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14 years ago · by · 0 comments

The Difference Between Whole Life and Term Life

The biggest difference between Whole Life Insurance and Term Life Insurance is the length of time you are insured for. With Whole Life Insurance you are insured for your entire life. With Term Life Insurance you are insured for a specified period of time, that expires by a certain age (usually 75) and if you have not died there is no payout. Some sound Whole Life Insurance advice is to explore both options carefully.

Whole life premiums are higher than term life; however, you are also covered for your entire life. With term life each time the term renews the premiums go up so in the end it costs more than whole life. Some good Whole Life Insurance advice is to compare premium rates between different providers.

Scurich Insurance can get you covered with Life Insurance. Follow us on Facebook and Linkedin.

Scurich Insurance

320 East Lake Avenue, PO Box 1170

Watsonville, CA 95077-1170

Office: 1-831-722-3541

Toll Free: 1-800-320-3666

Email:[email protected]

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14 years ago · by · 0 comments

Here are some great tips to keep you safe on your tractor.

Don’t leave the driver’s seat or cab until you have turned off the engine and made sure the tractor has come to a complete stop. Then take the key with you.

 

  • Always be on the lookout for nearby workers on the ground.
  • Don’t carry passengers or extra riders.
  • Don’t operate too close to ditches or creeks.
  • Slow down when operating in fields that contain holes or other hazards resulting in uneven terrain.
  • Make sure tractors are equipped with ROPS and that seat belts are worn when the ROPS is in the upright and locked position.
  • Only hitch to the drawbar or to other hitch points specified by the manufacturer.
  • Make sure all loads are secure, balanced, and not too heavy for your tractor to handle.
  • Check your lighting, brakes, and the condition of your slow-moving vehicle emblem (SMV) before operating on a roadway.

Scurich Insurance can get you covered with Workers Compensation in the event of tractor accident or injury. Please visit us at http://www.scurichinsurance.com

Scurich Insurance

320 East Lake Avenue, PO Box 1170

Watsonville, CA 95077-1170

Office: 1-831-722-3541

Toll Free: 1-800-320-3666

eMail:[email protected]

 

 

 

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14 years ago · by · 0 comments

Umbrella liability insurance

Unfortunately, in today’s society, lawsuits seem to be lurking everywhere. If an unexpected accident was to happen, and you were found at fault, are you confident in your liability protection?

Oftentimes, homeowners, auto and watercraft have a limit on the liability insurance that is included within the respective policy—but what if you are looking for that extra degree of security?

Umbrella liability insurance is designed specifically, to help put the minds of policy holders at ease. An umbrella policy provides the added liability protection, not found in your standard homeowners, auto or watercraft personal insurance policies. Scurich Insurance can help you with all of your needs.

Contact Us now or connect with us on these popular social sites such as Facebook and LinkedIn.

Scurich Insurance

320 East Lake Avenue, PO Box 1170

Watsonville, CA 95077-1170

Office: 1-831-722-3541

Toll Free: 1-800-320-3666

eMail:[email protected]

Read more

14 years ago · by · 0 comments

Happy Customer – Designed for Your Needs

Happy Customer program sees to the bond between the Scurich Insurance and Customer. Customers’ satisfaction boosts our service and helps us to learn your needs and desires so that Scurich Insurance tailor your product and service to better meet your demands.

We invite you to participate in our Happy Customer Survey.

Scurich Insurance

320 East Lake Avenue, PO Box 1170

Watsonville, CA 95077-1170

Office: 1-831-722-3541

Toll Free: 1-800-320-3666

eMail:[email protected]

Read more

14 years ago · by · 0 comments

Scurich Insurance

Mike-Scurich

Mike Scurich, Principal/Broker [email protected]

Mike began his insurance career in 1984 as a personal lines underwriter for Continental Insurance Company in Sacramento. In 1986 he joined USF&G as a commercial lines underwriter in San Jose, CA. The training and experience he gained in both positions are key to his success as an owner/broker for Scurich Insurance. Mike joined Scurich Insurance in 1989 and has been with the agency ever since. He focuses on commercial accounts and enjoys working closely with and getting to know his clients on a personal level. Mike graduated from Santa Clara University in 1984 with a degree in English. He and his wife Jennifer, live in Watsonville and have one daughter age 23 and   two sons ages 21 and 19.

 

Scurich Insurance 
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666

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Company information

Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741

Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700

Mailing:
PO Box 1170
Watsonville, CA 95077-1170

Contact details

E-mail address:
[email protected]

(831) 661-5697

Available 8:30am - 5:00pm