Here are some great tips to keep you safe on your tractor.
Don’t leave the driver’s seat or cab until you have turned off the engine and made sure the tractor has come to a complete stop. Then take the key with you.
Always be on the lookout for nearby workers on the ground.
Don’t carry passengers or extra riders.
Don’t operate too close to ditches or creeks.
Slow down when operating in fields that contain holes or other hazards resulting in uneven terrain.
Make sure tractors are equipped with ROPS and that seat belts are worn when the ROPS is in the upright and locked position.
Only hitch to the drawbar or to other hitch points specified by the manufacturer.
Make sure all loads are secure, balanced, and not too heavy for your tractor to handle.
Check your lighting, brakes, and the condition of your slow-moving vehicle emblem (SMV) before operating on a roadway.
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Business auto insurance allows you to move your business forward. Whether you use vehicles to provide mobility for your employees, equipment or products, you cannot operate without comprehensive commercial auto insurance. Nationwide understands that road conditions, weather and other drivers are out of your control. For example:
A sudden traffic shift causes you to lose control of your vehicle
Hail or vandalism damages your car
An uninsured driver hits your vehicle
Get commercial vehicle insurance coverage that fits your business
That’s why it’s important to have business auto insurance to protect the vehicles you use for your business. Contact an agent today and get a free customizable commercial car insurance quote that can include:
Auto liability
Medical payments
Comprehensive coverage
Collision coverage
Uninsured and underinsured motorists coverage
Coverage for autos you borrow or rent
Coverage for employees using their cars for the business
Business owners should talk to Scurich Insurance for resources to help with disaster preparation. Please contact us now for any information you will need. Scurich Insurance
Disaster can strike a business in a multitude of ways. Fires and explosions can devastate buildings regardless of where they’re located. A building need not be the target of a terrorist attack to feel its effects, as many business owners discovered after the September 11 attacks. After a catastrophic event, evaluating the damage to the facilities quickly and accurately is essential for both insurance recovery purposes and for getting back into operation as soon as possible.
Business owners should talk to Scurich Insurance for resources to help with disaster preparation. Please contact us now for any information you will need.
When you need to file a claim, change a policy or process a certificate you can depend on Scurich Insurance Services to respond quickly to your request.
It is important that you are aware of all the potential pitfalls that can occur on the job, and how the right insurance can protect you from any unforeseen complications down the line. Our specialists at Contractors insurance are ready to help you navigate the complex world of insurance and advise you on the plans and providers most suited for you.
Contractor’s Insurance coverage is designed to pay for bodily injury or property damage to a third party who is caused by the contractor’s operations. Contractors Insurance usually comes with several packaged options that can include; Damage to rented premises, medical payments, hired and Non-Owned auto, Personal and advertised injury as well as the liability coverage for their operations. Understanding all the different types of policies can be difficult task; Scurich Insurance provides you right knowledge and background. We offer you right and affordable contractors insurance.
Please contact us to know more about Contractor’s Insurance.
Employment Practices Liability Insurance otherwise known as EPLI is insurance that helps protect you against claims from your employees that result from the general conduct of your business.
If your business has even a few employees, you cannot entirely avoid the risk of a lawsuit charging you with some type of employment discrimination, whether based on sex, race, age or any one of a number of other characteristics. Unfortunately, even if you have an excellent risk management program, an employment practices lawsuit can happen in any business. For example, you may fire a worker for poor job performance only to find he or she files a lawsuit charging that the real reason for the termination was race, religion, age or some other protected characteristic. Regardless of whether the employee can ultimately prove the charges, you may be tied up in a legal defense for a long time. Even if you think you’ve done nothing wrong, you could be found liable for discrimination and responsible for the payment of a large damage award
When it comes to employment practices, the causes of action are broad, defense can be difficult and settlements are significant. It’s smart to secure protection now, before you’re hit with a claim.