The types of risk your business faces
The main categories of risk to consider are:
Strategic – a competitor coming on to the market
Compliance – responding to the introduction of new health and safety legislation
Financial -non-payment by a customer or increased interest charges on a business loan
Operational – the breakdown or theft of key equipment
These categories are not rigid and some parts of your business may fall into more than one category. The risks attached to data protection, for example, could be considered when reviewing both your operations and your business’ compliance.
Other risks include:
Environmental Risks – including natural disasters
Employee Risk Management – such as maintaining sufficient staff numbers and cover, employee safety and up-to-date skills
Political and Economic Instability – in any foreign markets you export goods to
Health and Safety Risks
Commercial Risks – including the failure of key suppliers or customers
Scurich Insurance can help you with Risk Management Consulting for your business.
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
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Scurich Insurance is giving away an Amazon Kindle with WiFi and 3G!!
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Scurich Insurance Services
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
Read more
Term life insurance in general can be purchased for large amounts with a low premium to start out. This can be a good option for those with short term needs such as coverage for a home mortgage, outstanding debt, educational costs, or a car loan. The appropriate policy will be affordable and cover any or all of these expenses to give you the peace of mind that large bills will be handled.
Permanent life insurance offers a level payment for a coverage amount that you choose and an account value that suits your lifelong needs based on factors such as children, marital status, income, and monthly expenses. This is a very convenient option for those looking to fulfill a loved one’s needs, finalize expenses, complete estate planning, make contributions to charity, implement a business legacy, or have access to accumulated cash value.
Scurich Insurance can help you with many types of Life Insurance. For more information, please contact us at 1-800-320-3666
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Here are some great tips to keep you safe on your tractor.
- Don’t leave the driver’s seat or cab until you have turned off the engine and made sure the tractor has come to a complete stop. Then take the key with you.
- Always be on the lookout for nearby workers on the ground.
- Don’t carry passengers or extra riders.
- Don’t operate too close to ditches or creeks.
- Slow down when operating in fields that contain holes or other hazards resulting in uneven terrain.
- Make sure tractors are equipped with ROPS and that seat belts are worn when the ROPS is in the upright and locked position.
- Only hitch to the drawbar or to other hitch points specified by the manufacturer.
- Make sure all loads are secure, balanced, and not too heavy for your tractor to handle.
- Check your lighting, brakes, and the condition of your slow-moving vehicle emblem (SMV) before operating on a roadway.
Scurich Insurance can get you covered with Workers Compensation in the event of tractor accident or injury. Please visit us at http://www.scurichinsurance.com
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Scurich Insurance is giving away an Amazon Kindle with WiFi and 3G!!
Enter TODAY and WIN!! Click here to enter.
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
Read more
A Watsonville bank robbed on Friday is offering up to $5,000 for information that leads to an arrest in the takeover-style armed heist, the FBI announced this week.
FBI agents and Watsonville police detectives are investigating the afternoon holdup at Bay Federal Credit Union in the Freedom Center. The two robbers came into the bank around 1:15 p.m., brandished a gun, ordered about 15 customers and employees to the ground, then stole an undisclosed amount of cash, police reported. As they fled, the robbers fired a single gunshot into the floor, police said. No one was injured, according to the FBI.
Witnesses described the suspects as two males, possibly Hispanic or light-skinned African American. Both were wearing dark “hoodie” pull-over sweatshirts. Witnesses observed a late model, Black Nissan Altima leaving the scene, possibly driven by a get-away driver, meaning there were three men involved in the heist.
Investigators ask anybody with information as to the identity or whereabouts of the robbers to call 911. They should be considered armed and extremely dangerous. The FBI can be reached 24 hours a day at 415-553-7400. All calls are confidential. The Watsonville Police Department crime tip line is 831-768-3354 or the investigations bureau can be reached at 831-768-3350.
Scurich Insurance can help your business get insured in the event of a robbery with Business Insurance.
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