Do You Have Directors and Officers Liability Insurance?
D&O: Zurich Directors and Officers Liability Insurance: “The O.G.L. Case” – A multinational company in need of a strong global insurance carrier.
D&O: Zurich Directors and Officers Liability Insurance: “The O.G.L. Case” – A multinational company in need of a strong global insurance carrier.
The spread of social media has revolutionized not only the way we connect with friends and family, but also how we conduct business. However, this asset can quickly turn into a liability if misused – for example, in recruiting your company’s most valuable asset – its employees.
Many employers begin the hiring process by using social-media outlets to screen applicants. LinkedIn and Facebook can provide a wealth of information about applicants’ education, their friends, and their personal behavior. Some companies reject candidates based on the content of their social-media pages. This might include anything from inappropriate photos or comments, discriminatory or slanderous statements, and references to alcohol and substance abuse, to sharing confidential information about their previous employers(s), displaying poor communication skills, or exaggerating their qualifications.
Although all of these indicators raise red flags, you could be risking a costly and annoying discrimination lawsuit if you access social-media sites which contain protected class information that’s not privileged in the normal hiring process.
To minimize this risk, it makes sense to:
This article was taken from: PropertyCasualty360.com
“Everything is not “coming up roses” for a Fontana, Calif. man who is facing workers’ compensation fraud and perjury charges.
Fifty-four-year-old Jose Cortez formerly earned a living as a gardener until Oct. 2010, when a large tree branch fell and landed on him during his shift for L. Barrios & Associates Landscaping. Cortez was then transported to a local hospital and sent home with “minor work restrictions.”
Although Cortez claimed the injuries sustained that day prevented him from completing his customary work duties, at least one person was not convinced. The following year, a tip aroused enough suspicion to initiate video surveillance of Cortez. During the course of the probe, insurance investigators observed Cortez carrying on as if it were business as usual. In fact, investigators documented at least six separate occasions when they saw him performing his normal duties as a gardener without any obvious signs of discomfort.
In Sept. 2012, investigators from the San Bernardino County District Attorney’s Office Workers’ Compensation Insurance Fraud Unit conducted a thorough criminal investigation, collecting surveillance footage allegedly incriminating Cortez, who was still collecting insurance benefits at the time.
“Mr. Cortez had previously stated that he was unable to perform the full range of his duties,” said Deputy District Attorney Scott Byrd, who is assigned to the case. “However, our investigation revealed that he had misrepresented the extent of his injuries and received more compensation than [to which] he was entitled.”
On Jan. 21, the prosecution filed criminal charges against Cortez, resulting in a felony arrest warrant being issued. Cortez was taken into custody outside his residence without incident by District Attorney Investigators. He was then transported and booked at the San Bernardino County Sheriff’s West Valley Detention Center. On Jan. 22, Cortez entered a plea of “not guilty” in San Bernardino Superior Court.
If convicted as charged, Cortez could enter a system far different from workers’ compensation—namely prison, where he could serve as many as eight years.
“This type of fraud is harmful because it causes premiums that businesses have to pay to go higher,” Byrd says. “It drains business profits, which in turn costs honest workers money in raises or other benefits that they may have been eligible to receive.”
Read more HERE!
For more information about Workers Compensation or to obtain a new policy, simply contact Scurich Insurance Services located in Watsonville, California today at 800-320-3666 and we will be happy to help you.
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Agriculture Insurance is purchased by agricultural producers, including farmers, ranchers, and others to protect themselves against either the loss of their crops due to natural disasters, such as hail, drought, and floods, or the loss of revenue due to declines in the prices of agricultural commodities. The two general categories of crop insurance are called crop-yield insurance and crop-revenue insurance.
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[formidable id=21 title=true]Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741
Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700
Mailing:
PO Box 1170
Watsonville, CA 95077-1170
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