Many Americans are unfortunately becoming aware of the increasing problem of auto theft, vandalism and how it affects your insurance rates. Every 27 seconds a car is stolen. It is estimated that at least 1 million cars will be stolen this year alone. Auto theft affects your insurance premiums so much so that there are instances where individuals living in certain locations are unable to even secure a regular auto insurance policy because of the risk of vehicle theft.
It’s bad enough that someone would vandalize or steal your car. To make matters worse, you will be the one who ends up paying increased policy rates. You should also know that if you own a car that is considered by auto insurance companies as being high risk for theft, you could pay higher rates as well.
What kind of theft coverage do most standard auto insurance policies cover anyway?
Comprehensive Coverage
Automobile theft is covered by your automobile insurance policy’s comprehensive coverage. If you are paying for comprehensive insurance coverage, you are paying rates determined by the likelihood of your car being stolen. Your auto insurance company will also review the car theft rates in your area, and whether your car’s make and model is frequently targeted by thieves.
If you would like more information on Scurich Insurance and what services we can provide for you, we have a great website
Images courtesy of istockphoto.com
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Scurich Insurance Services has been serving the Monterey Bay Area since 1924. Our mission is to partner with our customers and provide them superior service and value. We are a member of United Valley Insurance Services, Inc., a cluster of over 70 California Independent Insurance agencies, which produced over $530,000,000 of annual premium last year.
At Scurich Insurance Services we understand your business and our community. Our customers look to us for comprehensive solutions. We have established relationships with more than 40 of the nation’s leading insurance providers, which allows us to deliver multiple, competitively-priced options and a team of experts to guide you through the process.
When you need to file a claim, change a policy or process a certificate you can depend on Scurich Insurance Services to respond quickly to your request.
Scurich Insurances can provide commercial packages, farm bureau discounts, farm packages, workers compensation, professional liability, umbrella, group benefits group life & health personal auto , home, life, health and much more. We can also help you plan wisely and guide you in the evaluation of risk management, We serve Watsonville, California and surrounding areas. We represent over 50 Insurance carriers to better protect your business.
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Do you need a comprehensive agricultural insurance program for your farm, ranch, vineyard, or commercial grower operation? We understand the needs and challenges of the agribusiness, and have a competitively priced program to help protect and grow your business.
This program includes standard coverage’s for property, liability, Workers Compensation, Umbrella, as well as many specialty endorsements.
- Comprehensive agriculture insurance that spans all major lines of property and casualty other than workers compensation
- Farm & ranch owners policy
- Equipment breakdown
- Dwellings – including high valued dwellings
- Additional coverage enhancements
- High level of technical agribusiness expertise and agency automation
- Fast policy turnaround time
- Enhanced endorsements commonly not available through other agribusiness markets
If you would like more information on how
Scurich Insurance can help your Agriculture Business, click this link for their
website, click this link to connect with them on
Facebook.
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Big Change to CA DUI Laws to Take Effect in 2012
As seen on DUI drunk drivers website
Scurich Insurance Services wants to keep you on top of laws so you don’t get left behind when they change.
Under a new bill signed into law Monday, repeat DUI offenders in California could lose their licenses for 10 years after three convictions in 10 years.
The legislation — penned by Assemblyman Jerry Hill, D-San Mateo — targets drivers who get their licenses back after multiple arrests. Currently, three convictions in 10 years mean a three-year loss of a person’s license. The new law, AB 1601, gives judges the discretion to impose a decade long revocation.
“This could be landmark legislation,” Hill said. “It will take 10,000 repeat DUI offenders off the road.”
The bill does not take effect until Jan. 1, 2012. Hill said the bill will start a year after being approved in order to give the Department of Motor Vehicles and courts time to coordinate.
An earlier version of the bill faced stiff resistance from critics. That draft would have stripped drivers’ licenses for life after three DUIs, and it sought to throw out a rule limiting how far back authorities can look at a person’s driving record. But when a state analysis revealed that the bill could put more people in prison and thus cost more money, Hill was forced to revise it.
Joshua Dale, head of the California DUI Lawyers Association, which is critical of the bill, said AB 1601 will likely mean more people will try to fight convictions, possibly resulting in more trials. Taxpayers will get stuck with the bill for the increased expense, he said.
Dale opposed the initial version of the law because in his view it would have removed an incentive many drunken drivers need to get sober: the possibility of getting back their licenses. He said the final version of the bill leaves a bit of hope.
“We still have that carrot at the end of the stick, so to speak,” he said.
If you want to learn more valuable information about being safe and being on the road, click the link to check out Scurich Insurance’s website.
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The Winner of the Scurich Insurance promotion is Julia! We are so excited she won, and we can’t wait to throw her and her family a party so we can celebrate with her! If you didn’t win this promotion don’t worry! we will be throwing more promotions for our supporters.
We will be announcing more winners of our promotions soon.
If you want to stay in touch with Scurich Insurance to be apart of the next promotion, add us to one of your social sites and recieve invites to be apart of our promotions!
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I enjoy making my customers happy by providing the best insurance service I can. I also want to make sure that those who do not know about my Insurance realize how it can help them! So please, if you would be willing, go to my fan page on Facebook and “like” me. Together we can get the word out about how awesome Scurich Insurance is! So
Click Here to be directed to my fan page. Also, if you have a business on Facebook that you want me to help you promote by “Liking” It I would love to do so. Let me know!
Thanks and have a great day!
-Tony Scurich
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