You don’t need to be an insurance expert. That’s why you partner with Scurich Insurance company and an agent you trust. But we’d like you to have enough information to make the best choices for your operation and ask questions that help you explore all your options.
Farm Vehicles
- Trucks
- Utility Vehicles
- Autos
Farm Property
Be sure your farm property is protected for the next generation with exactly the right amount of insurance for your specific needs. Our knowledgeable agents can help.
- Farm house
- Farm land
- Barns
- Stables
- Pens and sheds
- Confinement buildings
- Other farm buildings
For more details on how to get started, call upon us!
Scurich Insurance
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
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Prevention on the outside
Be sure to carry out certain fire protection measures before a fire starts:
- Create “Defensible Space” – Remove flammable vegetation from around your home or structures and replace with fire-resistant plants. This safety zone for firefighters should be at least 100 feet. Also, clear away dead leaves and debris from your roof and gutters.
- Mark road signs and buildings clearly – Fire-fighting personnel must be able to immediately locate and safely travel to your home or business in order to protect it.
- Establish an emergency water supply – Keep a minimum of 2,500 gallons of water (roughly the size of an above-ground pool, 10 feet in diameter) available to firefighters.
- Make your home and buildings fire safe – Modify your structures to resist fire damage. Siding materials such as brick and stucco resist fire much better than wood. Also, build or re-roof with fire resistive or noncombustible materials (Class A offer the best protection).
Prevention on the inside
Fires are caused by a combination of fuel, air and heat. Therefore, removing one of the three elements is key in preventing devastating fires. Beware of fire ignition sources such as:
- Electrical – Many fires result from defects in, or misuse of, the electrical system. Wiring may fail due to faulty installation, overloading, physical damage, aging or deterioration. Inspect all exposed wiring regularly. Make sure heating units are working properly.
- Farm machinery – Equipment fires may be the result of defective fuel or ignition systems, smoking, overheated engines, sparks from exhaust or grinding equipment, or improper refueling. Turn off the engine and allow it to cool before refueling. Repair leaks in fuel lines, pumps and filters. Use and store fuels properly. Keep them in well-ventilated areas.
Scurich Insurance can help protect your farm with Business Insurance as well as keep you informed with Safety Services.
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Your farm is probably the single biggest asset you have and provides your livelihood and security for your family. Farm insurance can repair or replace your farm buildings, equipment, livestock and crops in the event of a disaster. Agricultural business insurance can also protect you and your family in the event of a liability lawsuit due to a consumer safety issue, a farm visitor or trespasser’s injury on your land.
There are 3 primary factors in deciding which type of agriculture insurance you need, and the agricultural insurance company that can best provide it. Here’s what you need to consider:
1. The type of farm and type of agricultural business you own.
2. There are full or part-time employees.
3. The presence of farm outbuildings and equipment inventory on your property.
Assess your current insurance situation
If you already have a homeowner’s insurance policy, it will not cover any buildings except your home, unless you have a rider to that effect. It also will not cover your farm equipment, livestock or crops; and it will not provide liability protection outside a certain distance from your home. If you do have insurance for your farming operations, meet with your agent and discuss your policy, line by line, to determine that you have adequate coverage for your business.
Scurich Insurance provides Agriculture Insurance. Contact us for a quote at 831-722-3541
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