As Seen In: MSNBC 4/14/2008 By Steve Tuckey
It is a known fact that the type of vehicle you have the type of equipment it comes with is a big determining factor for insurance premiums. While is it known that certain types of car and what they come with can cause your insurance premiums to go up, having certain types of equipment on your vehicle can also cause your insurance premium to decrease as well.
Having a vehicle that has anti-lock brakes, daytime running lights, and ant-theft devices can all help reduce your insurance premiums. There are even some states that require insurance companies to give discounts on insurance premiums by having these things. Vehicles with a high crash test rating have been know to lessen insurance costs.
Raising your liability coverage from $300,000 to $500,000 on a car only costs on average an extra $60.00 a year for 2 cars. Knowing how much it could cost to treat serious injuries during an accident, raising your liability coverage is a good investment. It would also be a good idea to check your health or disability benefits to make sure you are not duplicating coverage that you already have. The last thing you can do is to find out and improve your credit score.
Scurich Insurance cares about your insurance policy with us. Contact any of the friendly agents at Scurich today with any questions regarding your Auto Insurance Policy or for a quote on a policy today!
Content for this was first stated by: http://www.msnbc.msn.com/id/24111107/ns/business-autos/t/ten-ways-cut-your-car-insurance-costs/#.T-SjULVYv5R
Scurich Insurance did not originally write this content.
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Agriculture Insurance is purchased by agricultural producers, including farmers, ranchers, and others to protect themselves against either the loss of their crops due to natural disasters, such as hail, drought, and floods, or the loss of revenue due to declines in the prices of agricultural commodities. The two general categories of crop insurance are called crop-yield insurance and crop-revenue insurance.
- Crop-yield insurance There are two main classes of crop-yield insurance:
- Crop-hail insurance is generally available from private insurers (in countries with private sectors) because hail is a narrow peril that occurs in a limited place and its accumulated losses tend not to overwhelm the capital reserves of private insurers. The earliest crop-hail programs were begun by farmers cooperatives in France and Germany in the 1820s.
- Multi-peril crop insurance (MPCI): covers the broad perils of drought, flood, insects, disease, etc., which may affect many insureds at the same time and present the insurer with excessive losses. To make this class of insurance, the perils are often bundled together in a single policy, called a multi-peril crop insurance (MPCI) policy. MPCI coverage is usually offered by a government insurer and premiums are usually partially subsidized by the government. The earliest MPCI program was first implemented by the Federal Crop Insurance Corporation (FCIC), an agency of the U.S. Department of Agriculture, in 1938. The FCIC program has been managed by the Risk Management Agency (RMA), also a U.S. Department of Agriculture agency, since 1996.
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Today Watsonville High School is hosting a golf tournament in honor of Tommy Arita to benefit the Watsonville High School Athletic Department. With their mission being to provide essential support for Watsonville High School Athletics while still honoring Tommy Arita a man who loved youth sports, it can easily be seen that this tournament will accomplish this mission.
The High School is hosting this event at the Pajaro Valley Golf club in Watsonville, the event today includes a 4-person scramble, box lunch, a BBQ dinner and an awards dinner following dinner it will be a great event for all. There are many different packages available for donations to help support today’s tournament and Scurich Insurance Services welcomes you to help them support Watsonville Athletics in any way that you can.
Come out today and help your Personal and Commercial Insurance Agents at Scurich Insurance Support out local High School Athletes raise money for their school!
For more information about today’s events you can go to their website.
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Are you another satisfied customer of Scurich Insurance? Here are some quotes from some of our satisfied customers!
“Tony Scurich and his staff have a great reputation for service to their customers. Tony has also been a very active volunteer for Boy Scouting in Watsonville for many years, as well as other community organizations.” Charles H. Concord, CA
“you can always depend on their consistency with quality people, quality service and reasonable commercial rates. They’ve helped me in a pinch more than once. I highly recommend them!” Eddie O. Morgan Hill, CA
“My family has been a Scurich Insurances client since the 1950s. I have conducted almost all my insurance business, both property rental operations and personal, through Scurich Insurance Services. I rely on the knowledgeable insurance brokers, agents, and staff at Scurich Insurance to advise me regarding my insurance needs and the best coverages and companies to meet those needs in a cost effective way. With the changing nature of the insurance industry since 2000, it is comforting to know I can trust Mike, Tony, Mary, and others at Scurich Insurance to give me good advice. And their customer service is great. They are there and helpful when I have questions, some problem, a claim, or even a complaint about some insurance requirment. Paul Milladin Milladin Properties LLC” Paul M. Watsonville, CA
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Summer is here and that means trips vacations and roads trips for most people across the country. While you are making your summer plans and lists on what you need to pack add contacting to your Insurance Agent to your list of what you need to accomplish before your trip. Your Auto Insurance policy covers you for a number of different situation and making sure your coverage is correct will help you out in a number of ways if something was to happen while on you trip this summer.
Your Auto Insurance Policy covers liability coverage for bodily injury and property damage for which you are legally responsible. Medical Payments for bodily injury caused by an accident, to you or family members that reside with you. Uninsured Motorist Coverage will cover you in the event that you or family members that reside with you are injured or your property is damaged due to a driver that does not have auto liability insurance. Under insured Motorist Coverage will cover you in the event that you or family members that reside with you are injured or your property is damaged due to a driver that has automobile.
Contact Scurich Insurance Services today to go over you Auto Insurance Coverage or for a quote for a policy before your summer trip.
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