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10 years ago · by · 0 comments

Don’t Let Drivers Use Their Cell Phones!

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A survey by the Centers for Disease Control and Prevention (CDC) found that 69% of U.S. drivers talked on their cell phones – and 31% read or sent text messages or e-mails while driving. “The cell phone can be a fatal distraction for those who use it while they drive,” warns CDC Director Thomas Frieden.

Using cell phones to text behind the wheel can increase the danger of fatal crashes by six to 23 times, and drivers using hand-held devices are four times more likely to become involved in crashes serious enough to injure themselves.

You probably have rules about employees talking on their phones and texting while driving – but are they following them?

According to Jim Evans, president of human resources consulting firm JK Evans & Associates, some bosses turn a blind eye to cell phone use behind the wheel, while others don’t want to cut into their employees’ productivity. His advice to employers: “Dust off the old cell phone policy or unwritten practices and revisit whether employee safety and employer liability is at risk.”

To minimize this danger, your company should require employees who drive on the job to:

  • Turn off personal phones or switch them to silent mode before entering a company vehicle.
  • Pull over to a safe area if they need to make a cell phone call or send or answer a text message.
  • Ask a helper or another passenger to make a return call.
  • Contact supervisors or dispatchers when the vehicle is parked.
  • Avoid smoking, eating, drinking, reading, and any other activities that distract them behind the wheel.
  • Tell people who call them while driving that they’ll call back after reaching their destination.
  • Not send or answer text messages, surf the Web, or read e-mails.

 

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10 years ago · by · 0 comments

Lack Of Qualified Workers Raises Safety Concerns

Layoffs during the recession have resulted in a shortage of qualified workers in specialized areas of construction – and the problem will probably get worse as the industry picks up during the recovery. In this environment, some contractors might be tempted to stretch their hiring standards to fill out a project roster, increasing the danger of losses from on-site injuries and defect claims, among other risks.

The past two years have seen a sharp drop in the unemployment rate for former construction workers, but not a corresponding increase in construction industry growth. This means that these workers who have been unemployed are often finding other types of work, becoming full-time students, or have given up looking for a job in the building trades industry.

Because each construction company works in a unique environment and culture, a worker from one firm going to another might not have the required expertise. What’s more, construction is a profession that takes time to learn. Tight profit margins and financial problems can pressure smaller and midsize contractors into cutting corners by hiring inexperienced workers. This increases the risk of on-site accidents and injuries –and leads to poorer quality work that can easily result in costly and annoying defective construction claims (see the article “Construction Managers E&O Insurance: Nobody’s Perfect! ”

In addition as the building industry comes out of the recession, OSHA has become far more aggressive and vigilant in monitoring worker safety.

The bottom line: Avoid the temptation of hiring inexperienced workers as a way to save money, and you’ll keep your risk of on-site accidents and injuries – not to mention your insurance premiums – under control. What’s not to like?

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10 years ago · by · 0 comments

Risk Management: Keep Safety In The Forefront

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Once employees have gone through safety training, make sure that they use what they’ve learned. When every worker knows and chooses the safe way on a daily basis, you’ll have a workplace with less chance of accidents and injuries.

This four-step approach to job safety will pay dividends:

  1. Team up to solve problems and improve safety. Create employee teams in every department to gather information on potential hazards, analyze problems, develop and test solutions, and implement and monitor results. Being part of a team makes workers feel that they share responsibility, which keeps your safety message top of mind.
  2. Talk up safety every day. Update employees on information that affects their safety. Provide ongoing feedback, praising safe performance, correcting unsafe behavior, and pointing out areas for improvement. Make sure that communication flows both ways. Urge workers to offer suggestions, identify problems, and pose questions – for example, through a safety suggestion system.
  3. Encourage employees to become hazard detectives — and reporters. Make every worker responsible for finding hazards. Create an effective system for reporting problems, and respond promptly to correct hazards that employees identify. This is harder than it sounds because it means that management has to listen when workers discuss safety concerns.
  4. Create a “want-to” safety culture. Encourage your workers to do the safe thing, not because they have to, but because they want to avoid injuries. Remind them of how many safety-related decisions they make every day – and how one bad decision is all it takes to get hurt.

For professional advice on creating or updating your workplace safety program, just give us a call.

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10 years ago · by · 0 comments

Happy Presidents Day

Presidents, South Dakota, LandmarkDid you know:

Jefferson founded the university in 1819 on land that once belonged to eventual President James Monroe. Jefferson is the only president to have ever founded an institution of higher learning.

After finishing his undergraduate degree in 2 years, James Madison stayed at the university for an additional year, making him the Ivy League institution’s first graduate student.

and

Polk, probably aware that many other politicians desired to run for the office, made an explicit campaign promise that if he was elected president, he would leave after 4 years, a promise that he kept.

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Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741

Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700

Mailing:
PO Box 1170
Watsonville, CA 95077-1170

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(831) 661-5697

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