From http://edieunderthenet.blogspot.com
“You should examine the possibility of a visitor insurance before embarking on a vacation. In case illnesses and accidents come up, you are assured of reduced costs with your visitor insurance. You can have a cash less settlement option with some visitor insurance, where you do not have to pay up front yourself but can have the doctor or hospital bill and the insurance does the payment.
It is not every insurance that is medically-related, a superb feature is the trip cancellation insurance. If you are unable to make your trip due to unforeseen circumstances, this type of visitor insurance will secure you. A great deal of flights are non-refundable if you cancel, and with trip cancellation insurance you are rest assured that in case of some event your flight fare does not go up in smoke.
All visitor insurances start from basic to comprehensive; what counts are component services and maximum coverage amounts. When traveling in the United States or Europe, hospital bills or doctor visits can get very expensive from illness, accident or injury. The age of the traveler should be taken into consideration as well, since the elderly are more likely to become ill, and children are more prone to accidents.
You can purchase visitor insurance from the country your visiting or your native country. There are many suppliers who would working intermediaries between you and the insurance firms, to offer the ideal coverage for great rates. Usually trip cancellation insurance is purchased separately from your medical visitor insurance but you can as well get packages to cover the two.
A number of visitor insurance policies permit you to visit any medical centre, while other have member networks. There is a initial amount of money to be paid by you before the visitor insurance pays the rest of the costs. It called a deductible. You have to read through properly and understand your package details.
Though age could make a difference in the price of your policy, there is no medical test required in order to be able to purchase visitor insurance. Some questions on the policies do require you to tell if you have some preexisting condition to your health they should be aware of. You can buy insurance for visiting relatives and have it take effect the day of their arrival.
There is no doubt that buying visitor insurance or trip cancellation insurance could be a very wise investment to keep you holiday happy and debt free. You should be very prepared when taking a journey, since accidents and illness do occur.”
Travelling this month? Are you properly covered? Call on us!
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From http://www.epa.gov/
ALERT: Generator exhaust is toxic. Always put generators outside well away from doors, windows, and vents. Never use a generator inside homes, garages, crawlspaces, sheds, or similar areas. Carbon monoxide (CO) is deadly, can build up quickly, and linger for hours.
Report suspected spills, contamination or possible violations.
- To report oil,chemical, or hazardous substance releases or spills, call the National Response Center 800-424-8802.
- Report a suspected environmental violation on EPA’s reporting page.
Flooding
- Limit contact with flood water. Flood water may have high levels of raw sewage or other hazardous substances. Early symptoms from exposure to contaminated flood water may include upset stomach, intestinal problems, headache and other flu-like discomfort. Anyone experiencing these and any other problems should immediately seek medical attention.
- What do I do about water from household wells after a flood? Do not turn on the pump due to danger of electric shock. Do not drink or wash with water from the flooded well until it is tested and safe to use. Read more.
- What do I do with my home septic system after a flood? Do not use the sewage system until water in the soil absorption field is lower than the water level around the house. If you have a home-based or small business and your septic system has received chemicals, take extra precautions to prevent contact with water or inhaling fumes. Proper clean-up depends on the kinds of chemicals in the wastewater. Read more
- For water and wastewater facilities: Suggested post-hurricane activities to help facilities recover.
Mold
- Mold cleanup: Mold can cause serious health problems. The key to mold control is moisture control. After the flood, remove standing water and dry indoor areas. Remove and discard anything that has been wet for more than 24-48 hours.
- Basic mold hazards
- Cleaning up mold, what to wear
- Mold cleanup in schools and commercial buildings. Information for building managers, custodians, and others who are responsible for commercial building and school maintenance.
- More about mold from Centers for Disease Control
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From http://www.epa.gov
“Prepare for a hurricane
Make any preparations that can minimize injury and property damage. Households, utilities, and businesses should plan for disaster before hurricane season starts, or make any possible preparations when a hurricane is predicted.
Drinking water and food:
- Make a kit of supplies. Keep at least a 3-day water supply per person -and don’t forget pets. What you can do to protect your household well.
- Prepare food supplies for an emergency. Get a fridge thermometer to be sure of safe storage temperatures if you lose electricity. Freeze extra containers of water ahead of time. Use ice chests in case power is out for more than four hours.
Water and wastewater systems
- Suggested pre-hurricane activities to help facilities prepare.
- Water resiliency planning tools for communities.
Planning for disaster debris:
Damage from a hurricane depends on the size, extent, and other factors. Damage debris can include destroyed structures, hazardous waste, green waste, or personal property.
Chemical or fertilizer storage:
Properly designed or modified storage facilities enhance worker safety and minimize the risk contamination.
Summary of regulatory requirements related to shutdown operations – For complex industrial processes, shutdown operations require special care beyond normal operations. Facility owners and operators are required to minimize chemical releases during process shutdown operations; and if reportable releases occur, they must be reported immediately upon constructive knowledge of occurrence. ”
Please all us if you need more information on your insurance options.
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Down through the ages Scurich Insurance Services, located on the central coast of California, has developed an expertise in Customer’s support by not working for you but working with you instead. Rather speaking about ourselves, we let our work speak by itself through our customers.In Business Review 360° our customers provide us their feedback which confirms you are at the right landmark for your insurance.
Here is a testimonial from one of our Happiest Customers from our Business Review 360° page!
“I have had Scurich Insurance cover my home, vehicles, trailer and boat for so many years I can’t remember who I had last. I haven’t spent any time shopping around because due to previous experience I have been well taken care of after many incidents in my life that required assistance, attention and insurance coverage. To me that is worth any money that I might save by leaving for a less expensive company. Thank you.”
Stacey T. Truckee, CA 3/1/2012
Scurich Insurance Services would like to invite you to take our Happy Customer Survey so that your testimonial on why you are a Happy Customer of ours will appear on our Business Reviews 360° page.
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Scurich Insurance Services, located in California, has Newsletters that provide additional information regarding Insurance related topics so that you can learn more about why it is important to have the proper coverage of all your assets, but also to learn more about the policies themselves. All of our helpful and friendly agents at Scurich Insurance Services invite you to subscribe to our Newsletters so that you can receive them to your inbox every month when the new edition is updated and stay informed and educated regarding insurance.
Contact any of the helpful and friendly agents at Scurich Insurance Service with any questions regarding your Insurance Policy with us or for a quote on one today!
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