Examples abound of workers offering their skills outside the workplace: Nurses and doctors aid the injured or ill; contractors assist someone with heavy lifting or short hauling while on a hardware run; benevolent computer techies make a quick fix for a customer without a dispatch order. If one of your employees suffers an injury while providing such help, can the employee collect under Workers Comp? After all, they were doing their work.
A California correctional officer, injured while helping at the scene of an accident on his way to work, was denied Workers Comp benefits on the basis that his services did not qualify as regular employment. Citing an ethical standard set forth for correctional workers in the Ethics Cadet Workbook, the injured officer claimed it was his ethical duty as a corrections officer to assist those in need, regardless of when or where. Hence, he argued that his services at the accident were related directly to his employment.
However, the court disagreed, stating that: “The fact that the law enforcement code of ethics for correctional officers speaks of a duty to serve humankind and safeguard lives and property does not confer authority on a correctional officer to act outside the scope of his statutory jurisdiction.”
Knowing the eligibility rules for Workers Comp benefits is essential for you and your employees alike. Now might be the time for a refresher course. For more information about your Comp coverage rules, call our service team today.
Contact any of the helpful and Friendly agents at Scurich Insurance Services with any questions regarding your Worker’s Compensation Policy with us.
Down through the ages Scurich Insurance Services expertise in Customer’s support we do not work for you but we work with you. Rather speaking about ourselves let our works speak by itself through our customers.
In Business Review 360° our customers give away their feedback that confirms you are at right landmark for your insurance. Here are a few testimonials from our Business Reviews 360 page!
Stacey T. Truckee, CA
I have had Scurich Insurance cover my home, vehicles, trailer and boat for so many years I can’t remember who I had last. I haven’t spent any time shopping around because due to previous experience I have been well taken care of after many incidents in my life that required assistance, attention and insurance coverage. To me that is worth any money that I might save by leaving for a less expensive company. Thank you.
3/1/2012
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Contact any of the helpful and friendly agents at Scurich Insurance Services today with any questions regarding your insurance policy with us!
“In the early 80’s I was approached by Tony Scurich himself about his insurance opportunities and I really loved the idea of a local family owned business. We insured them with our previous business and then when we opened Lakeside Organic Garden it was a no brainer who to insure with. If I had to Rate Scurich insurance I would rate them as an 11 on a scale from 1-10 because of their excellent customer service and the ease of trusting them through their honesty.” Joanne Lynch, President, Lakeside Organic Gardens
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“Tony Scurich and his staff have a great reputation for service to their customers. Tony has also been a very active volunteer for Boy Scouting in Watsonville for many years, as well as other community organizations.” Charles H. Concord, CA
“you can always depend on their consistency with quality people, quality service and reasonable commercial rates. They’ve helped me in a pinch more than once. I highly recommend them!” Eddie O. Morgan Hill, CA
“My family has been a Scurich Insurances client since the 1950s. I have conducted almost all my insurance business, both property rental operations and personal, through Scurich Insurance Services. I rely on the knowledgeable insurance brokers, agents, and staff at Scurich Insurance to advise me regarding my insurance needs and the best coverages and companies to meet those needs in a cost effective way. With the changing nature of the insurance industry since 2000, it is comforting to know I can trust Mike, Tony, Mary, and others at Scurich Insurance to give me good advice. And their customer service is great. They are there and helpful when I have questions, some problem, a claim, or even a complaint about some insurance requirment. Paul Milladin Milladin Properties LLC” Paul M. Watsonville, CA
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Although most people think of business places as safe and serene, in fact they’re rife with risks, both inside and outside the building. Security experts recommend taking these safety precautions:
Parking Lot Security/Lighting. Because crime flourishes in the dark, implement a “buddy system” to ferry workers to and from their cars. Limit parking lot access to controlled points and have the lots as well lit as possible. In fact, light is such a deterrent to crime that it’s wise to keep your entire facility lit, inside and out, during non-business hours.
Entrance Area Safety. Make sure a receptionist is on duty at all times. Provide a registration system for all visitors (even if they wear the uniform of contract cleaning or other service personnel). Have all doors, windows, and locks checked frequently for proper operation. Use badge or other photo ID systems, with frequent checks of entry code systems. Never let employees prop open a door with a chair so that it doesn’t lock behind them outside on a break.
Suspicious Activity. Urge employees to report any suspicious persons or activity around the building. Never allow employees to open suspicious packages. Instead, report them to the authorities for proper search and disposal.
Information Safety. Unfortunately, it’s increasingly easy for computer hackers or disgruntled employees to steal your organization’s vital business information. To guard against this threat, use the latest security software for your entire system, updated frequently, and make sure to have regular backups for this information. Shred paper documents with critical information as soon as they’re no longer needed.
Equipment Security. Keep an inventory of all your critical equipment, hardware, and software. This is especially important as electronic devices keep shrinking in size, making them easier to conceal and remove. Having an inventory (many experts suggest taking photos of important items) will also make it easier for your insurance carrier to process any claim if anything “goes missing.”
Employee Valuables. Provide secure places, such as lockable drawers and closets, for employee property and encourage their use. Valuables, especially any item that reveals personal information, should be locked away during company gatherings or breaks.
Safety Team. Set up a group of managers and employees who meet regularly with a set agenda.
Down through the ages Scurich Insurance Services expertise in Customer’s support we do not work for you but we work with you. Rather speaking about ourselves let our works speak by itself through our customers.
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