Scurich Insurance Services has been serving the Monterey Bay Area since 1924. Our mission is to partner with our customers and provide them superior service and value. We are a member of United Valley Insurance Services, Inc., a cluster of over 70 California Independent Insurance agencies, which produced over $530,000,000 of annual premium last year.
At Scurich Insurance Services we understand your business and our community. Our customers look to us for comprehensive solutions. We have established relationships with more than 40 of the nation’s leading insurance providers, which allows us to deliver multiple, competitively-priced options and a team of experts to guide you through the process.
When you need to file a claim, change a policy or process a certificate you can depend on Scurich Insurance Services to respond quickly to your request.
Scurich Insurances can provide commercial packages, farm bureau discounts, farm packages, workers compensation, professional liability, umbrella, group benefits group life & health personal auto , home, life, health and much more. We can also help you plan wisely and guide you in the evaluation of risk management, We serve Watsonville, California and surrounding areas. We represent over 50 Insurance carriers to better protect your business.
Your need for life insurance will vary with your age and responsibilities. The amount of insurance you buy should depend on the standard of living you wish to assure for your dependents. You should consider the amount of assets and sources of continuing income available to your dependents when you pass away. Simply stated, you should choose an amount of life insurance that is determined necessary to meet the needs you are trying to satisfy.
Steps To Determine How Much Life Insurance You Need:
1.Determine how much life insurance you need based on the factors mentioned above.
2.Decide how much money you can afford to pay.
3.Choose the type of life insurance policy that meets your coverage goals and current family budget. Fitting these two factors together will move you toward a successful overall financial plan.
Scurich Insurance can assist you with your Life Insurance needs.
320 East Lake Avenue, PO Box 1170
Watsonville, CA 95077-1170
Office: 1-831-722-3541
Toll Free: 1-800-320-3666
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Scurich Insurances can provide commercial packages, farm bureau discounts, farm packages, workers compensation, professional liability, umbrella, group benefits group life & health personal auto , home, life, health and much more. We can also help you plan wisely and guide you in the evaluation of risk management, We serve Watsonville, California and surrounding areas. We represent over 50 Insurance carriers to better protect your business. Find out more at www.scurichinsurance.com
Tony Scurich, Principal/Broker – Scurich Insurance – Part 2
Tony has been in the insurance business since 1981 and with Scurich Insurance since 1983. He feels the biggest misconception that the public has today about insurance costs is that a cheaper policy is better; however it is not always the best policy. The public has a perception that insurance agents just try and pad their bank accounts, when really they are just finding gaps in coverage for a customer. This benefits them if a claim is filed in the future, so they are adequately covered.
Tony says that the most critical coverage for a young family is life insurance, especially when you are younger, because it is cheaper to obtain. For an elderly person, long term care is most important and businesses need to have sufficient liability coverage and business interruption. Tony feels the Scurich Insurance brings a lot of value and education to their customers with a staff that is always there to understand and solve customer issues.
Term life insurance in general can be purchased for large amounts with a low premium to start out. This can be a good option for those with short term needs such as coverage for a home mortgage, outstanding debt, educational costs, or a car loan. The appropriate policy will be affordable and cover any or all of these expenses to give you the peace of mind that large bills will be handled.
Permanent life insurance offers a level payment for a coverage amount that you choose and an account value that suits your lifelong needs based on factors such as children, marital status, income, and monthly expenses. This is a very convenient option for those looking to fulfill a loved one’s needs, finalize expenses, complete estate planning, make contributions to charity, implement a business legacy, or have access to accumulated cash value.
Scurich Insurance can help you with many types of Life Insurance. For more information, please contact us at 1-800-320-3666
Scurich Insurance Services has been serving the Monterey Bay Area since 1924. Our mission is to partner with our customers and provide them superior service and value. We are a member of United Valley Insurance Services, Inc., a cluster of over 70 California Independent Insurance agencies, which produced over $530,000,000 of annual premium last year.
