Employment Practices Liability Insurance otherwise known as EPLI is insurance that helps protect you against claims from your employees that result from the general conduct of your business.
If your business has even a few employees, you cannot entirely avoid the risk of a lawsuit charging you with some type of employment discrimination, whether based on sex, race, age or any one of a number of other characteristics. Unfortunately, even if you have an excellent risk management program, an employment practices lawsuit can happen in any business. For example, you may fire a worker for poor job performance only to find he or she files a lawsuit charging that the real reason for the termination was race, religion, age or some other protected characteristic. Regardless of whether the employee can ultimately prove the charges, you may be tied up in a legal defense for a long time. Even if you think you’ve done nothing wrong, you could be found liable for discrimination and responsible for the payment of a large damage award
When it comes to employment practices, the causes of action are broad, defense can be difficult and settlements are significant. It’s smart to secure protection now, before you’re hit with a claim.
Don’t panic Scurich Insurance available through filling out the form below, Facebook and LinkedIn.
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Scurich Insurance
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
eMail:[email protected]
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A motorist was killed in a collision with a freight train early Friday in Placentia, authorities said. The accident occurred about 8 a.m. near Rose Drive and Orangethorpe Avenue near the city’s border with Anaheim, said Capt. Mark Stone, spokesman for the Orange County Fire Authority.
The Burlington Northern train pushed the car about 300 yards down the track before it came to a stop, Stone said. The male driver of the car, whose name was not immediately known, died as firefighters were attempting to extract him. The track has been shut down in both directions. It was unknown why the car was on the tracks when the train was passing, Stone said.
No matter how well you prepare, or how carefully you drive, auto accidents still happen. You can trust us to be there for you during these unexpected times. Most importantly, we will provide you with coverage to protect you and your family. Auto Insurance is essential for protecting yourself, your car and others on the road.
If you don’t have Auto insurance, or feel that you aren’t getting the protection you deserve, contact Scurich Insurance Solutions.
Scurich Insurance
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
eMail:[email protected]
Read more
Individual Medical insurance is, quite simply, coverage that an individual purchases for himself and/or his family. Individual policies are often purchased with the advice of a professional insurance producer due to the complexity of coverage offerings and the premium cost.
Individual insurance is very different than group health insurance, which is the type of insurance that is offered through an employer. Since laws mandating what types of services must be included in individual policies are often different than those dictating what must be included in group policies, benefits are generally less extensive than what most people would receive through coverage they have through work. Sometimes individual health insurance consumers have the option to pay extra for coverage of additional services like maternity coverage. This extra coverage is referred to as an optional rider.
Coverage in individual policies may be limited due to pre-existing conditions with certain kinds of medical care excluded as a result. This is often referred to as a “rider.” This means that applicants for individual insurance will need to complete a brief medical questionnaire when applying for benefits and, unlike a group insurance policy, in most states a company can decide not to cover people with very serious medical conditions (e.g., HIV or cancer), deeming them “uninsurable.”
Cost is often the primary factor for individual health insurance consumers, which is another reason why the benefits included in individual policies are often simpler. In addition, deductibles (the amount you have to pay before insurance benefits begin) and cost-sharing (the fees you pay directly to medical providers at the time of service) are also generally higher. With Scurich individual medical insurance plans, purchasing medical coverage for individuals is as easy as one-two-three. Get your quotes, choose a plan, and apply.
Scurich Insurance
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
Read more
Stories abound about unscrupulous financial managers, sales persons, accounts receivable clerks, and so on. Here are steps you can take to prevent your company from being ripped off by greedy or disloyal employees:
- Conduct random audits of highly sensitive positions, such as finances and technology.
- Make sure you have a standard operating procedure for everything that is done in highly sensitive areas.
- Separate functions that have inherent conflicts. For example, separate the accounts receivable from the account payables function where possible.
- Require specific passwords, double signatures, and other mechanisms to make sure the right people are accessing the right information.
- Don’t tempt people: Lock up blank checks, put away company credit cards, and maintain the confidentiality of passwords.
- Require and examine periodic reports containing reconciled financial and technological information.
- And lastly, mandate vacations. Bankers are required to do so by law for obvious reasons. The last thing you want is somebody who is unwilling to leave early or take a vacation for fear of being caught. Contact us to get more info. We are also available on Facebook and LinkedIn so connect with us today!
Scurich Insurance
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
eMail:[email protected]
Read more
Professional liability Insurance protects your business if you are sued for negligence, even if you have not made a mistake. Any professional with fiduciary responsibility for another individual, such as accountants, bookkeepers, and insurance agents, should have some kind of liability insurance coverage to offer protection in the event of calculation errors or misguidance. Medical professionals, including doctors, nurses, physical therapists and others in the medical field, should have medical malpractice insurance to cover claims regarding medical mistakes, misdiagnosis or other professionals have been sued without committing an error. Liability insurance policies can help cover legal expenses to defend against such frivolous or unfounded lawsuits. Even for professionals working as an employee of an organization with its own malpractice insurance, it is a good idea to maintain an individual policy to ensure complete coverage.
Why should you get a Professional Liability Insurance quote from Scurich Insurance services?
All the plans offered by Scurich Insurance are tailored for each occupation to satisfy your unique needs. Applying for your individual policy is easy with us. Our approach is to meet the professional liability insurance needs of design professionals by offering experience and knowledgeable staff, high-quality and competitively-priced products, and thoughtful, attentive service. You can feel secure with Scurich Insurance Services
Scurich Insurance
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
eMail:[email protected]
Read more
Purchasing Business Insurance means nothing but protecting your time, business and all your hard work. Scurich Insurance Services stands first to shelter your long way achievement of your business. Whenever we think about insurance, business owners generally consider protection against hazards such as fire, flood or theft at their company sites. It is obvious! As it is an important protection to have. However, there are other types of hazards that may not be topped in the list, but protection could be every bit as important to offset significant financial losses. Here are five examples that underscore the need for comprehensive business insurance protection:
- A typical auto insurance policy would probably not cover the contents of a company vehicle if that valuable equipment is lost or stolen. But Scurich Insurance Services provide you insurance when you operate a business with employees on the road making service calls to customers; chances are there is valuable equipment contained in company vehicles.
- Our Business Insurance includes the value of the improvements made by tenant to the existing structure of your property or building. If you have invested in improvements, then we offer a worth taking coverage to protect all.
- Works we do are not mostly in-house but we work from our home itself; either its full time or part time not your homeowner’s insurance holds the coverage for the loss on your business that happens to you at home. Here we offer coverage for the expensive business equipment at home; you may want to consider purchasing additional protection.
- Any interruption given to your business can be sorted out through Business interruption insurance can provide a way to get back on your feet.
- We knew your business binds some special brainies who upholds, we offer key person insurance to help you recover during your loss or inability of such brainiest persons.
It pays to make sure you have the protection you need. Call us Scurich Insurance Services for a consultation today!
Scurich Insurance
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
eMail:[email protected]
Read more