Most people who have life insurance tend to believe that they have enough because what they have can take care of final bills and expenses. Too many people only possess work related life insurance and even fewer have any insurance at all. The truth is you should have a policy that can pay out close to ten times what you earn annually.
Not thinking long term
Oftentimes people think only in the short term when buying life insurance. They do not consider say, how much longer after they have passed should their family be supported by the insurance payout.
Thinking that it costs too much
One of the main complaints and reason people have for not getting life insurance is that it costs too much. But if you shop around you are likely to find a policy that suits your budget and needs.
Failure to update a policy
When certain life altering event occurs such as marriage, child birth, or divorce, then it could be time that your insurance policy is updated. Many people tend to forget to do this when these event occur.
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Scurich Insurance
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
eMail:[email protected]
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Here are some great tips to keep you safe on your tractor.
- Don’t leave the driver’s seat or cab until you have turned off the engine and made sure the tractor has come to a complete stop. Then take the key with you.
- Always be on the lookout for nearby workers on the ground.
- Don’t carry passengers or extra riders.
- Don’t operate too close to ditches or creeks.
- Slow down when operating in fields that contain holes or other hazards resulting in uneven terrain.
- Make sure tractors are equipped with ROPS and that seat belts are worn when the ROPS is in the upright and locked position.
- Only hitch to the drawbar or to other hitch points specified by the manufacturer.
- Make sure all loads are secure, balanced, and not too heavy for your tractor to handle.
- Check your lighting, brakes, and the condition of your slow-moving vehicle emblem (SMV) before operating on a roadway.
Contact Us now or connect with us on these popular social sites such as Facebook and LinkedIn.
Scurich Insurance
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
eMail:[email protected]
Read more
Term life insurance in general can be purchased for large amounts with a low premium to start out. This can be a good option for those with short term needs such as coverage for a home mortgage, outstanding debt, educational costs, or a car loan. The appropriate policy will be affordable and cover any or all of these expenses to give you the peace of mind that large bills will be handled.
Permanent life insurance offers a level payment for a coverage amount that you choose and an account value that suits your lifelong needs based on factors such as children, marital status, income, and monthly expenses. This is a very convenient option for those looking to fulfill a loved one’s needs, finalize expenses, complete estate planning, make contributions to charity, implement a business legacy, or have access to accumulated cash value.
Contact Us now or connect with us on these popular social sites such as Facebook and LinkedIn.
Scurich Insurance
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
eMail:[email protected]
Read more
Agriculture is big business in the United States. Once dominated by family farms, agriculture has grown into agribusiness dominated by large corporations. But, small family farms, ranches, wineries, dairies, and other small farm businesses make up a vibrant and significant part of the United States economy. These businesses are often family owned or closely-held entities. Significant loss of equipment, structures, crops or livestock can devastate the business and end generations of investment.
These risks can be controlled and insured. Agriculture has some unique aspects, but a good local agent or broker that thoroughly understands the business can guide the owner to appropriate coverage with specialty insurers that specialize in business insurance for agriculture. Often such insurance and its premiums is subsidized at either a state or federal level and state or federal officials can provide assistance in selecting appropriate coverage.
Contact Us now or connect with us on these popular social sites such as Facebook and LinkedIn.
Scurich Insurance
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
eMail:[email protected]
Read more
Business auto insurance allows you to move your business forward. Whether you use vehicles to provide mobility for your employees, equipment or products, you cannot operate without comprehensive commercial auto insurance. Nationwide understands that road conditions, weather and other drivers are out of your control. For example:
- A sudden traffic shift causes you to lose control of your vehicle
- Hail or vandalism damages your car
- An uninsured driver hits your vehicle
Get commercial vehicle insurance coverage that fits your business
That’s why it’s important to have business auto insurance to protect the vehicles you use for your business. Contact an agent today and get a free customizable commercial car insurance quote that can include:
- Auto liability
- Medical payments
- Comprehensive coverage
- Collision coverage
- Uninsured and underinsured motorists coverage
- Coverage for autos you borrow or rent
- Coverage for employees using their cars for the business
Business owners should talk to Scurich Insurance for resources to help with disaster preparation. Please contact us now for any information you will need.
Scurich Insurance
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
eMail:[email protected]
Read more
Disaster can strike a business in a multitude of ways. Fires and explosions can devastate buildings regardless of where they’re located. A building need not be the target of a terrorist attack to feel its effects, as many business owners discovered after the September 11 attacks. After a catastrophic event, evaluating the damage to the facilities quickly and accurately is essential for both insurance recovery purposes and for getting back into operation as soon as possible.
Business owners should talk to Scurich Insurance for resources to help with disaster preparation. Please contact us now for any information you will need.
Scurich Insurance
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
eMail:[email protected]
Read more
