The following article was taken from: Watsonville Patch
(February 14, 2013) Watsonville’s City Council meeting Tuesday brought up a hot question: should the city annex farmland to be converted into a shopping center?
The Council decided on a 5-2 vote to hold a special election on the matter on June 4,reported the Santa Cruz Sentinel.
Many in the agricultural community are urging the Council to postpone the vote until 2014. The 80-acre plot is prime farmland, they say, yielding $25,000 in profit for every acre of strawberries.
Advocates for the shopping center, however, say that the economic impact on the community would be greater with a shopping center.
Watsonville City Council member Daniel Dodge has said annexing what’s known as the Sakata Kett parcel into the city’s reserves could create a hub of economic activity, Patch reported in October 2012. He envisions a commercial center with anchor stores such as Costco that could provide jobs and tax revenue.
The citizen-driven proposal to annex the land south of West Beach Street and east of Highway 1began earlier in 2012, but still did not gather the 1,500 required signatures to place it on the 2012 November ballet. But in late October, it received enough signatures to go on the ballet in 2013.
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Agriculture Insurance is purchased by agricultural producers, including farmers, ranchers, and others to protect themselves against either the loss of their crops due to natural disasters, such as hail, drought, and floods, or the loss of revenue due to declines in the prices of agricultural commodities. The two general categories of crop insurance are called crop-yield insurance and crop-revenue insurance.
- Crop-hail insurance is generally available from private insurers (in countries with private sectors) because hail is a narrow peril that occurs in a limited place and its accumulated losses tend not to overwhelm the capital reserves of private insurers. The earliest crop-hail programs were begun by farmer’s cooperatives in France and Germany in the 1820s.
- Multi-peril crop insurance (MPCI) covers the broad perils of drought, flood, insects, disease, etc., which may affect many insureds at the same time and present the insurer with excessive losses. To make this class of insurance, the perils are often bundled together in a single policy, called a multi-peril crop insurance (MPCI) policy. MPCI coverage is usually offered by a government insurer and premiums are usually partially subsidized by the government. The earliest MPCI program was first implemented by the Federal Crop Insurance Corporation (FCIC), an agency of the U.S. Department of Agriculture, in 1938. The FCIC program has been managed by the Risk Management Agency (RMA), also a U.S. Department of Agriculture agency, since 1996.
If you want to learn more about Scurich Insurance and what they have to offer, click the link to be directed to their website!
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Scurich Insurance Services, located in Northern California, has been serving the Agriculture community since 1924.
We would like the opportunity to compete for your Agriculture Insurance coverage. Here are some areas we can help you in the near future:
Protect your Property | Protect Your Equipment | Protect your Employees | Protect against Law Suits
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“In the early 80’s I was approached by Tony Scurich himself about his insurance opportunities and I really loved the idea of a local family -owned business. We were insured with Scurich Insurance for our previous business so when we opened Lakeside Organic Garden, it was a no brainer who to insure with. If I had to rate Scurich Insurance I would rate them as an 11 on a scale from 1-10 because of their excellent customer service and the ease of trusting them through their consistent honesty. “Joanne, Lakeside Organic Gardens |
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“In 2009, I started looking for insurance for my company, MKM farms. We’re located in Salinas, CA. Scurich Insurance contacted me and I had to take it as a sign for perfect timing. Not only did I save money when I switched from the provider I was with, but I quickly learned that Scurich Insurance provides great customer service which really adds to the overall appeal of the business. Working directly with Mike and Tony, the owners, is an awesome amenity as well. It just adds to the comfort of knowing things will get done.”Doug Iwamoto, MKM Farms, Inc. |
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As seen in: Property Casualty 360 6/20/2012 By Arthur D. Postal
Last month the Senate rejected a particular amendment to the farm bill S. 3240 that “…would have stripped the Federal Crop Insurance Program (FCIP) budget baseline by $5 billion, leading to a 37 percent reduction in Administrative and Operating (A&O) funds, and would have reduced the overall program cap to $825 million.”
The Administrative and Operative funds was used partly to pay to pay the agents commissions of the agents upon the sale of crop insurance. The cut that was proposed would have been on top of additional cuts that have already been made.
Industry officials have been quoted at saying, “At a time when farmers are being asked to rely on crop insurance even more as their primary risk management tool, it seems irresponsible to further deplete the crop program of its critical resources,” according to Charles Symington, senior vice president of government affairs for the Independent Insurance Agents and Brokers of America.”
Scurich Insurance Services cares about any problems that you maybe going through on your farm. Contact any of the friendly and helpful agents at Scurich Insurance Services with any of your questions regarding your agriculture insurance policy.
Content was first stated by: http://www.propertycasualty360.com/2012/06/20/senate-rejects-amendment-that-would-further-cut-cr?t=agency-management&utm_source=PC360DailyeNews&utm_medium=eNL&utm_campaign=PC360_eNLs
Scurich Insurance Services did not originally write this content.
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Agriculture Insurance is purchased by agricultural producers, including farmers, ranchers, and others to protect themselves against either the loss of their crops due to natural disasters, such as hail, drought, and floods, or the loss of revenue due to declines in the prices of agricultural commodities. The two general categories of crop insurance are called crop-yield insurance and crop-revenue insurance.
- Crop-yield insurance There are two main classes of crop-yield insurance:
- Crop-hail insurance is generally available from private insurers (in countries with private sectors) because hail is a narrow peril that occurs in a limited place and its accumulated losses tend not to overwhelm the capital reserves of private insurers. The earliest crop-hail programs were begun by farmers cooperatives in France and Germany in the 1820s.
- Multi-peril crop insurance (MPCI): covers the broad perils of drought, flood, insects, disease, etc., which may affect many insureds at the same time and present the insurer with excessive losses. To make this class of insurance, the perils are often bundled together in a single policy, called a multi-peril crop insurance (MPCI) policy. MPCI coverage is usually offered by a government insurer and premiums are usually partially subsidized by the government. The earliest MPCI program was first implemented by the Federal Crop Insurance Corporation (FCIC), an agency of the U.S. Department of Agriculture, in 1938. The FCIC program has been managed by the Risk Management Agency (RMA), also a U.S. Department of Agriculture agency, since 1996.
If you want to learn more about
Scurich Insurance and what they have to offer, click the link to be directed to their website!
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As seen in: Property Casualty 360 4/25/2012 By Melissa Hillebrand
There is a federal insurance program in place that insurance agents use that specialize in Agriculture Insurance. Throughout the years this insurance program has gone through many different changes like cut backs like a lot of other programs are going though as well. The Federal Crop Insurance Program’s (FCIP) current bill with the Congress expired this September and that may mean even more cut backs for the program. Originally when the program was created during the depression era to help those farmers recover from the damages that occurred from the Dust Bowl.
The 2012 farm bill that is before congress would take the place of the current legislation that was passed back in 2008. The legislation that was passed in 2008 made it so that there was a reduction in the appropriation that is given to insurers that sale and serve crop insurance policies and the administrative fees for coverage with the policies are increased for farmers. The National Association of Farm Service Agency (FSA) County Office Employees (NASCOE) wants Congress to replace the private insurance agents with federal government employees (FSA), although there is much debate over where or not federal employees or private insurance agents should be the ones that handle the policies.
Although there is a significant amount of fear surrounding the Obama administration proposed plan to decrease the amount of subsidies to the industry by $8 billion over the course of 10 years, a reduction of ROI for crop insurers to 12% and having a reduction in producer-premium subsidies and how these changes will in turn affect farmers.
Contact Scurich Insurance Services today about any questions regarding Agriculture Insurance or your Agriculture Insurance Policy today!
Content was first stated by: http://www.propertycasualty360.com/2012/04/25/from-acorns-to-zucchini
Scurich Insurance Services did not create this content.
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