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14 years ago · by · 0 comments

Are You Up To Date With The ADA’s Standards

Although you’re aware of the Americans with Disabilities Act (ADA), you might not understand how to implement it in your small business. The Equal Employment Opportunity Commission (EEOC) can help.

The Americans with Disabilities Act: A Primer for Small Business outlines the provisions of the ADA and provides valuable examples, tips, and caveats:

This EEOC publication covers:

  • Who’s protected by Title I of the ADA.
  • How to make ADA services accessible.
  • The use of tax credits and deductions to offset specific costs.
  • How to avoid mistakes when interviewing applicants with disabilities.
  • What questions you’re permitted to ask employees about a medical condition.
  • What to do if safety issues arise.
  • Various aspects of reasonable accommodations requirements.
  • Tax incentives for businesses that hire and retain people with disabilities.

If you provide goods and services to the public, check out the ADA Guide for Small Businesses, a 15-page illustrated guide that presents an overview of some basic requirements for small businesses. It provides guidance on how to make these services accessible and use tax credits and deductions to offset specific costs. You can access the guide at ADA Guide for Small Businesses (HTML) or ADA Guide for Small Businesses (PDF). Spanish, Cambodian, Chinese, Hmong, Japanese, Korean, Laotian, Tagalog and Vietnamese editions are available from the ADA Information Line: (800) 514 -0301 (voice) or (800) 514-0383 (TTY).

Reading up on the ADA can help you avoid costly lawsuits. Get smart on the law — and call us to make sure you have the coverage you need to protect your business against this risk. At Scurich Insurance Services, located in Watsonville, California cares about all of your Insurance needs, so contact us today with any questions regarding your Commercial Insurance Policy.

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14 years ago · by · 0 comments

DOES WORKERS COMPENSATION APPLY OFF THE JOB?

Examples abound of workers offering their skills outside the workplace: Nurses and doctors aid the injured or ill; contractors assist someone with heavy lifting or short hauling while on a hardware run; benevolent computer techies make a quick fix for a customer without a dispatch order. If one of your employees suffers an injury while providing such help, can the employee collect under Workers Comp? After all, they were doing their work.

A California correctional officer, injured while helping at the scene of an accident on his way to work, was denied Workers Comp benefits on the basis that his services did not qualify as regular employment. Citing an ethical standard set forth for correctional workers in the Ethics Cadet Workbook, the injured officer claimed it was his ethical duty as a corrections officer to assist those in need, regardless of when or where. Hence, he argued that his services at the accident were related directly to his employment.

However, the court disagreed, stating that: “The fact that the law enforcement code of ethics for correctional officers speaks of a duty to serve humankind and safeguard lives and property does not confer authority on a correctional officer to act outside the scope of his statutory jurisdiction.”

Knowing the eligibility rules for Workers Comp benefits is essential for you and your employees alike. Now might be the time for a refresher course. For more information about your Comp coverage rules, call our service team today.

Contact any of the helpful and Friendly agents at Scurich Insurance Services with any questions regarding your Worker’s Compensation Policy with us.

Scurich Insurance
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
Email Us!

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14 years ago · by · 0 comments

Business Reviews 360

scurich insuranceDown through the ages Scurich Insurance Services expertise in Customer’s support we do not work for you but we work with you. Rather speaking about ourselves let our works speak by itself through our customers.

In Business Review 360° our customers give away their feedback that confirms you are at right landmark for your insurance. Here are a few testimonials from our Business Reviews 360 page!

Stacey T.  Truckee,  CA
I have had Scurich Insurance cover my home, vehicles, trailer and boat for so many years I can’t remember who I had last.  I haven’t spent any time shopping around because due to previous experience I have been well taken care of after many incidents in my life that required assistance, attention and insurance coverage.  To me that is worth any money that I might save by leaving for a less expensive company.  Thank you.
3/1/2012

If you have recently done business with us and would like to share your experience, fill out our Happy Customer form today!

Contact any of the helpful and friendly agents at Scurich Insurance Services today with any questions regarding your insurance policy with us!

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14 years ago · by · 0 comments

Look at This Testimonial From One of Our Happiest Customers

Scurich InsuranceOur Happy Customer program is specially designed to capture your feedback and opinion.

Here is a testimonials from one of our Happiest Customers!

“In the early 80’s I was approached by Tony Scurich himself about his insurance opportunities and I really loved the idea of a local family owned business. We insured them with our previous business and then when we opened Lakeside Organic Garden it was a no brainer who to insure with. If I had to Rate Scurich insurance I would rate them as an 11 on a scale from 1-10 because of their excellent customer service and the ease of trusting them through their honesty.”  Joanne Lynch, President, Lakeside Organic Gardens

If you would also like to share your experience with Scurich Insurance Services, please do participate in Happy Customer. We would love to hear from you!

Contact any of the helpful and friendly agents at Scurich Insurance Services today with any questions regarding your insurance policy with us.

Scurich Insurance
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
Email Us!

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14 years ago · by · 0 comments

Mike Scurich Principal Broker

Scurich Insurance Service Mike began his insurance career in 1984 as a personal lines underwriter for Continental Insurance Company in Sacramento.

In 1986 he joined USF&G as a commercial lines underwriter in San Jose, CA. The training and experience he gained in both positions are key to his success as an owner/broker for Scurich Insurance. Mike joined Scurich Insurance in 1989 and has been with the agency ever since.

He focuses on commercial accounts and enjoys working closely with and getting to know his clients on a personal level.

Mike graduated from Santa Clara University in 1984 with a degree in English.

He and his wife Jennifer, live in Watsonville and have one daughter age 23 and two sons ages 21 and 19.

Contact Mike Scurich or any of the helpful and agents at Scurich Insurance Services today with any questions regarding your insurance policy.

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14 years ago · by · 0 comments

Workers Compensation Insurance Request

What is Worker’s Compensation?

Each state has its own workers’ compensation laws to handle claims from employees who are injured on the job. These laws are strict liability – fault and negligence by the employer are not considered in order to collect benefits. Punitive damages are not available to the employee. The legal defenses available in a civil action such as comparative negligence and assumption of the risk are not available to the employer in workers’ compensation.

However, the injury or illness has to be incurred in the course of employment in order for the workers’ compensation system to provide benefits to the injured worker. Workers’ compensation is generally the exclusive remedy for an employee’s injuries or illnesses arising out of the course of employment. It is typically required by the state for every employee – although state law may provide for specific exemptions for officers/owners, small companies (those with three/four/five or fewer employees), domestic workers, farm hands, and independent contractors.

Fill out the form below and one of our helpful and friendly agents at Scurich Insurance Services will contact you to answer any of your questions about your worker’s compensation insurance policy!
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Company information

Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741

Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700

Mailing:
PO Box 1170
Watsonville, CA 95077-1170

Contact details

E-mail address:
[email protected]

(831) 661-5697

Available 8:30am - 5:00pm