I do a lot of reading. Here are some thoughts inspired by the latest round:
- No person who produces from the heart will go for naught. Career success requires both inner and external engineering.
- As the scope of your life becomes bigger, less will be under your control.
- “I will be happy….. when” is meaningless. Be happy now!
- Comfort is an illusion if sought from the outside. Do you want to be comfortable or awesome?
- To map your career path, ask “Where can I help the most people with the least amount of energy?”
- When overwhelmed by information, we lose clarity of thought, which comes in the spaces between information – yet another reason to meditate.
- Do you identify with your limitations – and let them define you?
- Have these “limitations” blocked you from career success?
- Personal peace is about our internal chemistry. All happiness, despair and other human experiences have a biochemical basis.
- Every person is an energy field functioning at different levels of capability.
- How loyal, how engaged, and awesome do you want your people to be?
- You can’t bullshit yourself into well being.
- Situations don’t make you – they expose you.
- Use time off to reward employees.
- Personality comes from the word persona, which in Greek drama meant a “mask.” Like a mask our personality is a construct – a story we tell ourselves about ourselves.
- All creativity is an imitation of nature.
- Conduct scavenger hunts, field trips, lunch-and -learns, suggestion meetings, crossword puzzles, jeopardy games, volunteer projects, blood donations, fun clubs, etc.
- If people feel good, they will______________
- Over-committed heroes end up becoming martyrs. Avoid this behavior pattern!
- Can you be peaceful where you are or must you go someplace to feel that way?
- HR’s focus on the negative does a disservice to human well being.
- Work doesn’t cause stress; your reaction to it does.
- Have a plan for where you and your business will evolve.
Read more
Workplace safety signs and tags play a key role in helping prevent accidents to workers and visitors alike.
To make the most effective use of signs and tags in your facility that comply with OSHA regulation (29 CFR 1910.145), we’d recommend that you follow these guidelines:
- Identify all hazards throughout the workplace. In addition to obvious dangers, include those that are out of the ordinary, unexpected, or not readily apparent.
- Select or design signs and tags. Make sure they conform to OSHA requirements and are consistent in format.
- Use proper wording. According to OSHA, “the wording of any sign should be easily read, concise, and contain sufficient information to be easily understood.”
- Position signs carefully. Signs should be placed so that they’re easy to see and read from a distance and draw maximum attention to hazards.
- Identify safety and fire protection equipment clearly. This includes such items as eyewash stations and safety showers, as well as fire extinguishers and hoses.
- Employ tags properly. OSHA requires that “tags shall be used as a means to prevent accidental injury or illness to employees who are exposed to hazardous or potentially hazardous conditions, equipment, or operations.”
- Review your program whenever new hazards are introduced. If you just put up signs and tags and forget about them, your facility probably won’t be in compliance with the OSHA regulations. Check the program frequently to make sure that it’s still doing the job.
The workplace safety professionals at our agency would be happy to help you review your signage and tag policy. Give us a call at any time.
Read more
Stress, called the “health epidemic of the 21st century” by the World Health Organization, costs American businesses up to $300 billion a year,
According to “Stressed at Work,” a recent research report by Benzinger, Dupont &Associates, stress impacts work performance in nearly half (49%) of employees surveyed. Difficulties in concentration, absenteeism, and poor work quality are leading the way.
Differences by gender or age can be significant.. Personal problems cause females to be absent from work more often, but males tend to miss more days of work. The frequency of disciplinary action for stress-related acts by males was almost twice as high as for women; with the 56-65 year-old age group having the highest disciplinary rates
The good news: More than nine in ten employees (94%) report improved work performance following participation in an Employee Assistance Program (EAP). The study recommends that companies work with their EAP in identifying and addressing the needs of workers, who are more vulnerable to stress, so they can prevent potential problems becoming serious. These programs and promotion campaigns should consider differences in gender and age. For example:
- Managers need to pay attention to female absenteeism because it might reflect stress at home and/or at work.
- To decrease male disciplinary actions, EAP support and wellness programs should focus on the specific needs of men in the workforce, and use promotional outreach methods that reflect male preferences for brevity (e-mail and text messages).
The more familiar you become with signs and symptoms of stress on the job, the more effective you’ll be in encouraging stressed employees to engage with EAP and workplace health programs: which means the healthier your workers are, the better your bottom line!
To learn more, feel free to give us a call at any time.
Read more

Most people who commit fraud at work are not career criminals – and are often trusted staff with no criminal history. According to criminologist Donald Cressey, there are three factors (the “Fraud Triangle”) that lead an ordinary person to fraud: opportunity, pressure, and rationalization.
Take this example: a bartender who splashes a little more scotch into his friends’ drinks when they come into the bar is succumbing to opportunity; his peers’ expectations that he’ll do this create pressure; while telling himself that “everybody does this – and we’re too stingy on our pours, anyway” provides a rationalization.
How can you use this three-legged tool to detect and deter fraud?
You can’t do much with about rationalizing fraudulent misbehavior because everyone does it without announcing their decision in advance.
You can’t learn whether employees might be under financial pressure to commit fraud without investigating their personal finances – which is impractical and illegal. However, you might be able to minimize work-based pressures they face (for example, forbidding managers from ordering them to hit their goals at all costs).
Opportunity provides the most effective leg in the triangle to curb fraud by making it more difficult. Here’s how:
- Segregate duties so that no one has sole control over accounting, reconciling, custody of assets, and approval of transactions.
- Make sure that transactions which are unusual or involve large amounts have strong managerial oversight and follow-up.
In other words, develop effective control systems so that any larcenous employee will need to be clever enough to avoid several pair of eyes while running a gauntlet of people who reconcile accounts and monitor budget.
If fraud does strike despite these precautions, make sure that you have the right insurance to protect you from loss. For more information, just give us a call.
Read more
The Supreme Court decision (Windsor v. U.S.) legalizing more than 1,000 federal spousal benefits for same-sex couples will have a major impact on the administration of pensions and health plans for employers throughout the nation.
For example, the high court’s ruling overturning the benefits provisions of the Defense of Marriage Act (DOMA) means that surviving same-sex spouses under a defined-benefits retirement plan will now be entitled to receive survivor annuity payments. The decision’s expanded definition of “marriage” will require companies that offer self-funded health benefits for married spouses to extend this coverage to same-sex couples.
The sheer number of benefits under DOMA, together with variations among laws and regulations on the state level – especially in the 38 states that don’t recognize same-sex marriage – will make implementing the Windsor decision a challenge for businesses that offer spousal benefits to their workers.
To deal with this changing situation, we’d recommend that you:
- Have your attorney(s) review the benefits that you’re providing to employees’ spouses for compliance with the new requirements; ask for guidance from federal and state regulators.
- Implement the administration of new same-sex benefits (for example, amending your payroll procedures to update the federal income tax treatment of qualified benefits programs for spouses) as soon as possible – certainly by the end of this calendar year or the plan year.
- Provide complete documentation of the revisions to your plans.
- Before you communicate these changes to your employees, do your homework and be prepared to answer their questions.
As Employee Benefits specialists, we can help guide you through this process – just give us a call.
Read more
Voluntary Vision and Dental insurance is becoming increasingly popular among mid-sized companies as a way to bolster their employee benefits programs.
Since passage of the Affordable Care Act in 2010, benefit providers have been adding Vision and Dental care, giving mid-market companies a variety of choices among competitively priced plans that can help attract and retain quality workers. “We continue to see that benefits like these are good for driving employee loyalty and job satisfaction,” says Alan Hirschberg, vice president of dental and vision products for MetLife Inc.
Sales of Voluntary benefits keep growing: a survey last by industry association LIMRA International, Inc. showed that Vision coverage increased 75% year-over-year in the second quarter of 2012, while Dental care rose 1%.
To help curb costs, mid-sized businesses often ask employees to pick up at least 30% of premiums for these plans. Most workers are fine with this because the premiums are relatively inexpensive.
In addition to supplementing Group Health insurance, Vision and Dental plans cover tests and procedures that can reduce employers’ health care costs down the road. For example, eye and dental exams can be crucial in early detection and management of cardiovascular disease and diabetes.
When it comes to Voluntary benefits, one size does not fit all. For instance, highly compensated employees might want a Dental plan that covers adult orthodontics, while lower-wage workers might prefer coverage for cleaning, fillings and other basic care. Companies can also offer multiple plans, allowing workers to select the premiums and coverage they prefer.
We’d be happy to work with you in tailoring cost-effective, comprehensive voluntary Vision and Dental plans that can benefit your business – and your employees.
Read more