Down through the ages Scurich Insurance Services, located on the central coast of California, has developed an expertise in Customer’s support by not working for you but working with you instead. Rather speaking about ourselves, we let our work speak by itself through our customers.In Business Review 360° our customers provide us their feedback which confirms you are at the right landmark for your insurance.
“I have had Scurich Insurance cover my home, vehicles, trailer and boat for so many years I can’t remember who I had last. I haven’t spent any time shopping around because due to previous experience I have been well taken care of after many incidents in my life that required assistance, attention and insurance coverage. To me that is worth any money that I might save by leaving for a less expensive company. Thank you.” Stacey T. Truckee, CA
Countlessadvertisements depict “Flo”, or a gecko, as possible advocates in theinsurance arena. Hopefully our competitors will take the bait and settle on afictitious character or a reptile to save a few bucks. Our firm sees the valuein the genuine article, the seasoned professional. The Scurich Family hasprovided both insurance products and valued advice to my family for threegenerations. Many uncertainties exist today in business; fortunately, theexcellence with which Scurich Insurance Services serves its clients is not oneof them. Their expertise, as a broker, to competitively shop for coverages, hashelped us manage costs–without unnecessary exposure. We have referred severalfriends and colleagues to the Scurich agency, for both commercial and personallines, all of whom have experienced the same high level of professionalism fromthe partners and their well-trained, courteous staff. I look forward to the daywhen the fourth generations of our two families are able to continue thismutually beneficial relationship.LouisIvanovich, V.P.Louis I. C. Watsonville, CA
Scurich Insurance Services would like to invite you to take our Happy Customer Survey so that your testimonial on why you are a Happy Customer of ours will appear on our Business Reviews 360° page.
Our Happy Customer program is specially designed to capture your feedback and opinion. If you would also like to share your experience with Scurich Insurance Services, please do participate in Happy Customer. We would love to hear from you!
Here are a few testimonials from some of our Happiest Customers!
sharon j. watsonville, CA
We have been with Scurich Insurance for over twenty years and have always been extremely satisfied with the services they provide our company. No high pressure sales pitch, just professionals who work with us to find the right policies to fit our business needs. The entire staff makes us feel as if we are their most important client. A rarity in today’s business climate.
Louis I. Corralitos, CA
Countlessadvertisements depict “Flo”, or a gecko, as possible advocates in theinsurance arena. Hopefully our competitors will take the bait and settle on afictitious character or a reptile to save a few bucks. Our firm sees the valuein the genuine article, the seasoned professional. The Scurich Family hasprovided both insurance products and valued advice to my family for threegenerations. Many uncertainties exist today in business; fortunately, theexcellence with which Scurich Insurance Services serves its clients is not oneof them. Their expertise, as a broker, to competitively shop for coverages, hashelped us manage costs–without unnecessary exposure. We have referred severalfriends and colleagues to the Scurich agency, for both commercial and personallines, all of whom have experienced the same high level of professionalism fromthe partners and their well-trained, courteous staff. I look forward to the daywhen the fourth generations of our two families are able to continue thismutually beneficial relationship.
Term life insurance is “pure” insurance. It offers protection only for a specific period of time. If you die within the time period defined in the policy, the insurance company will pay your beneficiaries the face value of your policy.
Term insurance differs from the permanent forms of life insurance, such as whole life, universal life, and variable universal life, which generally offer lifetime protection as long as premiums are kept current. Also, unlike other types of life insurance, term insurance does not accumulate cash value. All the premiums paid are used to cover the cost of insurance protection, and you don’t receive a refund at the end of the policy period. The policy simply expires.
Term life insurance is often less expensive than permanent insurance, especially when you are younger. It may be appropriate if you want insurance only for a certain length of time, such as until your youngest child finishes college or you are able to afford a more permanent type of life insurance.
The main drawback associated with all types of term insurance is that premiums increase every time coverage is renewed. The reason is simple: As you grow older, your chances of dying increase. And as the likelihood of your death increases, the risk that the insurance company will have to pay a death benefit goes up. Unfortunately, term insurance can become too expensive right when you need it most — in your later years.
Several variations of term insurance do allow for level premiums throughout the duration of the contract. You may be able to obtain 5-, 10-, 20-, or even 30-year level term, or level term payable to age 65. An advantage of renewable term life insurance is that it is usually available without proof of insurability.
Life insurance can be used to achieve a variety of objectives. The cost and availability of the type of life insurance that is appropriate for you depend on factors such as age, health, and the type and amount of insurance you need. Before implementing a strategy involving life insurance, it would be prudent to make sure that you are insurable. As with most financial decisions, there are expenses associated with the purchase of life insurance.Policies commonly have contract limitations, fees, and charges, which can include mortality and expense charges.
Born in Watsonville Tony has been in the insurance business since 1981 and with Scurich Insurance since 1983. Tony is married with 3 children, graduated from Watsonville High in 1977 and Santa Clara University in 1981. Current activities include running at Rio Del Mar Beach & West Cliff Drive, biking, cooking/BBQing, reading biographies and eating breakfast burritos at Pixie Deli. Past and present community activities include board member of St Francis High School, Pajaro Valley Historical Association, YMCA (board member and youth basketball coach), Boy Scouts of America and, Pajaro Valley Chamber of Commerce (board chair in 2004).
Contact any of the helpful and friendly agents at Scurich Insurance with any questions about yourCalifornia Commercial Insurance Policy. To learn more about Scurich Insurance, follow us about
When I was 19, I took my future husband’s 3-year-old son, Tony, shopping at JCPenney. But when we got to the escalators, Tony froze. He would not get on. I stepped on to show him how easy it was, and then encouraged him to follow me. I was halfway down before I realized he was not coming. I yelled to him to wait for me to come back to get him. But running around to the other escalator, I lost sight of him. When I came back, he was gone. I dropped the decorations it had taken two hours to find, and started yelling for him in a panic. Then, as I was telling a lady at the jewelry counter to call the police, along came Tony with a security guard. He is 27 now and still teases me about the time I lost him in the mall. — PJ Goetz, Tampa With Kids“
Our Happy Customer program is specially designed to capture your feedback and opinion. If you would also like to share your experience with Scurich Insurance Services, please do participate in Happy Customer. We would love to hear from you!
Term life insurance is “pure” insurance. It offers protection only for a specific period of time. If you die within the time period defined in the policy, the insurance company will pay your beneficiaries the face value of your policy.
Born in Watsonville Tony has been in the insurance business since 1981 and with