanger themselves by trying to protect money, property, or other valuable items.

Money:

• Keep the amount of onsite cash to a minimum. Make bank deposits daily and vary your time and routes to and from the bank
• Skim cash drawers throughout the day to ensure that large amounts of cash are not kept in the registers
• Check cash register receipts against your deposits daily to reduce the threat of employee dishonesty
• Immediately mark any checks received as “For Deposit Only.”

Property:

• Make sure that all doors are locked during non-business hours
• Keep rear doors locked from the outside at all times by installing panic locks. Do not use padlocks
• Keep the interior and exterior well lit during non-business hours
• Have a safe on site to store small amounts of cash, important documents, or other valuable items. Change the safe’s combination periodically
• Install security cameras throughout the property, with all entranceways and cashier areas under surveillance
• Set up a perimeter security system with appropriate signage to warn would-be criminals that the property is protected.

Our experts stand ready to review your security procedures at any time. Just give us a call.