Professional athletes are generally covered under workers’ compensation and are entitled to team benefits in many cases that are an offset against any workers’ compensation payments. There are some statutory and case law exceptions to the general rule, and the laws vary by the state and the sport involved.
Jockeys and professional boxers are the classic examples of athletes with workers’ compensation coverage issues in many cases. The jockey or professional boxer may be considered an independent contractor with no employer to secure their workers’ compensation benefits.
Professional football players (and baseball players) in a majority of states are covered by workers’ comp laws. The National Football League (NFL) players have experienced many injuries not only during their careers but also on retirement. NFL 1990 stats show that more than one-third of the 645 players with careers between 1940 and 1986 retired with injuries. Two out of three retired NFL players live with permanent injury.
For more information on Workers Compensation, please visit our website
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The role of an agent is both an advisor and a seller. As agents function as salespersons, before purchasing a policy, it is important to seek an agent who can offer comprehensive advice rather than simply a desire to sell. According to the 10 rules to be followed by the buyers of policies developed by the American Council of Life Insurance, rule number three states to select a competent, knowledgeable and trustworthy agent. There are laws that limit the power and penalize the agent for misconduct.
Scurich Insurance would love your business. You need an insurance agency that will look out for your best interest.
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A Life insurance policy is only as good as the company that backs it. You want to know for certain that the company that issues your policy will be around to service it and eventually pay the death claim. To help you discern the strongest companies, there are several ratings agencies that rate insurance companies on the quality of their fiscal fitness, quality of investments, and overall financial soundness. A credit rating represents an independent assessment of the insurer’s ability to pay its claims on time and meet all its other financial obligations, the bottom line for any life insurance company.
Each agency has slightly different criteria and looking at different ratings for one company will give you a good overview of the company’s financial strength.
Scurich is here for all of your Life Insurance needs!
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Organizations should regularly undertake comprehensive, focused assessment of potential risks to the organization. This focused assessment should occur at least twice a year by a team of staff members representing all the major functions of the organization. The assessment should be carefully planned, documented and methodically carried out.
Comprehensive checklists help a great deal to quickly review a wide range of organizational aspects. Other aspects require more careful review.
Scurich Insurance is here to protect you and your Business from the many risks faced in today’s Business world.
Are you at Risk?
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Risk management is always evolving and becoming more important in today’s climate and in the future.
You may have a small business or large, you may be running a function or other special event.
Whatever you are doing and wherever you are, risk is all around you.
Imagine a world or your state without security risk management. Look at your city and take out all of the security systems, key pads, security staff, police, army reserve, insurances, cameras, security barriers, stop lights, car security systems, street lighting, security procedures, banking passwords and codes, doors that lock etc.
What would we have? How would we live without it?
Scurich Insurance Services
A Member of United Valley Insurance Services
Watsonville, Ca
Ph# 831-722-3541 Ext. 15
Fax# 831-722-1997
Email: [email protected]
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No matter age, race, religion, or financial status- Life Insurance is something to think about at a young age. Securing yourself and your family at a young age can help you save tremendously in the long run. Think about it……
Life insurance, wisely planned, can make a valuable contribution to a family’s economic security. The basic idea of life insurance is simple, but the details can be hard to understand. Learning these details helps you get the most for your dollar. It also helps you know your family will have income should you die.
Most of the time people don’t want to talk, or hear about anything that has to do with Life Insurance. The fact is it’s a necessity for each and every one of us. Start planning quickly, your family deserves the security that encompasses being insured if anything happens to you.
For more information on Life Insurance visit our website today!
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