Unfortunately, in today’s society, lawsuits seem to be lurking everywhere. If an unexpected accident was to happen, and you were found at fault, are you confident in your liability protection?
Oftentimes, homeowners, auto and watercraft have a limit on the liability insurance that is included within the respective policy—but what if you are looking for that extra degree of security?
Umbrella liability insurance is designed specifically, to help put the minds of policy holders at ease. An umbrella policy provides the added liability protection, not found in your standard homeowners, auto or watercraft personal insurance policies. Scurich Insurance can help you with all of your needs.
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Disaster can strike a business in a multitude of ways. Fires and explosions can devastate buildings regardless of where they’re located. A building need not be the target of a terrorist attack to feel its effects, as many business owners discovered after the September 11 attacks. After a catastrophic event, evaluating the damage to the facilities quickly and accurately is essential for both insurance recovery purposes and for getting back into operation as soon as possible.
Business owners should talk to Scurich Insurance for resources to help with disaster preparation. Please contact us now for any information you will need.
When you need to file a claim, change a policy or process a certificate you can depend on Scurich Insurance Services to respond quickly to your request.
It is important that you are aware of all the potential pitfalls that can occur on the job, and how the right insurance can protect you from any unforeseen complications down the line. Our specialists at Contractors insurance are ready to help you navigate the complex world of insurance and advise you on the plans and providers most suited for you.
Contractor’s Insurance coverage is designed to pay for bodily injury or property damage to a third party who is caused by the contractor’s operations. Contractors Insurance usually comes with several packaged options that can include; Damage to rented premises, medical payments, hired and Non-Owned auto, Personal and advertised injury as well as the liability coverage for their operations. Understanding all the different types of policies can be difficult task; Scurich Insurance provides you right knowledge and background. We offer you right and affordable contractors insurance.
Please contact us to know more about Contractor’s Insurance.
Employment Practices Liability Insurance otherwise known as EPLI is insurance that helps protect you against claims from your employees that result from the general conduct of your business.
If your business has even a few employees, you cannot entirely avoid the risk of a lawsuit charging you with some type of employment discrimination, whether based on sex, race, age or any one of a number of other characteristics. Unfortunately, even if you have an excellent risk management program, an employment practices lawsuit can happen in any business. For example, you may fire a worker for poor job performance only to find he or she files a lawsuit charging that the real reason for the termination was race, religion, age or some other protected characteristic. Regardless of whether the employee can ultimately prove the charges, you may be tied up in a legal defense for a long time. Even if you think you’ve done nothing wrong, you could be found liable for discrimination and responsible for the payment of a large damage award
When it comes to employment practices, the causes of action are broad, defense can be difficult and settlements are significant. It’s smart to secure protection now, before you’re hit with a claim.
Purchasing Business Insurance means nothing but protecting your time, business and all your hard work. Scurich Insurance Servicesstands first to shelter your long way achievement of your business. Whenever we think about insurance, business owners generally consider protection against hazards such as fire, flood or theft at their company sites. It is obvious! As it is an important protection to have. However, there are other types of hazards that may not be topped in the list, but protection could be every bit as important to offset significant financial losses. Here are five examples that underscore the need for comprehensive business insurance protection:
A typical auto insurance policy would probably not cover the contents of a company vehicle if that valuable equipment is lost or stolen. But Scurich Insurance Services provide you insurance when you operate a business with employees on the road making service calls to customers; chances are there is valuable equipment contained in company vehicles.
Our Business Insurance includes the value of the improvements made by tenant to the existing structure of your property or building. If you have invested in improvements, then we offer a worth taking coverage to protect all.
Works we do are not mostly in-house but we work from our home itself; either its full time or part time not your homeowner’s insurance holds the coverage for the loss on your business that happens to you at home. Here we offer coverage for the expensive business equipment at home; you may want to consider purchasing additional protection.
Any interruption given to your business can be sorted out through Business interruption insurance can provide a way to get back on your feet.
We knew your business binds some special brainies who upholds, we offer key person insurance to help you recover during your loss or inability of such brainiest persons.
It pays to make sure you have the protection you need. Call us Scurich Insurance Services for a consultation today!