Contact us

(831) 722-3541

Contact us

Contact details:

Message:

Your message has been sent successfully. Close this notice.

Commercial Insurance Quote

Coverage Information

Current Coverage Information

Contact details:

Your Quote Form has been sent successfully. Close this notice.

Auto Insurance Quote

Contact details:

Current Coverage Information

Your car:

Your Quote Form has been sent successfully. Close this notice.

Homeowners Insurance Quote

Your house:

Current Coverage Information

Contact details:

Your Quote Form has been sent successfully. Close this notice.

Life Insurance Quote

Life Insurance Details

Current Coverage Information

Contact details:

Your Quote Form has been sent successfully. Close this notice.

Health Insurance Quote

Coverage Information

Current Coverage Information

Contact details:

Your Quote Form has been sent successfully. Close this notice.
4 years ago · by · 0 comments

Add Fruit and Veggies on the Grill and Boost Your Summer Health

You already cook meat on the grill. Why not add fruits and veggies? They help you boost your summer nutrition and taste delicious.

Choose Fresh Produce

Whether you decide to grill pineapple, watermelon, corn or asparagus, make sure it’s fresh. Ideally, the produce you grill should be firm and picked within the past three days.

Brush on the Oil

You’ll want to stock quality canola, olive or coconut oil in your pantry before you grill produce. It adds extra flavor to your grilled produce and a light coating works together with foil packets or a non-stick grate to ensure the fruits and veggies don’t stick to the grill.

Mix a Few Marinades

In addition to the oil, prepare a few marinades. Olive oil infused with herbs, raspberries, mint or other flavorings, honey and low-fat or Greek yogurt enhance the taste of your grilled produce.

Leave the Skin On

The skin of many fruits and veggies contains healthy nutrients. So, leave veggie skins on when you grill them and maximize the nutrient content of the grilled veggies you eat. Most fruits, however, grill better without the skin.

Pre-Cook Some Veggies

Certain veggies cook more evenly on the grill when you pre-cook them in the kitchen. To prep asparagus, beets, broccoli, parsnips, potatoes, squash and carrots for grilling, steam or blanch them until they’re al dente. Alternatively, tomatoes, sweet potatoes, peppers, mushrooms, onions and eggplant will cook evenly when you grill them raw.

Use the Right Temperature

When you cook fruits and veggies over moderately hot coals, the outside could cook faster than the inside. You’ll want to rotate the produce between direct and indirect heat so that each piece cooks evenly and completely.

Whether you cook for one or 100, prepare fruits and veggies on the grill and enjoy a summer nutrition boost. They help you stay healthy, and you’ll feel good knowing that you’re helping your family and friends stay healthy, too.

Read more

4 years ago · by · 0 comments

Fourth of July Safety Tips

COVID-19 has changed the way we are going to remember this Independence day weekend. Governor Newsom has announced stricter restrictions and closures ahead of the July 4th weekend, including a crackdown on mask wearing violations. Public fireworks have been cancelled in most counties.

However, it is a big holiday weekend and Americans will celebrate, here are some safety tips.

Take Precautions While Grilling

Burgers, hot dogs, fruit and pizza taste delicious when they’re grilled. Grab your favorite side dishes and follow a few precautions that ensure you and your guests grill safely.

  • – Always supervise the grill when it’s in use.
  • – Never grill indoors or in a fully enclosed area such as a garage or tent.
  • – Use lighter fluid sparingly and never after the coals are ignited.
  • – Keep children and pets away from the hot grill.
  • – Remove flammable objects, including trees, from near the grill.
  • – Use long-handled tools to handle food.

Use Fireworks Safely  (if allowed)

Public fireworks displays are the safest way to enjoy the beautiful colors and terrific booms of this July 4th tradition, especially when you maintain a distance of at least 500 feet between you and the show. Firework displays at home can be fun though too. If you go that route, take these precautions.

  •  Follow the instructions on the packaging.
  •  Never allow children to play with the fireworks.
  •  Stock a fire extinguisher or water supply nearby.
  •  Wear eye protection when lighting fireworks.
  •  Remove flammable materials from the area.
  •  Never point fireworks toward people, animals, vehicles or structures.
  •  Properly dispose of duds rather than trying to relight them.

Stay Safe on the Beach (if allowed in your area)

Swimming is a fun summer activity, and it’s good exercise. At the beach, lake, public pool or backyard pool, stay safe with these tips.

  • – Swim only in designated areas.
  • – Obey the lifeguard and all posted signs.
  • – Swim sober.
  • – Get out of the water during a storm or if you hear thunder or see lightening.
  • – Require children to wear life jackets.
  • – Don’t dive into shallow water.

Wear Sun Bathing Protection

Picnics are part of many July 4th celebrations. You should also take these protective measures.

    • – Wear sunscreen that’s at least 15 SPF.
    • – Remember to apply sunscreen to your ears, hair part and the tops of your feet.
    • – Avoid direct sunlight between 10 a.m. and 4 p.m. when the UV rays are strongest.
    • – Reapply sunscreen every two to three hours or more frequently if you’re sweating.
    • – Drink plenty of water even if you’re not thirsty.
    • – Wear a hat, sunglasses and long sleeves if you have to be in direct sunlight.
    • – Watch for signs of heat stroke, including hot, red skin, shallow breathing and rapid, weak pulse.

Please be safe out there, follow the rules and guidelines and have fun.

Read more

5 years ago · by · 0 comments

Critical Illness Insurance can be an employer sponsored voluntary benefit.

4A nationwide study by the Washington National Institute for Wellness Solutions (IWS) found that only 10% of middle-class workers believe that they have enough savings to cover medical emergencies and the long-term cost of a critical illness.

Diseases such as cancer, heart disease, or Alzheimer’s can be life-changing financially, as well as personally. Although most respondents said that, even with Medical and Disability Income insurance, they would need out-of-pocket funds to cover their expenses from a serious medical condition, they lack the savings to fall back on. Nearly half (45%) felt they would never recover financially from a battle with Alzheimer’s or dementia; for cancer, the percentage is 38%.

Out of 1,001 survey participants between the ages of 30 and 66 and annual household incomes of $35,000 to $99,999, 75% have saved less than $20,000. Among these, half have less than $2,000 in savings – and one in four have no current savings.

One-fourth of respondents “did not know” what resources they would use to help offset their expenses, says IWS. Others would use credit cards (28%), loans from friends and family (23%) or financial institutions (19%) to help cover what insurance doesn’t.

Washington National Insurance Co president Barbara Stewart advises employees to give themselves a reality check about the financial burden of critical illness. “Find out what your current insurance will – and will not – cover” says Stewart, “and then assess your overall financial health. Identify the gaps between the resources you would need and the options you have.”

We recommend that you offer your employees Critical Illness coverage as a voluntary benefit that will provide an extra layer of financial protection when they face the challenge of a serious disease. Give us a call.

Read more

5 years ago · by · 0 comments

Show Your Love This Valentine’s Day With Life Insurance

February is the month of love. Millions of couples will get engaged on Valentine’s Day or get married this month, and couples spend an average of $260 on cards, flowers, jewelry and other gifts. Those gifts could include life insurance. It’s not the first gift you think of when you consider romance, but it’s a good way to express your love to the important people in your life. In fact, you could think of life insurance as love insurance. Seventy-five percent of life insurance purchasers buy a policy because of love. This February, show your love with a life insurance policy, too.

Life Insurance for Yourself 

When you buy a life insurance policy for yourself, you give your loved ones financial security and peace of mind. While life insurance benefits don’t replace you, they are a small way you can continue to provide for your loved ones after you’re gone. Your beneficiaries can use the money for miscellaneous purposes, including daily living expenses, an emergency fund for the future, debt repayment, school tuition or retirement account funding.

Life Insurance for Your Fiancé or Spouse 

Maybe you won’t give your fiancé a life insurance policy along with the engagement ring, and a policy is probably not the first thing you buy together as a newly married couple. However, life insurance is an expression of your love and care. Your partner can choose the beneficiary and provide financial assistance to children or aging parents. The policy payout could also repay your partner’s outstanding debts, fund a favorite charity, cover end of life expenses or boost your retirement savings.

Life Insurance for Your Children 

Kids have their whole lives in front of them, but they aren’t immune to birth defects, accidents and diseases like cancer. You can’t protect your kids from everything, but you can give them life insurance. A child’s life insurance policy can pay for medical expenses, funeral expenses and other end of life arrangements. It can also be donated in your child memory to his or her favorite charity or be used for the educational costs of surviving siblings. Whole life insurance policies also grow with your child. When they turn 21, they take over the policy and keep the same coverage or purchase additional insurance for their future.

This February, purchase life Insurance for your loved ones. A policy can cost less per day than your daily coffee, and it provides peace of mind. It’s a loving gift that keeps on giving. Discuss available policies with your insurance agent today.

Read more

5 years ago · by · 0 comments

New Year’s Resolutions That Help You Live Longer

One in five people resolve to lose weight or get healthier every January. If you choose to adopt this resolution in 2018, you could live longer. Several additional New Year’s resolutions can also prolong your life, so consider adding them to your resolution list this year.

Eat Fewer Calories

Food fuels your body, but when you eat fewer calories, you lose weight and reduce your risk of developing heart disease, diabetes and certain cancers. Choose a smaller plate, chew each bite carefully and stop eating when you start to feel full to eat fewer calories and prolong your life.

Add Brain Foods to Your Diet

Certain foods help your brain and body function properly. Plan to add these brain foods to your diet as you live a healthier lifestyle this year.

  • Avocado
  • Beans
  • Blueberries
  • Nuts and seeds
  • Pomegranate juice
  • Whole grains
  • Wild salmon

Meditate Daily

Meditation reduces stress and anxiety, improves your mood and boosts your brain’s grey matter, which helps to regulate your sensory perception, muscle control, decision making and self-control. Listen to a meditative CD or simply sit still and relax as you add this practice to your daily routine and gain its benefits.

Learn Something New

When you learn a new skill, you stretch your brain and improve your memory. Resolve to take a college class, learn to edit photos or watch TED talks that enrich your life and your brain with new thoughts, ideas and lessons.

Move Every Day

Regular movement helps you stay fit, improves your overall body function and reduces stress and depression. As a bonus, moving outdoors in nature could lower your blood pressure and boost your immunity. Whether you take a walk, sign up for a dance class or join a sports team, aim to move at least 10,000 steps per day and live longer.

Start a New Hobby

Hobbies like gardening, cooking and reading improve your quality of life. Many hobbies also reduce your stress levels, improve your focus and boost your brainpower. Start a hobby or two, and you increase your enjoyment of life and life expectancy this year.

Play More

Play helps kids develop properly and learn essential skills, and play gives adults important benefits, too. Relax your body and stimulate your mind when you put together up a jigsaw puzzle, join a bowling league, shoot hoops during work breaks and play more in 2018.

Get a Physical

During your annual physical, you and your doctor review your current health and address any ongoing health issues. Prioritize this visit to stay healthy now and into the future.

Resolve in 2018 to live longer thanks to these resolutions. They improve your life and your health.

Read more

5 years ago · by · 0 comments

Drumming up some therapy this November!

For centuries, drum therapy has helped individuals and groups get healthy. November is International Drum Month and the perfect time for you to embrace this beneficial health tool.

Reduce Stress

When you experience chronic stress, you also experience muscle tension, stomach ulcers and other physical health challenges. You deserve a better life. Pick up your drum and reduce stress in just a few minutes. Then, practice drum therapy regularly as part of a stress-free lifestyle.

Lower Anxiety

Panic attacks and anxious thoughts can cripple you. Combat these emotions with drum therapy. It distracts and relaxes you as your anxiety flows through your arms and hands into your instrument.

Manage Pain

Follow your doctor’s advice about pain management, and ask him or her about adding drum therapy, too. It releases endorphins, your body’s natural painkillers. Drums won’t cure the source of your pain, but they will help you feel better.

Improve Mood

Whether you’re angry, sad or lonely, drum therapy turns your mood around. Pound on a drum at home or in a public space and you’ll feel better emotionally.

Increase Immunity

In addition to mental health benefits, drum therapy increases your body’s immunity. Along with regular hand washing, use drums to avoid illness this winter.

Build Friendships 

Good friends improve your attitude, reduce loneliness, inspire you to greatness and add fun to your life. Connect with others in a drum circle, and build your network of positive friends.

Express Yourself

When you have trouble sharing your deepest thoughts and feelings, pull out your drum. Start playing a rhythm that feels right to you. Mix soft, loud, quick and slow beats as you personalize your playing. There’s no right or wrong way as you use this form of self-expression to release your inner voice.

Whether you use a spatula and pan from the kitchen or set up a professional drum set in the garage, add drum therapy to your medical treatment plan during International Drum Month. It provides numerous health benefits that partner with your doctor’s advice and medication to help you stay healthy.

Read more

Company information

Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741

Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700

Mailing:
PO Box 1170
Watsonville, CA 95077-1170

Contact details

E-mail address:
[email protected]

(831) 661-5697

Available 8:30am - 5:00pm