Summer is here and that means trips vacations and roads trips for most people across the country. While you are making your summer plans and lists on what you need to pack add contacting to your Insurance Agent to your list of what you need to accomplish before your trip. Your Auto Insurance policy covers you for a number of different situation and making sure your coverage is correct will help you out in a number of ways if something was to happen while on you trip this summer.
Your Auto Insurance Policy covers liability coverage for bodily injury and property damage for which you are legally responsible. Medical Payments for bodily injury caused by an accident, to you or family members that reside with you. Uninsured Motorist Coverage will cover you in the event that you or family members that reside with you are injured or your property is damaged due to a driver that does not have auto liability insurance. Under insured Motorist Coverage will cover you in the event that you or family members that reside with you are injured or your property is damaged due to a driver that has automobile.
Contact Scurich Insurance Services today to go over you Auto Insurance Coverage or for a quote for a policy before your summer trip.
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As seen in: Forbes 6/4/2012 By Micheline Maynard
There are many different reasons why people purchase new cars especially during the summer. Whether they are replacing an old car on its last leg of life or just buying a car for the first time there are ways you can get the most out of your money and obtain a good deal.
Similar to most other aspects in life, in order for you to get a good deal there are things you have to do first.
The first tip to get a good deal is to get an outgoing model instead of the newest one. In order for most dealers to be able to sale the new models they get in they have to sale the old ones first. Which means a better deal for the buyer.
The next tip is to have good credit. Having good credit means better interest rates on loans. By also having good credit means you will qualify for more deals as well.
Shop for a car that’s out of season like a car that will be good in the snow and that you will need later in the future. The last tip is to wait till school is in session because most people buy new cars to have them before school goes back you can get a better deal by holding off a little longer.
Contact scurich insurance today with any questions regarding your auto insurance policy
Content first stated by: http://www.forbes.com/sites/michelinemaynard/2012/06/04/4-ways-to-get-a-smart-summer-car-deal/
Scurich Insurance Services did not write this content
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Born in Watsonville Tony has been in the insurance business since 1981 and with Scurich Insurance since 1983. Tony is married with 3 children, graduated from Watsonville High in 1977 and Santa Clara University in 1981. His current activities include running at Rio Del Mar Beach & West Cliff Drive, biking, cooking/BBQing, reading biographies and eating breakfast burritos at Pixie Deli. Past and present community activities include board member of St Francis High School, Pajaro Valley Historical Association, YMCA (board member and youth basketball coach), Boy Scouts of America and, Pajaro Valley Chamber of Commerce (board chair in 2004).
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Scurich Insurance
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
Email:[email protected]
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Worker stress levels have increased within the past few years as the economic downturn has led to layoffs, heavier workloads, a higher percentage of workers taking second jobs to make ends meet, and declining household incomes, due to family members’ lost wages.
In a recent “Stress in the Workplace” survey by Buck Consultants (www.buckconsultants.com), more than four in five participants (82%) reported that employee stress has a significant or moderate impact on their company’s healthcare costs. A large majority of respondents also said that stress has had a significant or moderate impact on absenteeism (79%) and on workplace safety (77%).
In response to rising employee stress levels, many employers are taking steps to help their workers manage stress. According to the Buck Consultants survey, 66% of participants have implemented four or more programs to reduce on-the-job stress, while 22% have at least eight programs in place.
The survey listed these Top 10 stress-reduction strategies:
- Employee assistance programs (78%)
- Flexible work schedules (63%)
- Work/life balance support programs (46%)
- Leadership training on worker stress (45%)
- Online healthy lifestyle programs (45%)
- On-site fitness centers (43%)
- Physical activity programs (38%)
- Stress awareness campaigns (35%)
- Financial management classes (32%)
- Personal health/lifestyle management coaching (29%)
- The more effective these programs, the lower the stress on your workers – which adds up to higher productivity and a healthier return on investment.
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Most people who have life insurance tend to believe that they have enough because what they have can take care of final bills and expenses. Too many people only possess work related life insurance and even fewer have any insurance at all. The truth is you should have a policy that can pay out close to ten times what you earn annually.
Not thinking long term
Oftentimes people think only in the short term when buying life insurance. They do not consider say, how much longer after they have passed should their family be supported by the insurance payout.
Thinking that it costs too much
One of the main complaints and reason people have for not getting life insurance is that it costs too much. But if you shop around you are likely to find a policy that suits your budget and needs.
Failure to update a policy
When certain life altering event occurs such as marriage, child birth, or divorce, then it could be time that your insurance policy is updated. Many people tend to forget to do this when these event occur.
Contact Us now or connect with us on these popular social sites such as Facebook and LinkedIn.
Scurich Insurance
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
eMail:[email protected]
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Term life insurance in general can be purchased for large amounts with a low premium to start out. This can be a good option for those with short term needs such as coverage for a home mortgage, outstanding debt, educational costs, or a car loan. The appropriate policy will be affordable and cover any or all of these expenses to give you the peace of mind that large bills will be handled.
Permanent life insurance offers a level payment for a coverage amount that you choose and an account value that suits your lifelong needs based on factors such as children, marital status, income, and monthly expenses. This is a very convenient option for those looking to fulfill a loved one’s needs, finalize expenses, complete estate planning, make contributions to charity, implement a business legacy, or have access to accumulated cash value.
Contact Us now or connect with us on these popular social sites such as Facebook and LinkedIn.
Scurich Insurance
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
eMail:[email protected]
Read more
