The spread of social media has revolutionized not only the way we connect with friends and family, but also how we conduct business. However, this asset can quickly turn into a liability if misused – for example, in recruiting your company’s most valuable asset – its employees.
Many employers begin the hiring process by using social-media outlets to screen applicants. LinkedIn and Facebook can provide a wealth of information about applicants’ education, their friends, and their personal behavior. Some companies reject candidates based on the content of their social-media pages. This might include anything from inappropriate photos or comments, discriminatory or slanderous statements, and references to alcohol and substance abuse, to sharing confidential information about their previous employers(s), displaying poor communication skills, or exaggerating their qualifications.
Although all of these indicators raise red flags, you could be risking a costly and annoying discrimination lawsuit if you access social-media sites which contain protected class information that’s not privileged in the normal hiring process.
To minimize this risk, it makes sense to:
- When hiring, use outside third parties such as background-verification companies and/or recruiters who document content from social-media sites in selecting candidates.
- Develop and enforce a comprehensive social-media usage policy.
- Purchase an Employment Practices Liability Insurance (EPLI) policy
To avoid unpleasant surprises, it is important to work with a professional in this area. Additional questions? Ask us, we’re here to help!
For additional information about our
insurance products, no-cost advice or for your free, no-obligation insurance quote, please contact the professionals at
Scurich Insurance Services today at 800-320-3666 and we will be more than happy to assist you.
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| Scurich Insurance Services | 320 East Lake Avenue, P.O. Box 1170 Watsonville, CA 95077 Office: 1-831-722-3541 | Email Us! |
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Please take a look at our Newsletters which offer an array of information for all your needs.
Life & Health
These articles provide practical, helpful info about Life and Health Insurance concerns.
Personal Protection
Dont miss out on tips and important facts for home owners, car owners and more!
Business Protection
Good advice for small to medium-size businesses. Hands-on, easy to read.
Employee Matters
Your Employee Matters. A guide to Workplace Culture and Compliance.
Workers Comp
For any business with employees! Special updates, and advice on holding down Workers Comp claims.
Scurich Insurances can provide commercial packages, farm bureau discounts, farm packages, workers compensation, professional liability, umbrella, group benefits group life & health personal auto , home, life, health and much more. We can also help you plan wisely and guide you in the evaluation of risk management, We serve Watsonville, California and surrounding areas. We represent over 50 Insurance carriers to better protect your business.
Scurich Insurance is located in Watsonville, CA and offers Auto Insurance, CA and Business Insurance CA.
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170 | Office: 1-831-722-3541
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Although gun control remains a controversial issue, when it comes to insuring firearms, Homeowners coverage offers some clear guidelines.
If you have rifles and pistols in your home, your policy will insure them against fire damage or theft, usually up to $2,500. Although a Homeowners application might not ask specifically about firearms, the higher liability risk that guns present means that failing to inform your agent or insurance company in advance about them could result in denial of a claim for loss or damage to them.
Because of this greater liability exposure, your insurer might require you to show that you’ve taken such sensible precautions as installing trigger locks, securing firearms properly in locked gun cases, and keeping them away from children. If you have a collection of guns that’s particularly valuable (for example, antique sidearms), you might need to buy a policy rider that ensures their replacement or reimbursement — much as with other big-ticket items, such as jewelry and fine art.
If you shoot someone else or yourself accidentally while in the home, your policy might pay for some or all of the damages, (medical bills, property damage, liability claims, and so forth), depending on the amount of coverage. However, to guarantee full protection, you would need additional policy riders, such as “Sporting Firearm insurance,” “Collector’s Firearm insurance,” or “Gun Club Liability insurance.”
To avoid unpleasant surprises, it is important to work with a professional in this area. Additional questions? Ask us, we’re here to help! For additional information about our insurance products, no-cost advice or for your free, no-obligation insurance quote, please contact the professionals at Scurich Insurance Services today at 800-320-3666 and we will be more than happy to assist you.
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Spring is right around the corner which means it is time for a time change. That’s right, we Spring our clocks ahead one hour and enter into Day Light Savings time.
Even though we may lose an hour of sleep we will gain a few extra hours of day light. You could always use these few extra hours to ride your dirt bike through the dunes a couple times, maybe even spend time at the beach with your family or you can even look into the different ways you can save on your insurance policy(ies).
Let us know what you are planning on doing with your extra hours of sunlight by leaving us a comment on our blog or any of our social sites.
For more information about any of our Products and Services contact Scurich Insurance Services located in Watsonville, California
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Countless advertisements depict “Flo”, or a gecko, as possible advocates in the insurance arena. Hopefully our competitors will take the bait and settle on a fictitious character or a reptile to save a few bucks. Our firm sees the value in the genuine article, the seasoned professional. The Scurich Family has provided both insurance products and valued advice to my family for three generations. Many uncertainties exist today in business; fortunately, the excellence with which Scurich Insurance Services serves its clients is not one of them. Their expertise, as a broker, to competitively shop for coverages, has helped us manage costs–without unnecessary exposure. We have referred several friends and colleagues to the Scurich agency, for both commercial and personal lines, all of whom have experienced the same high level of professionalism from the partners and their well-trained, courteous staff. I look forward to the day when the fourth generations of our two families are able to continue this mutually beneficial relationship. ~ Louis Ivanovich, V.P. West Lake Fresh, Watsonville, CA
In the early 80’s I was approached by Tony Scurich himself about his insurance opportunities and I really loved the idea of a local family owned business. We insured them with our previous business and then when we opened Lakeside Organic Garden it was a no brainer who to insure with. If I had to Rate Scurich insurance I would rate them as an 11 on a scale from 1-10 because of their excellent customer service and the ease of trusting them through their honesty. ~ Joanne Lynch, President, Lakeside Organic Gardens
If you would like to tell us what you think about our services, simply submit a comment on one of our social sites or visit our Happy Customer Program.
To avoid unpleasant surprises, it is important to work with a professional in this area. Additional questions? Ask us, we’re here to help! For additional information about our insurance products, no-cost advice or for your free, no-obligation insurance quote, please contact the professionals at Scurich Insurance Services today at 800-320-3666 and we will be more than happy to assist you.
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