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8 years ago · by · 0 comments

OSHA Proposes New Rule to Ensure Crane Operators are Qualified

OSHA Proposes New Rule to Ensure Crane Operators are Qualified

Although cranes are indispensable on many construction sites, they require a large amount of training and expertise in order to operate safely. As a result, OSHA recently proposed a rule to ensure crane operators are qualified to operate equipment.

The proposed rule’s main provisions would clarify certification requirements and reinstate an employer’s duty to ensure employees are qualified:

  • Certification categories would change to let more operators meet OSHA requirements
  • A requirement for operator certifications to include crane lifting capacity would be discontinued
  • Employer requirements for ensuring crane operators have sufficient training, certification and licensing would be extended and clarified

OSHA also published a final rule extending the operator certification compliance date until Nov. 10, 2018, to address employer concerns related to the cranes and derricks in construction standard.

For more information on the proposed rule, see OSHA’s full publication in the Federal Register.

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8 years ago · by · 0 comments

Keeping Your Home Safe While You’re Away

There are a number of hazards that could affect your home while you’re away, including lightning, theft and flooding. In order to keep your property safe while you’re on vacation, consider the following:

  • Unplug small appliances and electronic devices.
  • Stop the newspaper and mail. To do this online, visit the U.S. Postal Service’s website.
  • Lock all windows and doors.
  • Arrange to have your lawn mowed or snow shoveled while you’re away.
  • Have a neighbor keep an eye on your home throughout your trip.
  • Remove any house keys you keep outside your home, even if you think they’re in a safe place.
  • Set timers on inside lights. Install a motion-activated sensor on outdoor floodlights.
  • Consider turning off your home’s water.
  • Avoid posting photos of your trip on social media until after you return home.
  • Raise the temperature on your thermostat or turn the system off completely. This ensures that you aren’t paying to cool your home while you’re away.

Insurance Considerations

Taking the proper precautions before you go on vacation can make all the difference when it comes to preventing damage to your home. However, accidents can still occur, and it’s important to ensure you have adequate insurance coverage. Contact Scurich Insurance to learn more.

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8 years ago · by · 0 comments

5 Things You Should Know About STRESS

Everyone feels stressed from time to time. But what is stress? How does it affect your health? And what can you do about it?

Stress is how the brain and body respond to any demand. Every type of demand or stressor – such as exercise, work, school, major life changes, or traumatic events – can be stressful.

Stress can affect your health. It is important to pay attention to how you deal with minor and major stress events so that you know when to seek help.

Here are five things you should know about stress:

1 Stress affects everyone.

Everyone feels stressed from time to time. Some people may cope with stress more effectively or recover from stressful events more quickly than others. There are different types of stress – all of which carry physical and mental health risks. A stressor may be a one time or short term occurrence, or it can be an occurrence that keeps happening over a long period of time.

Examples of stress include:

  • Routine stress related to the pressures of work, school, family, and other daily responsibilities
  • Stress brought about by a sudden negative change, such as losing a job, divorce, or illness
  • Traumatic stress experienced in an event like a major accident, war, assault, or a natural disaster where people may be in danger of being seriously hurt or killed. People who experience traumatic stress often experience temporary symptoms of mental illness, but most recover naturally soon after.

2 Not all stress is bad.

Stress can motivate people to prepare or perform, like when they need to take a test or interview for a new job. Stress can even be life-saving in some situations. In response to danger, your body prepares to face a threat or flee to safety. In these situations, your pulse quickens, you breathe faster, your muscles tense, your brain uses more oxygen and increases activity – all functions aimed at survival.

3 Long-term stress can harm your health.

Health problems can occur if the stress response goes on for too long or becomes chronic, such as when the source of stress is constant, or if the response continues after the danger has subsided. With chronic stress, those same life-saving responses in your body can suppress immune, digestive, sleep, and reproductive systems, which may cause them to stop working normally.

Different people may feel stress in different ways. For example, some people experience mainly digestive symptoms, while others may have headaches, sleeplessness, sadness, anger or irritability. People under chronic stress are prone to more frequent and severe viral infections, such as the flu or common cold. Routine stress may be the hardest type of stress to notice at first.

Because the source of stress tends to be more constant than in cases of acute or traumatic stress, the body gets no clear signal to return to normal functioning. Over time, continued strain on
your body from routine stress may contribute to serious health problems, such as heart disease, high blood pressure, diabetes, and other illnesses, as well as mental disorders like depression or anxiety.

4 There are ways to manage stress.

The effects of stress tend to build up over time.Taking practical steps to manage your stress can reduce or prevent these effects.The following are some tips that may help you to cope with stress:

  • Recognize the Signs of your body’s response tostress, such as difficulty sleeping, increased alcoholand other substance use, being easily angered,feeling depressed, and having low energy.
  • Talk to Your Doctor or Health Care Provider.Get proper health care for existing or newhealth problems.
  • Get Regular Exercise. Just 30 minutes perday of walking can help boost your moodand reduce stress.
  • Try a Relaxing Activity. Explore stress copingprograms, which may incorporate meditation,yoga, tai chi, or other gentle exercises. For somestress-related conditions, these approaches areused in addition to other forms of treatment.Schedule regular times for these and other healthyand relaxing activities. Learn more about thesetechniques on the National Center forComplementary and Integrative Health (NCCIH)website at (www.nccih.nih.gov/health/stress).
  • Set Goals and Priorities. Decide what must getdone and what can wait, and learn to say no tonew tasks if they are putting you into overload.Note what you have accomplished at the end ofthe day, not what you have been unable to do.
  • Stay Connected with people who can provideemotional and other support.To reduce stress, askfor help from friends, family, and community orreligious organizations.
  • Consider a Clinical Trial. Researchers at theNational Institute of Mental Health (NIMH), NCCIH,and other research facilities across the country arestudying the causes and effects of psychologicalstress, and stress management techniques.Youcan learn more about studies that are recruitingby visiting www.nimh.nih.gov/joinastudy orwww.clinicaltrials.gov (keyword: stress).

5 If you’re overwhelmed by stress, ask for help from a health professional.

You should seek help right away if you have suicidal thoughts, are overwhelmed, feel you cannot cope, or are using drugs or alcohol to cope.Your doctor may be able to provide a recommendation.You can find resources to help you find a mental health provider by visiting www.nimh.nih.gov/findhelp.

Call the National Suicide Prevention Lifeline

Anyone experiencing severe or long-term, unrelenting stress can become overwhelmed. If you or a loved one is having thoughts of suicide, call the toll-free National Suicide Prevention Lifeline (http:// suicidepreventionlifeline.org/) at 1-800-273-TALK (8255), available 24 hours a day, 7 days a week. The service is available to anyone.All calls are confidential.

For More Information

For more information on conditions that affect mental health, resources, and research, visit www.mentalhealth.gov, or the NIMH website at www.nimh.nih.gov. In addition, the National Library of Medicine’s MedlinePlus service has information on a wide variety of health topics, including conditions that affect mental health.

National Institute of Mental Health
Office of Science Policy, Planning and Communications
Science Writing, Press, and Dissemination Branch
6001 Executive Boulevard
Room 6200, MSC 9663
Bethesda, MD 20892-9663
Phone: 301–443–4513 or
Toll-free: 1–866–615–NIMH (6464)
TTY: 301–443–8431 or TTY Toll-free: 1–866–415–8051
Fax: 301–443–4279
E-mail: [email protected]
Website: www.nimh.nih.gov
NIH Publication No. OM 16-4310

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8 years ago · by · 0 comments

Roofing Contractor Continuously Violates Fall Protection Standards and Faces Nearly $400,000 in Fines

According to OSHA, a Maine-based roofing contractor has ignored numerous safety standards and exposed workers to significant fall risks for a number of years. OSHA cited the contractor – which has operated under the names Lessard Roofing & Siding and Lessard Brothers Construction – for safety violations at 11 different worksites between 2000 and 2011. However, the contractor failed to address the citations or pay any of the issued fines.

In 2011- after Lessard initially failed to address the OSHA citations – the 1st Circuit Court of Appeals ordered the contractor to correct the worksite violations, implement appropriate safety measures and pay accumulated fines with interest. Now, the court has held Lessard’s owner in civil contempt for defying the original 2011 order.

As a part of the recent court ruling, Lessard must do the following:

  • Provide financial documentation to demonstrate the contractor’s ability to pay the $389,685 in outstanding OSHA fines.
  • Ensure that employees and contractors use required safety equipment and fall protection.
  • Conduct worksite safety analyses and meetings.
  • Employ a competent person to ensure work proceeds according to OSHA regulations.
  • Give OSHA details about each of the contractor’s worksites so the agency can conduct safety inspections.

Falls from ladders and roofs still account for the majority of injuries at work. In fact, fall protection violations are one of OSHA’s most frequent citations every year, with 6,072 issued in 2017 alone. Identifying fall hazards and deciding how to protect workers is the first step in eliminating or reducing fall hazards. Contact us at 831-661-5697 for OSHA programs, presentations and training materials you can use to protect your employees and avoid costly fines.

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8 years ago · by · 0 comments

Permit-required Confined Spaces and Emergency Responders

OSHA recently developed a standard for confined spaces in the construction industry (29 CFR 1926 Subpart AA). These spaces can present conditions that are immediately dangerous to your workers’ lives or health if not properly identified, evaluated, tested and controlled. As a result, preparing to respond to an accident in a confined space is just as important as training workers to enter them.

One provision of the standard requires employers to develop and implement procedures for summoning rescue and emergency services in permit-required confined spaces. Any employer who relies on local emergency services for assistance is required to meet the applicable requirements of the OSHA standard.

However, not all rescue services or emergency responders are trained or equipped to conduct rescues in confined spaces. When you identify an off-site rescue service, it is critical that the rescuers can protect your employees. The emergency services should be familiar with the exact site location, the types of permit-required confined spaces and the necessary rescue equipment.

Employer Considerations

Pre-planning for a rescue will ensure that the emergency service is capable, available and prepared to save your workers.

Before the start of any rescue operation, you must evaluate prospective emergency responders, and select one that has the following traits:

  • Adequate equipment for rescues, such as the following:
    • Atmospheric monitors
    • Fall protection
    • Extraction equipment
    • Self-contained breathing apparatus (SCBA) for the particular permit-required confined space
  • The ability to respond and conduct a rescue in a timely manner based on the site conditions, and the capability to conduct a rescue if faced with potential hazards specific to the space. These hazards may include the following:
    • Atmospheric hazards
    • Electrocution
    • Flooding or engulfment
    • Poor lighting
    • Falls
    • Chemical hazards
  • The ability to notify you in the event that the rescue team becomes unavailable.

To ensure the safety of your workers, you must take a proactive role in securing the services of emergency responders. This includes finding the most efficient way of contacting emergency responders, conducting a tour of the project site with them and communicating any changes made to the site before a rescue becomes necessary.

Communicating With Emergency Responders

Talking with emergency responders about the hazards they might encounter during a rescue will assist in preparing for the situation. The following are some questions responders should be able to answer when you request their services:

  • Are you able to respond and conduct a rescue in a timely manner based on the site conditions?
  • Do you have the appropriate equipment for response and rescue?
  • Are you prepared for the hazards identified at the project site?
  • Are you aware of the exact location of the work site? This includes information on access routes, gates, site plans and GPS coordinates.
  • Can you visit the site and hold a practice rescue?
  • What is the best way to contact you? How would I communicate any changes to site conditions throughout the project?
  • Could other emergencies or group training preclude you from responding, and how will that be communicated?

Additional Resources

Complying with OSHA’s new standard will protect your workers and save you from costly penalties. Contact us today at 831-661-5697; we can provide you with our comprehensive resource, “Permit-required Confined Spaces in Construction Program and Training Materials.”

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8 years ago · by · 0 comments

Are Your Employees Appropriately Reporting Workplace Injuries?

According to a report by the U.S. House of Representatives’ Committee on Education and Labor, a staggering 69 percent of all workplace injuries and illnesses may not be represented in the Bureau of Labor and Statistics Survey of Occupational Injuries and Illnesses, which many trust as a gauge of the safety of American workplaces. On a corporate level, not reporting or underreporting workplace injuries can have serious ramifications for the organization and the employer, which can include fines, exorbitant and unnecessary, health costs and more.

Research has found that the employer’s behavior, policies and attitude are key determinants in a worker’s decision to report an injury. Not only is it essential that employees are educated on the importance of reporting injuries, it is also important to examine your company policies so you are not inadvertently discouraging reporting. The consequences of underreporting can be severe.

Consequences of Underreporting

The unfortunate trend of injury underreporting can have serious ramifications at both the industry and company level. Widespread underreporting can be quite damaging to workers’ compensation rates on a large scale. Employers may not realize it, but such an underreporting problem may lead to more audits by insurance companies of their clients and higher rates for everyone. Many employers erroneously believe that reporting injuries leads to audits and higher rates.

At the company level, underreporting injuries can be quite costly for the employer. If it is an OSHA-reportable incident, the employer may face significant fines if it is not properly recorded or reported.

In addition, often when an injury isn’t reported or properly cared for immediately, it worsens and leads to higher health care costs and more lost time. Even if it is never reported as a workplace injury, the employer still loses out on health care costs and productivity. If it is eventually reported, it becomes much more difficult to prove that it was workplace-related. Additionally, a study reported by the Hartford Financial Services Group found that injuries reported four or five weeks after the incident are 45 percent more expensive than injuries reported within the first week due to increased health costs and possible legal fees, or even a lawsuit, associated with late reporting.

One of the best ways to control workers’ compensation costs is through early reporting and intervention. Not only will it save money in health bills and legal fees, but it will also help to constantly improve your safety program. When there is an injury, consider it an opportunity to examine current safety procedures and decide if there is a suitable change that could be made to prevent similar injuries in the future. Thus, prompt reporting can be a productive element to your safety program in your quest to always strive for the safest work environment. Rather than accepting a vicious circle where injuries are not reported and thus nothing is done to fix the problem, leading to more injuries, take advantage of injury reporting as a proactive solution to safety.

Reasons for Underreporting

There are several reasons why employees may not report injuries immediately or at all.

Incentive programs: Many employers have reward or incentive programs to promote their safety initiatives, such as rewards for going a certain number of days without an injury. This can create a negative attitude toward reporting an injury, since doing so could cost that employee, a co-worker or a superior a reward or bonus.

Having incentive programs are a good idea, but a more effective strategy is to reward positive, safe behaviors. This can include reporting a safety hazard, attending a safety meeting or training class or equipment maintenance. Rather than rewarding for days without an injury, reward behaviors that strive to avoid injury, or even reward employees for prompt reporting when an injury occurs.

Fear of negative ramifications: Some employees fear that reporting an injury will create an image of them as weak to their co-workers and managers. He or she also may fear that such an image will be a detriment to his or her career.

Dispel this fear by assuring all employees that reporting an injury will have no negative impact on their job, and ensure follow through on all levels of the company. Work to promote a safety culture where prompt injury reporting is encouraged and praised. Injury reporting should never be frowned upon, even subtly or behind closed doors. If employees find out you are angry about a reported injury, he or she is less likely to report an injury in the future.

Some companies have a policy mandating drug testing after any incident whether or not there is evidence of drug use. This deters some employees from reporting injuries as well. Consider making the drug testing conditional depending on the circumstances of the injury and whether there is evidence that drug use was a factor.

For more information about injury reporting or your company’s workers’ compensation and safety programs, please contact Scurich Insurance at 831-661-5697 today.

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Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741

Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700

Mailing:
PO Box 1170
Watsonville, CA 95077-1170

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