Contact us

(831) 722-3541

Contact us

Contact details:

Message:

Your message has been sent successfully. Close this notice.

Commercial Insurance Quote

Coverage Information

Current Coverage Information

Contact details:

Your Quote Form has been sent successfully. Close this notice.

Auto Insurance Quote

Contact details:

Current Coverage Information

Your car:

Your Quote Form has been sent successfully. Close this notice.

Homeowners Insurance Quote

Your house:

Current Coverage Information

Contact details:

Your Quote Form has been sent successfully. Close this notice.

Life Insurance Quote

Life Insurance Details

Current Coverage Information

Contact details:

Your Quote Form has been sent successfully. Close this notice.

Health Insurance Quote

Coverage Information

Current Coverage Information

Contact details:

Your Quote Form has been sent successfully. Close this notice.
9 years ago · by · 0 comments

Smart steps that could save your vacation

Vacations are for reducing stress, not adding to it. Before you hit the road, here are a few simple precautions to help you choose – and share – your adventures safely.

#1: Make copies of your ID and passport

Photocopy your license or passport in case either is lost or stolen. Bring a copy and store it separately from your original, and leave another with a friend or relative. The U.S. Government also offers the Smart Traveler Enrollment Program, a free service for U.S. citizens and nationals traveling abroad. It allows you to enroll your trip with the nearest U.S. Embassy or Consulate and can assist you in case of an emergency, such as if you lose your passport or if it is stolen while you are abroad.

#2: Streamline your wallet

Lost wallets are the leading cause of identity theft. Only carry the card(s) you plan to use on your trip. Leave your checkbook and the rest of your cards at home. If you decide to bring more than one credit card, consider stashing the extra, along with account information and customer service numbers for the cards you have with you, in a hotel safe or other secure location, in case you lose your original.

#3: Check out guides before you book

Look into online reviews before you book that zip-lining, parasailing, or river rafting trip. Seeing what others have to say about the company can help you choose a safe and well-run adventure.

#4: Travel like a local

Know your surroundings and plan your route in advance. Be aware of how the locals talk and dress, and consider whether certain actions will make you stand out as a tourist.

#5: Check the weather

Take steps to protect yourself from lightning, hail, thunderstorms and tornadoes by monitoring the local weather and packing the appropriate gear on your outdoor adventures. Keep tabs on the weather at home to make sure your property is protected.

#6: Avoid oversharing online

Posting photos or checking in on social media sites advertises your absence from home. Real-time updates can be tempting, but wait until you return safely home before sharing your adventures.

Read more

10 years ago · by · 0 comments

Specialty Item Coverage Review: Reappraise & Cover

Vintage CarsWhether you are a collector of fine art or you have a garage full of vintage cars that are the envy of the neighborhood, you likely added them to your homeowners insurance when you purchased them and thought your job was done. After all, in the event of a catastrophic event — fire, flood, burglary — you thought your items were fully covered. It is worth delving more deeply into this subject, though, because you might be surprised to learn that your current insurance policy is not providing you with the coverage you thought it was.

Riders for Special Items

When you insure items that are extraordinary, your regular insurance simply might not provide enough coverage. Its limits could be far less than what the item is worth. Instead, ask your insurance agent about a specialty rider that is geared only toward that specific item or collection of items. Depending on the details, such a rider could cost you a few hundred dollars more for your insurance. The peace of mind you gain by adding such a rider is well worth the extra cost.

Reappraise Extraordinary Items

Before your fine art or jewelry was insured, you had it appraised to determine its value. Reappraising items such as this at least every two years helps keep your insurance on pace with their value. Most high level possessions continue to climb in value which means they could easily outstrip their levels of insurance coverage if you do not keep tabs on it. Regular appraisals will help ensure that inflation and valuation are kept to current levels in the event of a loss.

Read more

Company information

Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741

Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700

Mailing:
PO Box 1170
Watsonville, CA 95077-1170

Contact details

E-mail address:
[email protected]

(831) 661-5697

Available 8:30am - 5:00pm