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13 years ago · by · 0 comments

Stop being a target for identity theft

Scurich Insurance Services, CA, Identity TheftIdentity theft is moving a lighting speed.  Credit scores get destroyed, bank accounts and investments get heisted, and people’s lives are ruined.  And it’s so swift, it’s practically unnoticeable until you get to the bank.

Unfortunately, you may be giving the thieves everything they need to take everything you have.  Here are a few tips that you can start doing today to protect yourself from identity theft.

  • Log off all public computers.  Using the public library’s computer is a good tool if you don’t have your own computer.  But be cautious while you are using it.  Make sure you log off from all of your programs and applications.  Staying logged in may give the person who uses the computer after you, all the information they need.
  • Change your passwords.  Don’t write your passwords out for everyone to see.  Keep your passwords in a safe location that only you know of.  Every so often, change out your passwords.  Hackers can get your information if you have a weak or the same password for everything.
  • You fall for phishing scams.  Phishing scams are commonly seen in your email.  You receive a notification from your bank telling you that you have a problem with your account, and they need you to sign in.  Don’t fall for it!  Those are scams trying to get your information.  You may also find emails that say you’re entitled to a large sum of money when some unknown relative in a distant country died and left you all of their fortune.  If you don’t know this unknown relative, chances are they never existed, along with this large inheritance.
  • Get that paper shredder out.  Don’t just throw out papers with your personal information on it.  Shred them.
  • Shop on secured sites.  Make sure when you do your online shopping the address starts with https://.  Make sure your anti-virus program is up to date.
  • Don’t give out information over the phone.  If you get an unsolicited call from your bank or credit card company chances are, they are scammers.
  • Hold on to your belongings.  Keep your bag and your phone with you at all times.  It may seem like a quick  trip to the store and, “Why not?  I’ll be out in a jiffy.”  Problem is, it takes just a jiffy for thieves to break into your car and grab your belongings.  It’s not worth it.
  • Don’t text confidential information.  Your phone can easily be hacked by hackers.  Keep your confidential information off the phone.
  • Don’t store your personal information on your computer.  If your computer gets stolen, so does all of that information.
  • Public WiFi.  Don’t use public WiFi to do transactions.  It’s never a good idea, your information is out there and ready for others to grab a hold of.

Keep your personal information safe and out of the hackers grasp.

Content provided by Transformer Marketing.

 

 

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13 years ago · by · 0 comments

Start 2014 with wellness

Scurich Insurance Services, CA, WellnessSeven principles lay the foundation for effective wellness.  The principles are think, breathe, drink, eat, sleep, exercise, detox and environmental.  Within these principles are the keys to a well-balanced wellness program.   Here are just ten tips to get you started.

  1.  Pay attention to your thoughts.  It’s real easy to get caught up in the negativity with this world today.  Don’t let that happen to you.  Stay positive.  Positive thoughts include gratitude, forgiveness, courage, happiness and there’s so much more I haven’t even touched on.
  2.  Learn to breathe.  Breathing exercises have been proven to reduce stress, lower blood pressure, heart rate, circulation, digestion and many more!
  3. Drink lots of water.  Water helps maintain the body’s fluid levels, helps control calories, energizes muscles, water helps your skin maintain a good look and many more!  Water is essential to your overall healthy lifestyle.
  4. Get in touch with your spiritual side.  Pray, meditate, and go for a walk in the labyrinth.
  5. Eat organically.  Fresh fruit, vegetables, little starch and carbohydrates.  Blueberries, beans, broccoli, oats, oranges, salmon, pumpkin, soy, spinach, tomatoes, turkey, walnuts, tea (green and black) and yogurt are just a few of the super foods.   Olive oil is another favorite of mine.  I use it exclusively for everything.
  6. Get plenty of sleep.  Sleep helps improve your memory, sleep can help you live longer, spurs creativity, sharpens attention span and helps you maintain a healthy weight.
  7. Get out and move.   Yoga is great for stretching the tired muscles, going for a brisk walk benefits your heart, running helps your relieve stress and even can eliminate depression, do a high impact cardio workout.  Twenty minutes a day three days a week and you’ll be seeing a change in yourself.
  8. Get rid of all the junk.  Throw out the processed macaroni and chesses boxes, pass by McDonald’s and see how differently your body will react.  It’s a known fact that the fast and processed foods that we eat everyday drag us down.  Get rid of it and feel more energized.
  9. Get away from it all.  Go up the mountains and surround yourself with peace or go to the beach and soak up the sun.  The concrete jungle is not going to cut it.  Make a monthly effort to get away from it, even if it’s for a nice long day hike.
  10. Have fun.  Anything and everything that you do, make sure that you have fun doing it.

Content provided by Transformer Marketing.

 

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13 years ago · by · 0 comments

My homeowners insurance covers that?

Homeowners insurance coverage can be tricky.  Some claims that one would think would be considered in the original homeowners insurance policy, are not (i.e. earthquakes, floods, etc.).   Here are a few of the possible scenarios that are covered:

1. The sky is falling!

Chicken Little was onto something there.  If meteors or UFO’s fall from the sky and crash into your house, your homeowners policy will have “open perils” policies to protect you from anything that isn’t specifically excluded.  Falling objects are included in the policy.  So if Marvin the Martian crashes into your home, theoretically, you are covered.

2. The volcano is going to blow!

We love the “open perils,” policies.  Should Dante’s Peak destroys your house, aside from tremors or earthquakes, your homeowners policy should theoretically, cover your loss.  Including if your house gets swallowed in a lava flow.

If you live in Hawaii, chances are you will also have a state-run volcano insurance coverage that you will need to look into.

3. It’s a Stampede!

We are being invaded by goats and cows!  The cows just ran through home but the goats came and ate our sofa, gnawed on our furniture and well, destroyed everything.

Your homeowners insurance can over stampeding animals, as long as the animals do not belong to you.  The animals must be wild and not domesticated.

4. Your loved ones tombstones.

Tombstones are a reminder of the loved ones we once lost.  However, there are pranksters that will deface and defile tombstones, especially around Halloween.

Your loved ones tombstones are covered by your homeowners insurance.

5. The truly frightful

Some homeowners policies will cover certain costs related to a murder, suicide or an unattended death in your home.  Not all homeowners policies have this option, best bet is to get a policy review and make any necessary adjustments.

Give us a call today for a complete homeowners policy review.

Content provided by Transformer Marketing.

 

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13 years ago · by · 0 comments

Yes, we offer that too!

Scurich Insurance Services know that there is so many different types of insurance needs that everyone has.  Commercial insurance needs are different than personal insurance needs and of course specialties.  We also know that running around to different agencies for different needs is inconvenient, that’s why we have such a large array of services that we can provide you with.  Look below and see just a few of the insurance needs we can accommodate:

Commercial Insurance

Commercial packages
Business auto
Workers Compensation
Umbrella
Directors & Officers
Professional liability
Employee practices liability

 Personal Insurance

Auto
Home
Umbrella
Recreational vehicle
Watercraft

Life & health

Individual medical
Individual life
Group Medical
Group benefits

 

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13 years ago · by · 0 comments

Do you know Kim House?

Scurich Insurance Services, Watsonville CA, Kim HouseKim House [email protected]
Born in New York, transplanted as a 5 year old to sunny California, Kim grew up in San Jose, attended Piedmont Hills High School, continued her education at San Jose City College and graduated from San Jose State University in 1975. She is married with one college age daughter. Kim has worked for Scurich Insurance for almost 8 years. Some of her passions are walking at the beach, especially Seacliff Beach, biking and swimming. She also enjoys gardening, home improvement (Kim prefers receiving tools instead of jewelry as a gift), stained glass and sewing. She belongs to Holy Eucharist Catholic Church and enjoys serving at the Salvation Army on Monday nights along with many others from Holy Eucharist Church.

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Company information

Scurich Insurance Services
Phone: (831) 661-5697
Fax: (831) 661-5741

Physical:
783 Rio Del Mar Blvd., Suite7,
Aptos, Ca 95003-4700

Mailing:
PO Box 1170
Watsonville, CA 95077-1170

Contact details

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(831) 661-5697

Available 8:30am - 5:00pm