Down through the ages Scurich Insurance Services, located on the central coast of California, has developed an expertise in Customer’s support by not working for you but working with you instead. Rather speaking about ourselves, we let our work speak by itself through our customers.In Business Review 360° our customers provide us their feedback which confirms you are at the right landmark for your insurance.
Here is a testimonial from one of our Happiest Customers from our Business Review 360° page!
“I have had Scurich Insurance cover my home, vehicles, trailer and boat for so many years I can’t remember who I had last. I haven’t spent any time shopping around because due to previous experience I have been well taken care of after many incidents in my life that required assistance, attention and insurance coverage. To me that is worth any money that I might save by leaving for a less expensive company. Thank you.”
Stacey T. Truckee, CA 3/1/2012
Scurich Insurance Services would like to invite you to take our Happy Customer Survey so that your testimonial on why you are a Happy Customer of ours will appear on our Business Reviews 360° page.
Read more
The American melting pot is fast becoming a smorgasbord of distinctive cultures. During the past 10 years, more than half (51%) of new entrants into the U.S. workforce have been minorities. The next 10 years will see a dramatic increase in minority workers, many of whom might lack English proficiency and familiarity with basic workplace safety precautions. To help you meet the safety needs of an increasingly diverse workforce — especially where language barriers are an issue — we’d recommend these guidelines:
- Speak slowly, explain fully, and repeat important points several times.
- Choose simple words and avoid technical jargon (whenever possible).
- Use a translator with groups of employees who have only minimal English skills.
- Team up non-English-speaking employees with English-speaking employees.
- Provide handouts in the language(s) that trainees speak and read.
- Make sure that workers are able to understand written materials. Don’t assume that they can read forms, signs, written directions, etc.
- Stress the importance of following safety regulations and policies.
- Show employees how to use safety protections and explain why they’re important.
- Demonstrate while you speak and use pictures, diagrams, props, etc., to supplement your words.
- Follow up on the job to make sure that employees properly apply what they’ve learned in training.
All of the helpful and friendly agents at Scurich Insurance Service care that your business has the best California Worker’s Compensation Policy available. Contact any of our agents at Scurich Insurance, located in Watsonville, to have your questions answered regarding your Worker’s Compensation Policy!
[formidable id=15 title=true]
Read more
Scurich Insurance Services, located in California, has Newsletters that provide additional information regarding Insurance related topics so that you can learn more about why it is important to have the proper coverage of all your assets, but also to learn more about the policies themselves. All of our helpful and friendly agents at Scurich Insurance Services invite you to subscribe to our Newsletters so that you can receive them to your inbox every month when the new edition is updated and stay informed and educated regarding insurance.
Contact any of the helpful and friendly agents at Scurich Insurance Service with any questions regarding your Insurance Policy with us or for a quote on one today!
Read more
One of the true values of Workers Compensation law is the “exclusive remedy” provision to the employer. Basically, in return for providing coverage for injuries arising from the job, this provision protects you from being sued by the employee for the injury, regardless of who has been negligent. Thus, the benefits provided automatically by Workers Compensation become the “exclusive remedy” for the injury.
However, there’s one way to bypass this barrier to employer liability. It’s called “third party over.” Let’s say that an employee is injured when the scaffolding on which he’s standing collapses. Workers Compensation pays the claim, so he can’t sue the employer. However he chooses to sue the scaffolding company, alleging improper equipment and installation. He wins a judgment, which leads the scaffolding company to sue the employer/contractor, claiming improper usage of the scaffolding. In effect, the employer/contractor is being sued for damages arising from injury to its own employee — just what Workers Compensation is designed to prevent.
Is such a suit legal? Yes. Because the scaffolding company isn’t the injured person’s employer, there’s no prohibition against his suing them — and Workers Compensation law clearly can’t prohibit the scaffolding company from claiming against the contractor, either contractually or by alleging negligence.
If you face such a situation, would your Workers Compensation coverage protect you (because the claim originated from an injury to an employee)? Or would you have to turn to your General Liability coverage, as you would when sued by an outside party? The answer: Either policy might cover this situation, depending on the basis of the suit. For truly comprehensive protection, you need to carry several types of insurance. No one policy does it all. A claim that might fall just outside the purview of one policy can be either a disaster, or simply a hand-off to another type of coverage.
Keeping your entire umbrella of insurance protection current and coordinated might seem complicated — but that’s where Scurich Insurance Services, located in California, comes in. When it comes to risk management and insurance, helping you focus on what you do best is what we do best.
Read more
Did you know that you can now follow Scurich Insurance Services on some of your favorite Social Media Sites? You now have the ability to connect with, Scurich Insurance Services, located in Watsonville, and stay up top date with not only what we are doing but also learn important information regarding insurance related topics. We know that by using these trusted social media sites we will be able to increase our communication, with you, our customers regarding various topics of interest to you.
If you are a member of these sites, you can join us on Facebook, Twitter and LinkedIn. When you follow us on one of these sites you will have access to our world class newsletter as well as up-to-date insurance information that pertains to your everyday life.
Not only can you follow us on one of the listed social sites, but you can also subscribe to our blog. All you have to do is put your email in the box below and follow the simple instructions. Once this is completed, you will receive our blogs as they are published directly to your inbox.
Contact any of our helpful and friendly agents at Scurich Insurance Services today with any questions regarding your insurance policy.
Read more
As seen in: Property Casualty 360 9/19/2012 By Arthur D. Postal
With the signing and passing last week of the new California Workers’ Compensation Reform by Governor Jerry Brown. While it is widely known that California’s Workers’ Compensation System is know for being the most complicated system out of them all, then next steps in the process regarding carrying out the new regulations will determine the success of this reform.
Governor Brown, signed the bill in a family owned print shop in San Diego, California and promoted this new legislation Walt Disney Co. studio in Burbank, California. The Governor’s office released a statement saying that the need for this reform was great because the amount the cost for Workers’ Compensation has risen to. The new Legislation passed will increase benefits to workers and allow increased benefits to those who are on long term disability. It is being said that if the system is made more efficient and limiting the legislation that in the long run it will save businesses about $1 billion and provide increased payments to those workers out on disability.
Contact any of the helpful and friendly agents at Scurich Insurance Service, located in California, with any questions regarding your Workers’ Compensation policy and how this new legislation will effect your policy. All of us at Scurich Insurance Service would like to invite you to connect with us on Facebook.
Content first stated by: http://www.propertycasualty360.com/2012/09/19/california-workers-comp-reforms-signed-insurers-re?ref=hp
Scurich Insurance Services did not originally write this content.
Read more
