It’s necessary to file a claim with the insurance company if a home is destroyed by a storm or a visitor is injured. It’s important to keep in mind that a Homeowners policy is a contract held between an insurer and an individual. This means that there are specific procedures and rules to follow.
Immediately report all crimes to the police. It’s important to notify the police of any vandalism, burglary or other crime. Homeowners should also obtain the names of any police officers involved in the report or investigation.
Make all necessary temporary repairs. Don’t shell out thousands of dollars for full repairs to a damaged property. It’s best to pay only for supplies to repair or sustain something temporarily.
Call an agent immediately. After calling the police for any crime-related issues, it’s important to call an insurance agent. If the nature of the claim doesn’t involve a crime, phone an agent immediately after discovering the issue that will become a claim.
List all damaged items. Don’t discard any items that are damaged before the insurance adjuster is able to survey them. Photographs and videotapes are also acceptable forms of proof in most cases.
Obtain the necessary claim forms. After receiving notification of a claim, an insurance company must send the proper forms to an individual within a specific time period. The best way to avoid delays is to ensure that the paperwork is filled out correctly.
Homeowners should follow each of these steps carefully. After filing a claim, it’s best to have an insurance adjuster come out as quickly as possible to survey the damage. Most insurance companies arrange for adjusters to visit a residence. To learn more about this process or to obtain answers to other questions, contact us.
When you need to file a claim, change a policy or process a certificate you can depend on Scurich Insurance Services to respond quickly to your request.
It is important that you are aware of all the potential pitfalls that can occur on the job, and how the right insurance can protect you from any unforeseen complications down the line. Our specialists at Contractors insurance are ready to help you navigate the complex world of insurance and advise you on the plans and providers most suited for you.
Contractor’s Insurance coverage is designed to pay for bodily injury or property damage to a third party who is caused by the contractor’s operations. Contractors Insurance usually comes with several packaged options that can include; Damage to rented premises, medical payments, hired and Non-Owned auto, Personal and advertised injury as well as the liability coverage for their operations. Understanding all the different types of policies can be difficult task; Scurich Insurance provides you right knowledge and background. We offer you right and affordable contractors insurance.
Please contact us to know more about Contractor’s Insurance.
Road conditions certainly play a role in many accidents, but it is up to you as the driver to adapt to those conditions and safely operate your car. The snow may contribute to your accident, but it was caused by you over-driving the conditions and losing control of your vehicle.
Driving in winter poses many special challenges. Storms can down trees and power lines, making your normal route impassable and forcing detours. Even a little snow can cause big headaches, from traffic snarls to major accidents. As a result, you need to take precautions
when the weather changes.
Before winter hits, make sure you have properly inflated tires with good tread. If you live where it snows often, make the investment in dedicated winter tires. On snow, the difference in traction between a good all-season tire and a snow tire is huge. If you have tire chains, practice putting them on when in the comfort of your driveway or garage so you won’t have to learn how in the dark… on the side of the road… in a blizzard.
Winter tips for save driving
A few winter weather tricks that can help you drive safely include:
Fill your windshield washer tank with fluid that will resist freezing, and changing your wiper blades.
Put a bag of kitty litter in your trunk so you can “sand” the road around your tires if you get stuck.
No matter how well you prepare, or how carefully you drive, auto accidents still happen. You can trust Scurich Insurance to be there for you during these unexpected times. Most importantly, Scurich Insurance will provide you with coverage to protect you and your family.
Simply fill out this form and get free Auto Insurance quote.
Scurich Insuranceprovides the best protection for your assets over years. Our customers have given their word of mouth that adds feather to our victory cap, which proves our best service. Please read our customer’s reviews on Business Review 360°to get to know.
Scurich Insurancewould like to know what you think of us! Please visit us on our Business Review 360 page!
You can write a review, give us a star rating and see what others think about us! Also, don’t forget to connect with us on these popular social sites such as Facebook and LinkedIn.
Employment Practices Liability Insurance otherwise known as EPLI is insurance that helps protect you against claims from your employees that result from the general conduct of your business.
If your business has even a few employees, you cannot entirely avoid the risk of a lawsuit charging you with some type of employment discrimination, whether based on sex, race, age or any one of a number of other characteristics. Unfortunately, even if you have an excellent risk management program, an employment practices lawsuit can happen in any business. For example, you may fire a worker for poor job performance only to find he or she files a lawsuit charging that the real reason for the termination was race, religion, age or some other protected characteristic. Regardless of whether the employee can ultimately prove the charges, you may be tied up in a legal defense for a long time. Even if you think you’ve done nothing wrong, you could be found liable for discrimination and responsible for the payment of a large damage award
When it comes to employment practices, the causes of action are broad, defense can be difficult and settlements are significant. It’s smart to secure protection now, before you’re hit with a claim.
It is important that you are aware of all the potential pitfalls that can occur on the job, and how the right insurance can protect you from any unforeseen complications down the line. Our specialists at 
